Storms, floods and disasters in Bath Township
Bath Township isn’t graded for hazard risk: Bath Township has 652 residents; we grade towns of 1,000 or more. Flood insurance has paid 213 claims here since 1979.
What Bath Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Bath Township flood? Yes: 213 flood claims since 1979
Every paid claim on a federal flood insurance policy in Bath Township, from FEMA’s records.
- The Mid-spring storms24 claims · $872K
- The Early winter storms3 claims · $6K
- The Midwest Flooding3 claims · $37K
Bath Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mason County.The storms Bath Township remembers
None of the 15 disasters declared for Mason County shows FEMA aid or repair money reaching Bath Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 198538 flood claims paidThe year of Severe Storms and Flooding, declared for Mason County
- 198233 flood claims paidThe year of Severe Storms, Tornadoes and Flooding, declared for Mason County
- 200224 flood claims paidThe year of Severe Storms, Tornadoes and Flooding, declared for Mason County
Mason County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bath Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bath Township archive →Bath Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Havana Township | C−more damage than 80% | river and rain flooding | 50 |
| Chandlerville Township | — | 546 residents; we grade 1,000+ | |
| Kerton Township | — | 41 residents; we grade 1,000+ | |
| Hickory Township | — | 93 residents; we grade 1,000+ | |
| Kilbourne Township | — | 549 residents; we grade 1,000+ | |
| Lynchburg Township | — | 136 residents; we grade 1,000+ | |
| Sangamon Valley Township | — | 496 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bath Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bath Township
Does Bath Township flood?
Flood insurance has paid 213 claims in Bath Township since 1979, $2.5M in all. The most claims came from Mid-spring storms (24).
Is Bath Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mason County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Bath Township?
FEMA’s Community Rating System list shows no discount for Bath Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bath Township?
By flood claims, Mid-spring storms: 24 paid, $872K.
Storm stories
Memories, warnings and help from neighbors in Bath Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bath Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.