Storms, floods and disasters in Superior
Superior isn’t graded for hazard risk: Superior has 111 residents; we grade towns of 1,000 or more.
What Superior faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Superior flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Superior. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Superior isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dickinson County.1 federal disaster brought FEMA money to Superior
Disasters that paid out in Superior itself (aid to households or repair grants to the City of Superior), newest first, with that year’s flood claims.
- 2024Severe Storms, Flooding, Straight-line Winds, and Tornadoes4 households applied for aid$15K aid approved
Dickinson County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Superior after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Superior archive →Get ready for what Superior faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Superior
Is Superior in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Dickinson County, 0.2% of all homes carry federal flood insurance.
How much is flood insurance in Superior?
FEMA’s Community Rating System list shows no discount for Superior’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Superior?
By FEMA money that reached Superior, Severe Storms, Flooding, Straight-line Winds, and Tornadoes (2024): 4 households applied for aid, $15K approved.
Storm stories
Memories, warnings and help from neighbors in Superior.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Superior’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.