FEMA puts Broadview’s expected hazard damage per building above that of 66% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Broadview gets a C for hazard risk: higher expected damage per building than 66% of U.S. towns, #512 of 768 in Illinois. Most of that expected damage is river and rain flooding (87%). Flood insurance has paid 18 claims here since 1987.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Broadview faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Broadview’s grade
River and rain flooding is 87% of the building damage FEMA expects in Broadview, and Broadview’s rate of river and rain flooding damage is higher than 80% of U.S. census tracts. Next is tornadoes at 8% (higher than 76% of U.S. census tracts).
C #512 of 768 in Illinois; higher expected damage per building than 66% of U.S. towns (21,298).
Broadview’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Broadview has more expected damage per building than 67% of Illinois towns.
In dollars, FEMA expects about $5.3M a year in losses across Broadview: $3.6M to buildings, the rest to people and crops.
Does Broadview flood? Sometimes: 18 flood claims since 1987
Every paid claim on a federal flood insurance policy in Broadview, from FEMA’s records: 5.4 per 1,000 homes, more than 62% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms9 claims · $435K
Broadview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.9 federal disasters brought FEMA money to Broadview
Disasters that paid out in Broadview itself (aid to households or repair grants to the Village of Broadview), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng228 households applied for aid$588K aid approved
- 2023Severe Storms and Flooding45 households applied for aid$158K aid approved
- 2023Severe Storms and Flooding335 households applied for aid$974K aid approved
- 2013Severe Storms, Straight-line Winds, and Flooding661 households applied for aid$1.1M aid approved9 flood claims paid that year
- 2011Severe Winter Storm and Snowstorm$12K to the Village of Broadview for repairs
- 2010Severe Storms and Flooding1,499 households applied for aid$4.8M aid approved5 flood claims paid that year
Show all 9
- 2008Severe Storms and Flooding208 households applied for aid$164K aid approved
- 2000Illinois Winter Snow Storms$7K to the Village of Broadview for repairs
- 1999Il-winter Storm 1/1/99$14K to the Village of Broadview for repairs
Cook County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Broadview after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Broadview archive →Broadview and its neighbors
Broadview has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Broadview | Cmore damage than 66% | river and rain flooding | 18 |
| Maywood | C−more damage than 76% | river and rain flooding | 30 |
| Westchester | C−more damage than 80% | river and rain flooding | 486 |
| La Grange Park | C−more damage than 81% | river and rain flooding | 5 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Broadview faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Broadview
Is Broadview at risk for natural disasters?
On FEMA’s National Risk Index, Broadview has higher expected damage per building than 66% of U.S. towns: C for hazard risk, #512 of 768 in Illinois. Most of the expected damage is river and rain flooding (87%) and tornadoes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Broadview flood?
Flood insurance has paid 18 claims in Broadview since 1987, $538K in all, or 5.4 per 1,000 homes, more than 62% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Mid-spring storms (9).
Is Broadview in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cook County, 32% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Broadview?
FEMA’s Community Rating System list shows no discount for Broadview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Broadview?
By FEMA money that reached Broadview, Severe Storms and Flooding (2010): 1,499 households applied for aid, $4.8M approved. By flood claims, Mid-spring storms: 9 paid, $435K.
Is Broadview at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (87%), and Broadview’s rate for it is higher than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Broadview.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Broadview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.