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CherokeeIA CommercialHD 2
Iowa›Cherokee County

CherokeeIA

A town of 5,122, settled in 1859.

Photo: Magicpiano · CC BY-SA 4.0
Photo of Cherokee

Cherokee, IA · Photo: Magicpiano · CC BY-SA 4.0 · Source ↗

Is Cherokee a good place to live?

Cherokee gives you more for your money than most places: a typical home costs about $149K, 2.1 years of the county’s $71K median household income. It grades B overall, ranked 70th of 140 in Iowa. The low prices come with trade-offs. CDC estimates put its residents' health behind 86% of the country. On the plus side, it reports less crime per resident than 75% of U.S. towns. Cherokee has 8 places on the National Register of Historic Places, among them Illinois Central Railroad Yard-Cherokee and Mill Creek Bridge. Cherokee's civic life (library use, community groups, volunteering) is stronger than in 92% of U.S. towns. Cherokee is easier to get around on foot or by transit than 77% of U.S. towns.

What makes Cherokee stand out

Where Cherokee beats most towns.

How Cherokee grades

Each subject compared with towns across the country (schools within Iowa), ordered by how far Cherokee is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cherokee Public Library
Cherokee Public Library · National Register of Historic Places
Cherokee’s story

167 years in pictures

Census counts: 438 in 1870, a peak of 7,724 in 1960, 5,199 in 2020. The archive holds 6 old photos and papers going back to 1875 and a map from 1985 on.

8 places on the National Register of Historic Places.

  • 1859Cherokee is settled
Explore the history →
Getting set up

Moving to Cherokee: who provides what

Who provides power, water and the rest in Cherokee, and how to reach them.

The full setup list →
PowerMidAmerican Energy11.2¢/kWh · EIA 2025HIFLD · EIA
WaterCherokee Water Supply - Plant 1No health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cherokee’s trash rules yet
SchoolsCherokee Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereCherokee County AuditorCherokee County; contacts on the Handbook page.FVAP, Aug 2019
ZIP code5101251012 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Cherokee.

Cherokee has homes that are cheap against local pay and has commutes shorter than most of Iowa, but it has a long record of flood insurance claims.

HealthD

More of Cherokee’s adults get no exercise outside work than in the typical Iowa or U.S. town

34% of adults get no exercise outside work in Cherokee, above both Iowa’s towns (26%) and U.S. towns (25%). 19% of Cherokee adults smoke cigarettes. Of the 140 Iowa towns we compare, none has a lower share of adults who binge drink than Cherokee.

14%healthier than U.S. townsDHealth Grade
CherokeeIowa townsU.S. towns
Get no exercise (CDC PLACES)34%26%25%
High blood pressure (CDC PLACES)43%35%35%
Diabetes (CDC PLACES)16%12%12%
Smoke cigarettes (CDC PLACES)19%15%14%
32 measures vs. Iowa
2 better12 too close to call18 worse
What stands outCherokeeIA
Fewer binge drinkers16.9%20.5%
More adults treating high blood pressure82%77.8%
More older adults who have lost all their teeth21.6%11.6%
Cherokee Regional Medical Center
0.6 mi away · emergency room
2 of 3
care shortages: primary care, mental health
4th
percentile among IA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB−

Cherokee’s public schools outperform 54% of Iowa districts

Its public schools are run by the Cherokee Community School District. Two of its 3 schools are below, each with why it’s listed. The largest public high school is Washington High School, with 366 students.

54%of IA districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Cherokee Elementary SchoolLargest public elementary schoolGrades PK–4Grades PK–4468C−
Washington High SchoolLargest public high schoolGrades 9–12Grades 9–12366A−

NCES · EDFacts · graded within IA on state tests and graduation

HousingCost of living grade A

For cost of living, Cherokee earns an A

At 2.1 years of the county’s $71K median household income, the typical home (about $149K) costs less against local pay than in 87% of Iowa towns; that ratio is one input to its A for cost of living.

Cherokee’s median rent is $728 a month, below both the Iowa town median ($913 a month) and the median of U.S. towns ($1,185 a month). The typical Cherokee home is worth about $149,000, up 1.6% in a year, 37% below the Iowa typical home.

$149KZillow home value
CherokeeIowa townsU.S. towns
Median rent$728 a month$913 a month$1,185 a month
Households that own their home68%70%73%

Typical home value

Cherokee$149K
Iowa$237K
+1.6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SafetyA−

For safety, Cherokee earns an A−

Only 9 of the 115 Iowa towns we compare have a lower property crime rate than Cherokee.

75%of U.S. towns report more crimeA−Safety Grade
CherokeeIowa townsU.S. towns
Property crimes per 1,000 (2025)2.1 per 1,000 residents7.49.9
Violent crimes per 1,000 (2025)1 per 1,000 residents1.51.6

Violent crime per 1,000 residents

Cherokee1
Iowa2.4
U.S.3.3

Property crime per 1,000 residents

Cherokee2.1
Iowa12.1
U.S.15.5
75th
percentile among U.S. towns we grade
85th
percentile among IA towns
5
violent crimes reported in 2025
11
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsB

Conserved land covers 2.2% of Cherokee

2.6 miles of trail in 6 parks and preserves. The biggest park or preserve is Spring Lake Park, at 45 acres.

#64for trails in IA
CherokeeIowa townsU.S. towns
Conserved land2.2%3.1%4.3%
Miles of trail per square mile0.4 miles per square mile0.30.4
2.2%
conserved · 96 of 4,365 acres
2.6 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Gillette Park0.6 mi7
2. Spring Lake Park0.1 mi45
3. Wescott Park—24

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

In Cherokee, expect four seasons and pleasant summers

Cherokee has cold, snowy winters and warm summers. July afternoons reach 84°, January nights drop to 8° and about 38 inches of snow falls in a winter.

38″snow a winter

Typical low → high °F

Winter12–30°
Spring36–59°
Summer60–82°
Fall38–61°
Oct 4
typical first frost
May 4
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C

With 1.2 jobs for every working resident, Cherokee draws in 1,953 commuters

The average commute for its 2,398 working residents takes 12.4 minutes, against 19.8 across Iowa.

About one in 3 of Cherokee’s working residents works in town. The average trip to work in Cherokee is 12 minutes. Jobs based in Cherokee fell to 2,866 in 2023, 593 fewer than in 2013.

38%work in town
CherokeeIowa townsU.S. towns
Average trip to work12 minutes19 minutes25 minutes
Working residents who work in town38%31%8%
Below the poverty line19%11%9.6%
Median household income$62,000$69,000$80,000

Where working residents work

In Cherokee38%
Storm Lake6%
Sioux City5%
Le Mars3%
Holstein3%
19 mi
median commute distance
2,866
jobs based in Cherokee
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 77% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Fewer young adults than Iowa overall

Adults 18 to 34 are 17% of residents (23% statewide); people 65 and older are 23% of residents (18% statewide). Cherokee’s median age is 43.2 years. 25% of adults 25 and older have a bachelor’s degree or more, vs 31% across Iowa.

43.2median age · IA 38.6
CherokeeIowa townsU.S. towns
Aged 65 or older23%19%18%
Median age43.2 years38.7 years40.5 years
Bachelor’s degree or more, 25+25%25%29%
CherokeeIowaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma8%
High school38%
Some college17%
Associate’s13%
Bachelor’s15%
Graduate10%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±2.6 points. Across Iowa, 49.8% of residents are women.

Ages and education in Cherokee
CherokeeIAU.S.
Under 1010.2%12.2%11.6%
10 to 1712.2%10.7%10.3%
18 to 245.7%10%9.1%
25 to 3411.6%12.5%13.7%
35 to 4414.1%12.6%13.2%
45 to 548.8%11.3%12.2%
55 to 6414.4%12.6%12.7%
65 to 7411.7%10.6%10.2%
75 and older11.3%7.6%7%
No diploma7.7%6.7%10.4%
High school38%30%26%
Some college16.9%19.7%19.1%
Associate’s12.9%12.1%8.8%
Bachelor’s14.9%20.9%21.6%
Graduate9.7%10.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Natural hazardsHazard risk grade C

Inland flooding leads a moderate hazard risk in Cherokee

126 flood insurance claims have been filed here, and 27 properties have flooded more than once.

Expected storm and flood damage is higher than in 53% of U.S. communities. Since 1979, 126 flood insurance claims have been paid out in Cherokee.

53risk score of 100
FEMA risk score
53Moderate riskLowerHigher
Inland floodingTornadoesCold waves
126
paid flood claims since 1979
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Cherokee

19pages on Cherokee
After high school

Colleges nearby

None within 15 miles of Cherokee; the nearest are

Landmarks

8 places in Cherokee on the National Register of Historic Places.

All landmarks →

Famous people from Cherokee

24 notable people were born in Cherokee.

See all 24 →

About Cherokee

City in Iowa, USA

Official town website ↗

Cherokee is a city in and the county seat of Cherokee County, Iowa, United States. The population was 5,199 at the 2020 Census, down from 5,369 in 2000.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1873
Area
6.6 sq mi
Elevation
1,194 ft
ZIP code
51012
Area code
712

Questions about Cherokee

Short answers, built from the data on this page.

Is Cherokee, IA a good place to live?

By most measures, yes. Cherokee grades B overall, better than 65% of U.S. towns and #70 of 140 in Iowa. It grades D for health, A− for safety and B− for schools. Health is its weak spot, with a D.

Is Cherokee, IA expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.

What is Cherokee, IA known for?

24 notable people were born here, including Edward Lindberg and Guy Gillette.