More hazard damage per building is expected in Clintonia Township than in 60% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Clintonia Township gets a C+ for hazard risk: higher expected damage per building than 60% of U.S. towns, #443 of 768 in Illinois. Most of that expected damage is river and rain flooding (70%), then tornadoes (12%). Flood insurance has paid 43 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Clintonia Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Clintonia Township’s grade
River and rain flooding is 70% of the building damage FEMA expects in Clintonia Township, and Clintonia Township’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 7% of U.S. census tracts.
C+ #443 of 768 in Illinois; higher expected damage per building than 60% of U.S. towns (21,298).
Clintonia Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Clintonia Township has more expected damage per building than 58% of Illinois towns.
In dollars, FEMA expects about $3.7M a year in losses across Clintonia Township: $2.0M to buildings, the rest to people and crops.
Does Clintonia Township flood? Sometimes: 43 flood claims since 1979
Every paid claim on a federal flood insurance policy in Clintonia Township, from FEMA’s records: 12.1 per 1,000 homes, more than 77% of the 13,809 U.S. towns with a flood insurance record.
- The Early winter storms1 claim · $16K
Clintonia Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: De Witt County.The storms Clintonia Township remembers
None of the 8 disasters declared for De Witt County shows FEMA aid or repair money reaching Clintonia Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 197917 flood claims paidThe year of Severe Storms and Flooding, declared for De Witt County
- 199417 flood claims paidThe year of Severe Storms and Flooding, declared for De Witt County
- 19912 flood claims paidNo declaration for the county that year
De Witt County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Clintonia Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clintonia Township archive →Clintonia Township and its neighbors
Clintonia Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Texas Township | B−more damage than 52% | river and rain flooding | — |
| Clintonia Township | C+more damage than 60% | river and rain flooding | 43 |
| Wapella Township | — | not graded yet | |
| Barnett Township | — | 323 residents; we grade 1,000+ | |
| Harp Township | — | 290 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clintonia Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clintonia Township
Is Clintonia Township at risk for natural disasters?
On FEMA’s National Risk Index, Clintonia Township has higher expected damage per building than 60% of U.S. towns: C+ for hazard risk, #443 of 768 in Illinois. Most of the expected damage is river and rain flooding (70%) and tornadoes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Clintonia Township flood?
Flood insurance has paid 43 claims in Clintonia Township since 1979, $351K in all, or 12.1 per 1,000 homes, more than 77% of U.S. towns with a flood insurance record. The most claims came from Early winter storms (1).
Is Clintonia Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In De Witt County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Clintonia Township?
FEMA’s Community Rating System list shows no discount for Clintonia Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Clintonia Township?
By flood claims, Early winter storms: 1 paid, $16K.
Is Clintonia Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (70%), and Clintonia Township’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Clintonia Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clintonia Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.