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Red Oak, IA
Iowa›Montgomery County

Red OakIA

Photo: Jared Winkler · CC BY-SA 4.0
Photo of Red Oak

Red Oak, IA · Photo: Jared Winkler · CC BY-SA 4.0 · Source ↗

Is Red Oak a good place to live?

Red Oak earns a D, ranked 133rd of 140 in Iowa, mostly because of health and incomes. Residents are less healthy than 84% of U.S. towns on CDC estimates. The median household income is $50K, and 22% of residents live below the poverty line. It also has a long history, with 11 places on the National Register. Its National Register listings include Chautauqua Park and Red Oak Public Library. Among 140 Iowa towns, just 6 have a lower median household income than Red Oak. The biggest park or preserve is Legion Park, at 21 acres.

What makes Red Oak stand out

Where Red Oak beats most towns.

Chautauqua Park
Chautauqua Park · National Register of Historic Places
Red Oak’s story

155 years in pictures

Census counts: 1,315 in 1870, 5,596 in 2020. The archive holds 6 old photos and papers going back to 1869 and 2 maps from 1978 on.

10 places on the National Register of Historic Places.

  • 1871Red Oak is settled
Explore the history →

How Red Oak grades

Each subject compared with towns across the country (schools within Iowa), ordered by how far Red Oak is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Red Oak: who provides what

Who provides power, water and the rest in Red Oak, and how to reach them.

The full setup list →
PowerMidAmerican Energy11.2¢/kWh · EIA 2025HIFLD · EIA
WaterRed Oak Water SupplyNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Red Oak’s trash rules yet
SchoolsRed Oak Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereMontgomery County AuditorMontgomery County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code5156651566 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Red Oak.

Red Oak is healthier than towns with similar incomes and has homes that are cheap against local pay, but it has poverty well above the Iowa rate.

OutdoorsB+

Conserved land covers 2.3% of Red Oak

2.8 miles of trail in 7 parks and preserves. At 0.7 miles per square mile, Red Oak’s trail density is above both Iowa’s towns (0.3) and U.S. towns (0.4).

#34for trails in IA
Red OakIowa townsU.S. towns
Miles of trail per square mile0.7 miles per square mile0.30.4
Conserved land2.3%3.1%4.3%
2.3%
conserved · 58 of 2,535 acres
2.8 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Wilson Park0.3 mi6
2. Legion Park—21
3. Chautauqua Park—12

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsC

Red Oak’s schools rank behind 75% of Iowa districts

Its public schools are run by the Red Oak Community School District. Two of its 3 schools are below, each with why it’s listed. The largest public high school is Red Oak Junior/Senior High School, with 420 students.

25%of IA districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Inman Elementary SchoolLargest public elementary schoolGrades K–6Grades K–6461C−
Red Oak Junior/Senior High SchoolLargest public high schoolGrades 7–12Grades 7–12420C

NCES · EDFacts · graded within IA on state tests and graduation

HealthC−

Red Oak stands out in Iowa and nationally, with more of its adults who sleep under 7 hours

Against the 5,838 U.S. towns with household incomes like Red Oak’s, it is less healthy than 59%, so its C− isn’t only a matter of income.

37% of Red Oak adults sleep under 7 hours, above both the Iowa town median (32%) and the median of U.S. towns (36%). 19% of adults smoke cigarettes in Red Oak. Red Oak beats the Iowa average on 0 of 32 CDC measures and trails it on 15.

17%healthier than U.S. townsC−Health Grade
Red OakIowa townsU.S. towns
Smoke cigarettes (CDC PLACES)19%15%14%
Get no exercise (CDC PLACES)32%26%25%
Frequent physical distress (CDC PLACES)16%13%14%
High blood pressure (CDC PLACES)40%35%35%
32 measures vs. Iowa
0 better17 too close to call15 worse
What stands outRed OakIA
More adults with COPD10.2%6.9%
More adults who have had a stroke4.6%3.3%
More adults with heart disease8.9%6.6%
Montgomery County Memorial Hospital
0.9 mi away · emergency room
2 of 3
care shortages: dental, mental health
7th
percentile among IA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade B+

Homes in Red Oak are worth about $134K, by Zillow’s estimate

At 2.1 years of the county’s $64K median household income, the typical home (about $134K) costs less against local pay than in 87% of Iowa towns; that ratio is one input to its B+ for cost of living. Values fell 3.5% in the past year while the Iowa typical home rose 3.3%.

The typical Red Oak home is worth about $134,000, 43% below the Iowa typical home. 60% of Red Oak households own their home.

$134KZillow home value
Red OakIowa townsU.S. towns
Households that own their home60%70%73%
Median rent$812 a month$913 a month$1,185 a month

Typical home value

Red Oak$134K
Iowa$237K
−3.5%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SafetyC

Crime per resident in Red Oak is higher than in 69% of U.S. towns

The violent crime rate in Red Oak is 4.6 per 1,000 residents.

31%of U.S. towns report more crimeCSafety Grade
Red OakIowa townsU.S. towns
Violent crimes per 1,000 (2025)4.6 per 1,000 residents1.51.6
Property crimes per 1,000 (2025)11.5 per 1,000 residents7.29.9

Violent crime per 1,000 residents

Red Oak4.6
Iowa2.4
U.S.3.3

Property crime per 1,000 residents

Red Oak11.5
Iowa12.1
U.S.15.5
31st
percentile among U.S. towns we grade
25th
percentile among IA towns
25
violent crimes reported in 2025
62
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

Red Oak has four seasons and pleasant summers

January nights average 13.4°: colder than most of the country, but milder than 80% of Iowa places with climate records; July afternoons average 85.7°.

Red Oak has cold winters and warm summers. Red Oak’s January low is 13°F. About 27 inches of snow falls in a winter.

27″snow a winter
Red OakIowa townsU.S. towns
January low13°F12°F22°F
July high86°F84°F85°F

Typical low → high °F

Winter17–36°
Spring39–62°
Summer63–84°
Fall41–64°
Oct 13
typical first frost
Apr 24
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Inland flooding leads a high hazard risk in Red Oak

Expected storm and flood damage is higher than in 67% of U.S. communities. Since 1982, 31 flood insurance claims have been paid out in Red Oak.

67risk score of 100
FEMA risk score
67High riskLowerHigher
Inland floodingTornadoesCold waves
31
paid flood claims since 1982
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C−

About one in three working residents works right in Red Oak

About one in 3 of Red Oak’s working residents works in town. Since 2013, Red Oak has lost 162 jobs, to 2,222 in 2023. The top destinations are Omaha (6%), Council Bluffs (4%) and Clarinda (3%).

33%work in town
Red OakIowa townsU.S. towns
Working residents who work in town33%31%8%
Average trip to work21 minutes19 minutes25 minutes

Where working residents work

In Red Oak33%
Omaha6%
Council Bluffs4%
Clarinda3%
Glenwood2%
13 mi
median commute distance
2,222
jobs based in Red Oak
Balanced
jobs vs. working residents
B−
Walkability grade: more walkable than 52% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Red Oak

20pages on Red Oak
After high school

Colleges nearby

None within 15 miles of Red Oak; the nearest are

Landmarks

10 places in Red Oak on the National Register of Historic Places.

All landmarks →

Famous people from Red Oak

12 notable people were born in Red Oak.

See all 12 →

About Red Oak

City in Iowa, United States

Official town website ↗

Red Oak is a city in and the county seat of Montgomery County, Iowa, United States, located along the East Nishnabotna River. The population was 5,596 in the 2020 census, a decline from the 6,197 population in 2000.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.0 sq mi
Elevation
1,050 ft
ZIP code
51566, 51591
Area code
712

Questions about Red Oak

Short answers, built from the data on this page.

Is Red Oak, IA a good place to live?

Red Oak grades D overall, better than 10% of U.S. towns and #133 of 140 in Iowa. It grades C− for health, C for safety and C for schools. Health is its weak spot, with a C−.

Is Red Oak, IA expensive?

Not for the area. That is 2.1 years of the area's median household income ($63,666 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Red Oak, IA known for?

12 notable people were born here, including Fred Lawrence Whipple and Joni Ernst.