On FEMA’s figures, Edinburg faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Edinburg gets a C+ for hazard risk: higher expected damage per building than 59% of U.S. towns. Most of that expected damage is river and rain flooding (68%), then earthquakes (16%). Flood insurance has paid 1 claim here since 2013.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Edinburg faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Edinburg’s grade
River and rain flooding is 68% of the building damage FEMA expects in Edinburg, and Edinburg’s rate of river and rain flooding damage is higher than 61% of U.S. census tracts. Next is earthquakes at 16% (higher than 81% of U.S. census tracts).
C+ higher expected damage per building than 59% of U.S. towns (21,298).
All of Edinburg’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $975K a year in losses across Edinburg: $433K to buildings, the rest to people and crops.
Does Edinburg flood? Rarely: 1 flood claim since 2013
Every paid claim on a federal flood insurance policy in Edinburg, from FEMA’s records: 1.8 per 1,000 homes, fewer than 64% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $2K
Edinburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Christian County.1 federal disaster brought FEMA money to Edinburg
Disasters that paid out in Edinburg itself (aid to households or repair grants to the Village of Edinburg), newest first, with that year’s flood claims.
- 2006Severe Winter Storm$38K to the Village of Edinburg for repairs
Christian County has had 5 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Edinburg after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Edinburg archive →Get ready for what Edinburg faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Edinburg
Is Edinburg at risk for natural disasters?
On FEMA’s National Risk Index, Edinburg has higher expected damage per building than 59% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (68%) and earthquakes (16%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Edinburg flood?
Flood insurance has paid 1 claim in Edinburg since 2013, $2K in all, or 1.8 per 1,000 homes, fewer than 64% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Edinburg in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Christian County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Edinburg?
FEMA’s Community Rating System list shows no discount for Edinburg’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Edinburg?
By FEMA money that reached Edinburg, Severe Winter Storm (2006): $38K to the Village of Edinburg for repairs. By flood claims, Mid-spring storms: 1 paid, $2K.
Is Edinburg at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Edinburg’s rate for it is higher than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Edinburg.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Edinburg’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.