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Iowa›Howard County

ElmaIA

A town of 492, settled in 1886.

Is Elma a good place to live?

30% of residents are 65 or older in Elma, above both Iowa’s towns (19%) and U.S. towns (18%). Of the 141 Iowa towns we compare, none has a lower typical household income than Elma. The biggest park or preserve is Hart Pond Wildlife Area, at 32 acres. Elma has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

492 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
ElmaIowaPopPlot
ElmaIowaPopPlot, 2021
Elma’s story

140 years in pictures

The archive holds 2 old photos and papers going back to 2004.

  • 1886Elma is settled
Explore the history →
Getting set up

Moving to Elma: who provides what

Who provides power, water and the rest in Elma, and how to reach them.

The full setup list →
PowerInterstate Power and Light17.8¢/kWh · EIA 2025HIFLD · EIA
WaterElma Water SupplyNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Elma’s trash rules yet
SchoolsHoward-Winneshiek Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereHoward County AuditorHoward County; contacts on the Handbook page.FVAP, Jul 2021
ZIP code5062850628 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Elma.

Climate

Compared with most of Iowa and the rest of the country, a typical July afternoon in Elma is cooler

Elma has cold, snowy winters and pleasant summers. July afternoons reach 81°, January nights drop to 7° and about 39 inches of snow falls in a winter.

39″snow a winter

Typical low → high °F

Winter11–27°
Spring35–56°
Summer58–79°
Fall37–58°
Oct 5
typical first frost
May 2
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

Most of Elma’s workers head elsewhere: there are 0.8 jobs for each of them

Most working residents leave Elma for work: only 3% work in town. Jobs in Elma grew by 39 from 2013 to 2023, reaching 150. Half the trips to work are shorter than 19 miles. The town’s average trip to work stands at 23 minutes, where Iowa’s towns sit at 19 minutes and U.S. towns at 25 minutes.

3%work in town
ElmaIowa townsU.S. towns
Working residents who work in town3.3%31%8%
Average trip to work23 minutes19 minutes25 minutes

Where working residents work

In Elma3%
Cresco12%
Riceville8%
New Hampton6%
Osage4%
19 mi
median commute distance
150
jobs based in Elma
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Health

More of Elma’s adults have high blood pressure than in the typical Iowa or U.S. town

The share of adults in Elma who sleep under 7 hours: 31%. No town among the 141 in Iowa we compare has a higher share of adults who have diabetes than Elma. The town does better than the Iowa average on 4 of 32 CDC measures and worse on 11. Among 141 Iowa towns, just 3 have a higher share of adults who say their health is fair or poor than Elma.

ElmaIowa townsU.S. towns
High blood pressure (CDC PLACES)48%35%35%
Diabetes (CDC PLACES)17%12%12%
Binge drink (CDC PLACES)14%20%16%
Get no exercise (CDC PLACES)33%26%25%
32 measures vs. Iowa
4 better17 too close to call11 worse
What stands outElmaIA
Fewer binge drinkers14.4%20.5%
More adults treating high blood pressure85.7%77.8%
More adults with heart disease12.6%6.6%
Mercy Medical Center-New Hampton
14 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazards

Elma has a moderate natural-hazard risk, chiefly from inland flooding

On expected storm and flood damage, Elma sits above nearly three fifths of U.S. communities. Of the losses FEMA expects in the town, 51% come from inland flooding and 17% from drought. The national flood insurance program has paid 4 claims locally since 2016.

59risk score of 100
FEMA risk score
59Moderate riskLowerHigher
Inland floodingDroughtTornadoes
4
paid flood claims since 2016
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Housing

Elma’s typical home value is about $223K

Typical home values rose 11% in the year to September 2026. In Elma, the midpoint rent is $689 a month. For households locally, the share who live in a home they own is 69%.

$223KZillow home value
ElmaIowa townsU.S. towns
Median rent$689 a month$911 a month$1,185 a month
Households that own their home69%70%73%

Typical home value

Elma$223K
Iowa$237K
+10.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Outdoors

Conservation land takes up 4% of Elma

2 parks and preserves cover 39 acres in Elma.

4%conserved
4%
conserved · 31 of 782 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Hart Pond Wildlife Area—32
2. City Park—7

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Elma

18pages on Elma
After high school

Colleges nearby

None within 15 miles of Elma; the nearest are

About Elma

City in Iowa, United States

Elma is a city in Howard County, Iowa, United States. The population was 505 at the time of the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.3 sq mi
Elevation
1,191 ft
ZIP code
50628

Questions about Elma

Short answers, built from the data on this page.

Is Elma, IA a good place to live?

Elma has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What is Elma, IA known for?

2 notable people were born here, including Lyle Latell and Elizabeth Mahoney.