Photo: User:Magicpiano · CC BY-SA 4.0Storms, floods and disasters in Correctionville
Correctionville isn’t graded for hazard risk: Correctionville has 761 residents; we grade towns of 1,000 or more. Flood insurance has paid 17 claims here since 1978.
What Correctionville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Correctionville flood? Sometimes: 17 flood claims since 1978
Every paid claim on a federal flood insurance policy in Correctionville, from FEMA’s records.
- The June Midwest Flooding7 claims · $157K
- The March 2019 Midwest Flooding1 claim · $6K
Correctionville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Woodbury County.4 federal disasters brought FEMA money to Correctionville
Disasters that paid out in Correctionville itself (aid to households or repair grants to the City of Correctionville), newest first, with that year’s flood claims.
- 2024Severe Storms, Flooding, Straight-line Winds, and Tornadoes91 households applied for aid$995K aid approved$1.7M to the City of Correctionville for repairs7 flood claims paid that year
- 2019Severe Storms and Flooding13 households applied for aid$23K aid approved$251K to the City of Correctionville for repairs1 flood claim paid that year
- 2009Severe Winter Storms and Snowstorm$4K to the City of Correctionville for repairs
- 2007Snow$4K to the City of Correctionville for repairs
Woodbury County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Correctionville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Correctionville archive →Get ready for what Correctionville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Correctionville
Does Correctionville flood?
Flood insurance has paid 17 claims in Correctionville since 1978, $185K in all. 1 properties have flooded more than once. The most claims came from June Midwest Flooding (7).
Is Correctionville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Woodbury County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Correctionville?
FEMA’s Community Rating System list shows no discount for Correctionville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Correctionville?
By FEMA money that reached Correctionville, Severe Storms, Flooding, Straight-line Winds, and Tornadoes (2024): 91 households applied for aid, $995K approved, and $1.7M to the City of Correctionville for repairs. By flood claims, June Midwest Flooding: 7 paid, $157K.
Storm stories
Memories, warnings and help from neighbors in Correctionville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Correctionville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.