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CHazard risk
Natural hazards in Felix Township · FEMA

FEMA expects more hazard damage per building in Felix Township than in 73% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Felix Township gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns, #570 of 768 in Illinois. Most of that expected damage is river and rain flooding (85%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 85%Tornadoes 9%Strong wind 4%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 73%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#570 of 768 in Illinois
Hazard risk
C#570 of 768
in Illinois · higher than 73% of U.S. towns
Main hazard
River and rain flooding
85% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 12 declared for Grundy County
By hazard

What Felix Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

85%of expected building damage
Well above average · higher than 83% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

9%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Smaller shares here
 Strong wind Earthquakes Hail Wildfire Ice storms Lightning Hurricanes Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 39% of Felix Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Felix Township’s grade

River and rain flooding is 85% of the building damage FEMA expects in Felix Township, and Felix Township’s rate of river and rain flooding damage is higher than 83% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 7% of U.S. census tracts.

Where Felix Township sits
Felix Township
Least damageMiddleMost damage

C #570 of 768 in Illinois; higher expected damage per building than 73% of U.S. towns (21,298).

All of Felix Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding85%Tornadoes9%Strong wind4%Everything else3%

The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Felix Township has more expected damage per building than 74% of Illinois towns.

In dollars, FEMA expects about $4.3M a year in losses across Felix Township: $2.3M to buildings, the rest to people and crops.

Shared tract.All of Felix Township’s 4,438 residents (2020 census) live in one census tract, which it shares with Carbon Hill village (372 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Felix Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Felix Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Felix Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grundy County.
Disasters

2 federal disasters brought FEMA money to Felix Township

Disasters that paid out in Felix Township itself (aid to households or repair grants to Felix Township), newest first, with that year’s flood claims.

  1. 2011Severe Winter Storm and Snowstorm$6K to Felix Township for repairs
  2. 1999Il-winter Storm 1/1/99$3K to Felix Township for repairs
Disasters declared, by decade
Paid out in Felix TownshipGrundy County only

Grundy County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Felix Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Felix Township archive →
Next door

Felix Township and its neighbors

Felix Township has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.

Goose Lake Township: hazard risk CWilmington Township: not gradedGoose Lake TownshipWilmington TownshipFelix Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Felix TownshipCmore damage than 73%river and rain flooding0
Goose Lake TownshipCmore damage than 75%river and rain flooding105
Wilmington Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Felix Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Felix Township

Is Felix Township at risk for natural disasters?

On FEMA’s National Risk Index, Felix Township has higher expected damage per building than 73% of U.S. towns: C for hazard risk, #570 of 768 in Illinois. Most of the expected damage is river and rain flooding (85%) and tornadoes (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Felix Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grundy County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Felix Township?

FEMA’s Community Rating System list shows no discount for Felix Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Felix Township?

By FEMA money that reached Felix Township, Severe Winter Storm and Snowstorm (2011): $6K to Felix Township for repairs.

Is Felix Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (85%), and Felix Township’s rate for it is higher than 83% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Felix Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Felix Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.