Schultz, Raymond, Round Barn · Photo: Ramccoy55 · CC BY-SA 3.0Storms, floods and disasters in Eppards Point Township
Eppards Point Township isn’t graded for hazard risk: Eppards Point Township has 112 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 2008.
What Eppards Point Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Eppards Point Township flood? Rarely: 3 flood claims since 2008
Every paid claim on a federal flood insurance policy in Eppards Point Township, from FEMA’s records.
- The Early winter storms2 claims · $13K
Eppards Point Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Livingston County.The storms Eppards Point Township remembers
None of the 8 disasters declared for Livingston County shows FEMA aid or repair money reaching Eppards Point Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20081 flood claims paidThe year of Severe Storms and Flooding, declared for Livingston County
- 20151 flood claims paidNo declaration for the county that year
- 20161 flood claims paidNo declaration for the county that year
Livingston County has had 8 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Eppards Point Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eppards Point Township archive →Eppards Point Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Avoca Township | — | 414 residents; we grade 1,000+ | |
| Pontiac Township | — | not graded yet | |
| Yates Township | — | 103 residents; we grade 1,000+ | |
| Pike Township | — | 596 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Eppards Point Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Eppards Point Township
Does Eppards Point Township flood?
Flood insurance has paid 3 claims in Eppards Point Township since 2008, $15K in all. The most claims came from Early winter storms (2).
Is Eppards Point Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Livingston County, 14% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Eppards Point Township?
FEMA’s Community Rating System list shows no discount for Eppards Point Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Eppards Point Township?
By flood claims, Early winter storms: 2 paid, $13K.
Storm stories
Memories, warnings and help from neighbors in Eppards Point Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eppards Point Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.