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Bensenville Downtown 2017 01Photo: LincolnLogs · CC BY 4.0
CCost of living
Cost of living in Bensenville

Even on the area’s higher pay, Bensenville costs more to live in than 75% of U.S. towns

It ranks #537 of 768 in Illinois for affordability. Up 4.4% in a year, 18% above the Illinois typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Chicago-Naperville-Elgin, IL-IN metro area ($91K). How TownRatings grades cost of living

Typical home value
$348K
▲ 4.4% in a year · IL $296K
Zillow
Homes sold
7
in May 2026 · 28 for sale
2-bedroom rent
$1,710
a month, utilities in · HUD
Median tax bill
$6,283
IL $5,298
Area income (the grade’s yardstick)
$91K
Chicago-area median
Why Bensenville gets a C although people here earn more than most

The grade measures what housing costs against what households in the area earn. Bensenville’s area earns well above the typical U.S. town ($91K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 25% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 38% of renters.

In dollars

  • $348Ktypical home, 18% above the Illinois typical homeZillow, September 2026
  • $1,710a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 104prices across the Chicago metro, where the U.S. is 100 (housing 112)BEA Regional Price Parities, 2024

In paychecks the grade

  • 3.0 yrsof area income buys the typical home; the typical U.S. town: 3.3$91K, Chicago-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 38%of renters pay 30%+ of income for housing; across Illinois: 48%Census 2020–24
  • 25%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Bensenville

Very little new building

Bensenville permitted 28 new homes over the past 10 years, about 0.2 a year per 1,000 residents. Across Illinois, the pace in 2025 was 1.6. In 2025, Bensenville permitted 2. New homes ↓

A median income doesn’t stretch to the towns next door

At Bensenville’s median income, the calculator’s budget of about $260K covers neither the typical home here ($348K) nor in any of the five neighboring towns. The least expensive is Franklin Park at $323K. Can I afford it? ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Bensenville’s grade

Measured against what households in the area earn, Bensenville is more affordable than 25% of U.S. towns, #537 of 768 in Illinois. Property tax pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 25%
CostlierMore affordable
Illinois towns we grade (768)More affordable than 30%

Prices here have kept pace with Illinois: up 27.0% in five years, against 29.6% statewide (Zillow).

How sure. Bensenville’s Census figures cover about 6,770 households. At the ends of the Census margins (area income ±$454, owners paying 30%+ ±6.4 points), Bensenville could be anywhere from C− to C.

How TownRatings grades cost of living →

Price trend

Up 27% in five years

About the same pace as Illinois (29.6%).

BensenvilleIllinois
$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryBensenvilleIllinois
2017$214,000$179,000
2018$228,000$188,000
2019$233,000$193,000
2020$244,000$198,000
2021$257,000$213,000
2022$278,000$233,000
2023$287,000$246,000
2024$307,000$260,000
2025$326,000$275,000
2026$338,000$287,000
September 2026$348,000$296,000
Then & now

A typical Bensenville home worth $209K in October 2016 is worth about $348K today.

+$139K
+4.4%
past year
+27%
past 5 years
+66.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

How fast homes sell · Redfin, May 2026

Too few sales to read the market

Only 7 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.

Affordability

A typical home costs 3.0 years of area income

The calculator starts from the area income the grade uses. Switch to Bensenville’s own median, or type yours.

Household income a year
$
Chicago-area median household income, as in the grade
You could afford about
$296,000
Typical Bensenville home $348K

That’s $51K short of a typical Bensenville home.

The typical home, each month
$2,490
Loan $1,720Tax $670Insurance $100

A two-bedroom rents for about $1,710 a month here, $780 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bensenville’s typical property tax (2.31% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,710

Renters already here pay a median of $1,407, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,420
1 bedroom$1,520
2 bedrooms$1,710
3 bedrooms$2,200
4 bedrooms$2,550
49%
of households rent · IL 33%
3,235
renter households
38%
of renters spend 30%+ of income on rent · IL 48%
26%
of the median income, for a two-bedroom
$1,407
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chicago-Joliet-Naperville, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

2 new homes permitted in 2025

Builders were permitted 2 new homes in Bensenville in 2025, all single-family houses, worth about $1 million to build. That's 0.1 per 1,000 residents, slower than across Illinois (1.6). Over the past 10 years, Bensenville has permitted 28 homes in all.

Single-family2+ homes per building
01020304050200020052010201520202025
2
new homes permitted in 2025
2
2026 so far (Jan–Aug)
0.1
per 1,000 residents · IL 1.6
28
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+461
New homes+56

Between the 2010 and 2020 censuses, Bensenville gained 461 residents while 56 new homes were permitted: about 8.2 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$913,000
2025220$1 million
2024440$1.8 million
2023330$110,000
2022000—
2021000—
2020000—
2019330$550,000
2018110$200,000
2017770$2 million
2016880$1.5 million
201530129$2.9 million
2014550$1.4 million
2013110$299,000
2012110$150,000
2011000—
2010000—
2009000—
2008220$525,000
2007550$1.4 million
200611110$4.4 million
2005261214$6.5 million
200429263$7.5 million
200334268$8.6 million
200218180$7.1 million
200123230$7 million
200046460$8.3 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the Illinois norm

The median bill is $6,283 (Illinois: $5,298), 2.31% of a home’s value a year, against 2.01% statewide.

$6,283
median bill a year · IL $5,298
2.31%
of a home’s value a year · IL 2.01%
$670
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Bensenville

Only figures published free for the whole country, each labeled with the area it covers: the Chicago-Naperville-Elgin, IL-IN metro area, or Illinois. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
104IL 100metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
107IL 104metroBEA, 2024
Utilities
U.S. = 100
84IL 85metroBEA, 2024
Other services
U.S. = 100
100IL 100metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Bensenville vs. its neighbors

Of the 5 towns here with a Zillow value, Bensenville has the 3rd-lowest. Addison Township has no Zillow value, so it is in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
BensenvilleC$348K$272K2.31%$1,710
Wood DaleD$353K$319K1.85%$2,090
Elk Grove VillageD$398K$347K1.94%$1,990
Addison TownshipC−—$342K1.93%$1,910
ChicagoC−$334K$334K1.48%$1,680
Franklin ParkC$323K$287K2.29%$1,450

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Bensenville

Is Bensenville expensive to live in?

Measured against what households in the area earn, Bensenville costs more than 75% of U.S. towns: a C for cost of living, #537 of 768 in Illinois. The typical home costs 3.0 years of the median household income of the Chicago-Naperville-Elgin, IL-IN metro area ($91K).

How much does a house cost in Bensenville?

About $348K, Zillow’s typical value for September 2026, up 4.4% in a year. The Illinois typical home is $296K.

What salary do you need to live in Bensenville?

To buy the typical home with 20% down at 6.3%, about $107,000 a year, keeping the payment (about $2,490 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $68,000.

How much is rent in Bensenville?

HUD puts a two-bedroom at about $1,710 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,407 (Census 2020–24).

What are property taxes in Bensenville?

The median bill is $6,283 a year, 2.31% of the median home value (Illinois: $5,298, 2.01%), from the Census 2020–24.

Are home prices in Bensenville going up?

Yes: up 4.4% in the past year and 27.0% in five years, against 29.6% across Illinois (Zillow).

Neighbors talk housing

What Bensenville buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.