Photo: Ian Poellet · CC BY-SA 3.0FEMA expects less hazard damage per building in Buhl than in 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Buhl gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #7 of 59 in Idaho. Most of that expected damage is river and rain flooding (64%), then wildfire (27%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Buhl faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Buhl’s grade
River and rain flooding is 64% of the building damage FEMA expects in Buhl, and Buhl’s rate of river and rain flooding damage is lower than 90% of U.S. census tracts. Wildfire adds 27%, at a rate in the top 4% of U.S. census tracts.
A+ #7 of 59 in Idaho; lower expected damage per building than 96% of U.S. towns (21,298).
Buhl’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Idaho town has higher expected damage than 52% of U.S. towns; within the state, Buhl has less expected damage per building than 90% of Idaho towns.
In dollars, FEMA expects about $737K a year in losses across Buhl: $499K to buildings, the rest to people and crops.
Does Buhl flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Buhl. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Buhl isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Twin Falls County.The storms Buhl remembers
None of the 1 disasters declared for Twin Falls County shows FEMA aid or repair money reaching Buhl itself in FEMA’s records, so these are its biggest flood-claim years.
Twin Falls County has had 1 natural disasters declared by the President since 1953, most often floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Get ready for what Buhl faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Buhl
Is Buhl at risk for natural disasters?
On FEMA’s National Risk Index, Buhl has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #7 of 59 in Idaho. Most of the expected damage is river and rain flooding (64%) and wildfire (27%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Buhl in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Twin Falls County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Buhl?
FEMA’s Community Rating System list shows no discount for Buhl’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Buhl at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Buhl’s rate for it is lower than 90% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Buhl.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Buhl’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.