Photo: Ken Lund from Reno, Nevada, USA · CC BY-SA 2.0Storms, floods and disasters in Chandlerville
Chandlerville isn’t graded for hazard risk: Chandlerville has 534 residents; we grade towns of 1,000 or more. Flood insurance has paid 28 claims here since 1979.
What Chandlerville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Chandlerville flood? Sometimes: 28 flood claims since 1979
Every paid claim on a federal flood insurance policy in Chandlerville, from FEMA’s records.
- The Early winter storms1 claim · $16K
Chandlerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.3 federal disasters brought FEMA money to Chandlerville
Disasters that paid out in Chandlerville itself (aid to households or repair grants to the Village of Chandlerville), newest first, with that year’s flood claims.
- 2013Severe Storms, Straight-line Winds, and Flooding$1K to the Village of Chandlerville for repairs
- 2011Severe Winter Storm and Snowstorm$1K to the Village of Chandlerville for repairs
- 2002Severe Storms, Tornadoes and Flooding$80K to the Village of Chandlerville for repairs4 flood claims paid that year
Cass County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Chandlerville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Chandlerville archive →Get ready for what Chandlerville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Chandlerville
Does Chandlerville flood?
Flood insurance has paid 28 claims in Chandlerville since 1979, $249K in all. 1 properties have flooded more than once. The most claims came from Early winter storms (1).
Is Chandlerville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cass County, 19% of homes in mapped flood zones carry federal flood insurance, and 2.5% of all homes do.
How much is flood insurance in Chandlerville?
FEMA’s Community Rating System list shows no discount for Chandlerville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Chandlerville?
By FEMA money that reached Chandlerville, Severe Storms, Tornadoes and Flooding (2002): $80K to the Village of Chandlerville for repairs. By flood claims, Early winter storms: 1 paid, $16K.
Storm stories
Memories, warnings and help from neighbors in Chandlerville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Chandlerville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.