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St. Charles
Iowa›Madison County

St. CharlesIA

A town of 641, platted in 1852.

Imes Covered Bridge · Photo: Jet Lowe · Public domain
Photo of St. Charles

St. Charles, IA · Imes Covered Bridge · Photo: Jet Lowe · Public domain

Is St. Charles a good place to live?

Imes Covered Bridge is on the National Register of Historic Places. St. Charles has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes St. Charles stand out

Where St. Charles beats most towns.

Small town

641 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Imes Covered Bridge
Imes Covered Bridge · National Register of Historic Places
St. Charles’s story

174 years in pictures

Census counts: 183 in 1880, 640 in 2020. The archive holds 4 old photos and papers going back to 1870 and 2 maps from 1951 on.

1 place on the National Register of Historic Places.

  • 1852St. Charles is platted
Explore the history →
Getting set up

Moving to St. Charles: who provides what

Who provides power, water and the rest in St. Charles, and how to reach them.

The full setup list →
PowerMidAmerican Energy11.2¢/kWh · EIA 2025HIFLD · EIA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have St. Charles’ trash rules yet
SchoolsInterstate 35 Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereMadison County AuditorMadison County; contacts on the Handbook page.FVAP, Nov 2025
ZIP code5024050240 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. Charles.

Housing

Homes in St. Charles are worth about $403K, by Zillow’s estimate

Typical home values rose 4.9% in the year to September 2026. The median rent for St. Charles comes to $855 a month.

$403KZillow home value
St. CharlesIowa townsU.S. towns
Median rent$855 a month$911 a month$1,185 a month
Households that own their home71%70%73%

Typical home value

St. Charles$403K
Iowa$237K
+4.9%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commute

The average trip to work in St. Charles is longer than in most of Iowa or the rest of the country

For half of commuters, work is under 22 miles away. Of the 141 Iowa towns we compare, none has a lower share of working residents who work in town than St. Charles. Between 2013 and 2023, jobs in St. Charles dropped by 37, to 59. 7.5% of residents live below the poverty line locally.

1%work in town
St. CharlesIowa townsU.S. towns
Average trip to work36 minutes19 minutes25 minutes
Working residents who work in town0.6%31%8%
Below the poverty line7.5%11%9.6%
Median household income$83,000$69,000$80,000

Where working residents work

In St. Charles1%
Des Moines23%
West Des Moines16%
Winterset10%
Waukee4%
22 mi
median commute distance
59
jobs based in St. Charles
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in St. Charles

Expect July afternoons of 85° and January nights of 13°, with about 31 inches of snow a winter.

31″snow a winter

Typical low → high °F

Winter16–34°
Spring39–61°
Summer62–83°
Fall41–63°
Oct 12
typical first frost
Apr 24
typical last frost
+0.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy St. Charles is

12% of St. Charles adults smoke cigarettes, below both Iowa’s towns (15%) and U.S. towns (14%). The share of adults in St. Charles who binge drink: 22%. In St. Charles, just over one in ten adults report frequent physical distress, and 31% sleep under 7 hours.

St. CharlesIowa townsU.S. towns
Binge drink (CDC PLACES)22%20%16%
Frequent physical distress (CDC PLACES)11%13%14%
Sleep under 7 hours (CDC PLACES)31%32%36%
Fair or poor health (CDC PLACES)14%18%19%
32 measures vs. Iowa
11 better21 too close to call0 worse
What stands outSt. CharlesIA
Fewer older adults who have lost all their teeth7%11.6%
Fewer adults facing food insecurity8.1%12%
Madison County Health Care System
11.3 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

The biggest natural risk in St. Charles is inland flooding, at a moderate overall level

FEMA expects less storm and flood damage in St. Charles than in 56% of U.S. communities. Of the losses FEMA expects locally, 49% come from inland flooding and 13% from tornadoes. Federal aid has come to St. Charles households in 3 declared disasters; the latest was in 2008.

44risk score of 100
FEMA risk score
44Moderate riskLowerHigher
Inland floodingTornadoesDrought
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Outdoors

0% of St. Charles is conserved land

Trails run 0.2 miles in 1 park or preserve. St. Charles has one park or preserve, 2 acres in all.

0%conserved
0%
conserved · 0 of 395 acres
0.2 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Covered Bridge Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Casey's Center and 13 more within 40 miles

Museums, parks, gardens and other places to visit around St. Charles. Close and well known come first.

All 18 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Casey's Center: Iowahwyman at English Wikipedia, CC BY-SA 3.0 · Iowa State Capitol: Carol M. Highsmith, Public domain · Blank Park Zoo: Lawrence Lansing, CC BY-SA 4.0 · Des Moines Art Center: Nhandler at English Wikipedia, CC BY-SA 3.0 · Drake Stadium: U.S. Navy photo by James Woods, Public domain

Keep exploring

Everything we know about St. Charles

17pages on St. Charles
After high school

Colleges nearby

1 within 15 miles of the center of St. Charles

A commuter town

99% of working residents leave St. Charles for work

Where St. Charles’s working residents go each day. Line width shows the share.

23% → Des Moines Des Moines 23% 16% → West Des Moines West Des Moines 16% 10% → Winterset Winterset 10% 4% → Waukee Waukee 4% 4% → Urbandale Urbandale 4% 3% → Ankeny Ankeny 3% St. Charles · 1% stay
59jobs based in St. Charles
1%of working residents work in town
22 mimedian commute distance

Census LEHD 2023

About St. Charles

City in Iowa, USA

St. Charles or Saint Charles is a city in Madison County, Iowa, United States. The population was 640 at the time of the 2020 census. It is part of the Des Moines–West Des Moines Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.5 sq mi
Elevation
1,063 ft
ZIP code
50240

Questions about St. Charles

Short answers, built from the data on this page.

Is St. Charles, IA a good place to live?

St. Charles has fewer than 1,000 residents, too few for fair grades; the figures below are still real.