Photo: Billwhittaker · CC BY-SA 3.0Storms, floods and disasters in Hills
Hills isn’t graded for hazard risk: Hills has 974 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2008.
What Hills faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hills flood? Rarely: 1 flood claim since 2008
Every paid claim on a federal flood insurance policy in Hills, from FEMA’s records.
- The Storm1 claim · $22K
Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Johnson County.3 federal disasters brought FEMA money to Hills
Disasters that paid out in Hills itself (aid to households or repair grants to the City of Hills), newest first, with that year’s flood claims.
- 2013Severe Storms, Tornadoes, and Flooding$66K to the City of Hills for repairs
- 2008Severe Storms, Tornadoes, and Flooding27 households applied for aid$16K aid approved$48K to the City of Hills for repairs1 flood claim paid that year
- 2007Severe Winter Storms$2K to the City of Hills for repairs
Johnson County has had 21 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hills after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hills archive →Get ready for what Hills faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hills
Does Hills flood?
Flood insurance has paid 1 claim in Hills since 2008, $22K in all. The most claims came from Storm (1).
Is Hills in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Johnson County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Hills?
FEMA’s Community Rating System list shows no discount for Hills’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hills?
By FEMA money that reached Hills, Severe Storms, Tornadoes, and Flooding (2013): $66K to the City of Hills for repairs. By flood claims, Storm: 1 paid, $22K.
Storm stories
Memories, warnings and help from neighbors in Hills.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hills’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.