Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Hurst
Hurst isn’t graded for hazard risk: Hurst has 700 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1998.
What Hurst faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hurst flood? Rarely: 2 flood claims since 1998
Every paid claim on a federal flood insurance policy in Hurst, from FEMA’s records.
- The Mid-spring storms1 claim · $2K
Hurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Williamson County.1 federal disaster brought FEMA money to Hurst
Disasters that paid out in Hurst itself (aid to households or repair grants to the City of Hurst), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding11 households applied for aid$74K aid approved1 flood claim paid that year
Williamson County has had 6 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hurst after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hurst archive →Hurst and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| De Soto Township | Dmore damage than 89% | river and rain flooding | 28 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hurst faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hurst
Does Hurst flood?
Flood insurance has paid 2 claims in Hurst since 1998, $2K in all. The most claims came from Mid-spring storms (1).
Is Hurst in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Williamson County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Hurst?
FEMA’s Community Rating System list shows no discount for Hurst’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hurst?
By FEMA money that reached Hurst, Severe Storms and Flooding (2011): 11 households applied for aid, $74K approved. By flood claims, Mid-spring storms: 1 paid, $2K.
Storm stories
Memories, warnings and help from neighbors in Hurst.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hurst’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.