On FEMA’s figures, Goode Township faces more hazard damage per building than 78% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Goode Township gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns, #620 of 768 in Illinois. Most of that expected damage is river and rain flooding (49%), then earthquakes (35%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Goode Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Goode Township’s grade
River and rain flooding is 49% of the building damage FEMA expects in Goode Township, and Goode Township’s rate of river and rain flooding damage is higher than 58% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 4% of U.S. census tracts.
C− #620 of 768 in Illinois; higher expected damage per building than 78% of U.S. towns (21,298).
Goode Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Goode Township has more expected damage per building than 81% of Illinois towns.
In dollars, FEMA expects about $2.2M a year in losses across Goode Township: $1.2M to buildings, the rest to people and crops.
Does Goode Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Goode Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Goode Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.The storms Goode Township remembers
None of the 7 disasters declared for Franklin County shows FEMA aid or repair money reaching Goode Township itself in FEMA’s records, so these are its biggest flood-claim years.
Franklin County has had 7 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Goode Township and its neighbors
Goode Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sesser | C−more damage than 77% | river and rain flooding | — |
| Goode Township | C−more damage than 78% | river and rain flooding | 0 |
| Tyrone Township | C−more damage than 80% | river and rain flooding | 1 |
| Barren Township | — | 311 residents; we grade 1,000+ | |
| Bald Hill Township | — | 805 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Goode Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Goode Township
Is Goode Township at risk for natural disasters?
On FEMA’s National Risk Index, Goode Township has higher expected damage per building than 78% of U.S. towns: C− for hazard risk, #620 of 768 in Illinois. Most of the expected damage is river and rain flooding (49%) and earthquakes (35%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Goode Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Goode Township?
FEMA’s Community Rating System list shows no discount for Goode Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Goode Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (49%), and Goode Township’s rate for it is higher than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Goode Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Goode Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.