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–Not graded
Natural hazards in Colfax · FEMA

Storms, floods and disasters in Colfax

Colfax isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Colfax yet. Flood insurance has paid 8 claims here since 1982.

Flood claims
8
paid since 1982 · $111K
Flooded more than once
1
properties
Disasters paid out here
3
of 8 declared for McLean County
By hazard

What Colfax faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

78%of expected building damage
Above average · higher than 75% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

11%of expected building damage
Well above average · higher than 90% of U.S. census tracts
Recorded about once every 10 years in the area

Earthquakes

5%of expected building damage
Above average · higher than 70% of U.S. census tracts
Smaller shares here
 Hail Strong wind Ice storms Winter storms Lightning Hurricanes Wildfire Cold waves Heat waves top 3% Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 24% of Colfax’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Colfax flood? Rarely: 8 flood claims since 1982

Every paid claim on a federal flood insurance policy in Colfax, from FEMA’s records.

Paid flood claims, by year
1982: 2 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 1 claim1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 1 claim2006: 0 claims2007: 0 claims2008: 1 claim2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 2 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198219932015
19822026
8
paid claims since 1982
$111K
paid to owners
1
homes flooded more than once
$14K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Colfax isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.
Disasters

3 federal disasters brought FEMA money to Colfax

Disasters that paid out in Colfax itself (aid to households or repair grants to the Village of Colfax), newest first, with that year’s flood claims.

  1. 2011Severe Winter Storm and Snowstorm$8K to the Village of Colfax for repairs
  2. 2006Severe Winter Storm$24K to the Village of Colfax for repairs
  3. 1999Il-winter Storm 1/1/99$8K to the Village of Colfax for repairs
Disasters declared, by decade
Paid out in ColfaxMcLean County only

McLean County has had 8 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Colfax after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Colfax archive →
Be ready

Get ready for what Colfax faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Colfax

Does Colfax flood?

Flood insurance has paid 8 claims in Colfax since 1982, $111K in all. 1 properties have flooded more than once.

Is Colfax in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In McLean County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Colfax?

FEMA’s Community Rating System list shows no discount for Colfax’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Colfax?

By FEMA money that reached Colfax, Severe Winter Storm (2006): $24K to the Village of Colfax for repairs.

Storm stories

Memories, warnings and help from neighbors in Colfax.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Colfax’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.