Photo: Jared Winkler · CC BY-SA 4.0Manning’s building-damage rate from tornadoes is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Manning gets a B− for hazard risk: higher expected damage per building than 51% of U.S. towns. Most of that expected damage is river and rain flooding (66%), then tornadoes (25%). Flood insurance has paid 6 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Manning faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Manning’s grade
River and rain flooding is 66% of the building damage FEMA expects in Manning, and Manning’s rate of river and rain flooding damage is higher than 53% of U.S. census tracts. Tornadoes add 25%, at a rate in the top 1% of U.S. census tracts.
B− higher expected damage per building than 51% of U.S. towns (21,298).
All of Manning’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.8M a year in losses across Manning: $843K to buildings, the rest to people and crops.
Does Manning flood? Rarely: 6 flood claims since 1993
Every paid claim on a federal flood insurance policy in Manning, from FEMA’s records: 7.4 per 1,000 homes, more than 68% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding1 claim · $236K
Manning isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.4 federal disasters brought FEMA money to Manning
Disasters that paid out in Manning itself (aid to households or repair grants to the City of Manning), newest first, with that year’s flood claims.
- 2010Severe Winter Storm$19K to the City of Manning for repairs
- 2009Severe Winter Storms and Snowstorm$2K to the City of Manning for repairs
- 2008Severe Storms, Tornadoes, and Flooding$12K to the City of Manning for repairs
- 2007Severe Storms, Flooding, and Tornadoes1 households applied for aid$1K aid approved2 flood claims paid that year
Carroll County has had 13 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Manning after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Manning archive →Get ready for what Manning faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Manning
Is Manning at risk for natural disasters?
On FEMA’s National Risk Index, Manning has higher expected damage per building than 51% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (66%) and tornadoes (25%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Manning flood?
Flood insurance has paid 6 claims in Manning since 1993, $306K in all, or 7.4 per 1,000 homes, more than 68% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Midwest Flooding (1).
Is Manning in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Carroll County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Manning?
FEMA’s Community Rating System list shows no discount for Manning’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Manning?
By FEMA money that reached Manning, Severe Winter Storm (2010): $19K to the City of Manning for repairs. By flood claims, Midwest Flooding: 1 paid, $236K.
Is Manning at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (66%), and Manning’s rate for it is higher than 53% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Manning.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Manning’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.