FEMA expects about as much hazard damage per building in Grant Park as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Grant Park gets a B− for hazard risk: higher expected damage per building than 53% of U.S. towns. Most of that expected damage is river and rain flooding (86%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Grant Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Grant Park’s grade
River and rain flooding is 86% of the building damage FEMA expects in Grant Park, and Grant Park’s rate of river and rain flooding damage is higher than 71% of U.S. census tracts. Next is tornadoes at 9% (higher than 75% of U.S. census tracts).
B− higher expected damage per building than 53% of U.S. towns (21,298).
Grant Park’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $654K a year in losses across Grant Park: $461K to buildings, the rest to people and crops.
Does Grant Park flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Grant Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Grant Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kankakee County.3 federal disasters brought FEMA money to Grant Park
Disasters that paid out in Grant Park itself (aid to households or repair grants to the Village of Grant Park), newest first, with that year’s flood claims.
- 2004Severe Storms and Tornadoes2 households applied for aid$1K aid approved
- 2000Illinois Winter Snow Storms$2K to the Village of Grant Park for repairs
- 1999Il-winter Storm 1/1/99$4K to the Village of Grant Park for repairs
Kankakee County has had 4 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Grant Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grant Park archive →Get ready for what Grant Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Grant Park
Is Grant Park at risk for natural disasters?
On FEMA’s National Risk Index, Grant Park has higher expected damage per building than 53% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (86%) and tornadoes (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Grant Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kankakee County, 14% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Grant Park?
FEMA’s Community Rating System list shows no discount for Grant Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Grant Park?
By FEMA money that reached Grant Park, Il-winter Storm 1/1/99 (1999): $4K to the Village of Grant Park for repairs.
Is Grant Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (86%), and Grant Park’s rate for it is higher than 71% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Grant Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grant Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.