On FEMA’s figures, Hallock Township faces more hazard damage per building than 70% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Hallock Township gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (80%), then tornadoes (11%). Flood insurance has paid 81 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Hallock Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Hallock Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Hallock Township’s grade
River and rain flooding is 80% of the building damage FEMA expects in Hallock Township, and Hallock Township’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts. Landslides add 1%, at a rate in the top 1% of U.S. census tracts.
C higher expected damage per building than 70% of U.S. towns (21,298).
Hallock Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.3M a year in losses across Hallock Township: $872K to buildings, the rest to people and crops.
Does Hallock Township flood? Sometimes: 81 flood claims since 1979
Every paid claim on a federal flood insurance policy in Hallock Township, from FEMA’s records: 116.7 per 1,000 homes, more than 97% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms9 claims · $155K
- Hurricane Ike1 claim · $3K
Hallock Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Peoria County.2 federal disasters brought FEMA money to Hallock Township
Disasters that paid out in Hallock Township itself (aid to households or repair grants to Hallock Township), newest first, with that year’s flood claims.
- 2000Illinois Winter Snow Storms$2K to Hallock Township for repairs
- 1999Il-winter Storm 1/1/99$3K to Hallock Township for repairs
Peoria County has had 12 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hallock Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hallock Township archive →Hallock Township and its neighbors
Hallock Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Medina Township | Bless damage than 56% | river and rain flooding | 69 |
| Hallock Township | Cmore damage than 70% | river and rain flooding | 81 |
| Chillicothe Township | C−more damage than 82% | river and rain flooding | 731 |
| La Prairie Township | — | 285 residents; we grade 1,000+ | |
| Akron Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hallock Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hallock Township
Is Hallock Township at risk for natural disasters?
On FEMA’s National Risk Index, Hallock Township has higher expected damage per building than 70% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (80%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Hallock Township flood?
Flood insurance has paid 81 claims in Hallock Township since 1979, $595K in all, or 116.7 per 1,000 homes, more than 97% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (9).
Is Hallock Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Peoria County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Hallock Township?
FEMA’s Community Rating System list shows no discount for Hallock Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hallock Township?
By FEMA money that reached Hallock Township, Il-winter Storm 1/1/99 (1999): $3K to Hallock Township for repairs. By flood claims, Mid-spring storms: 9 paid, $155K.
Is Hallock Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Hallock Township’s rate for it is higher than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Hallock Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hallock Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.