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Bernard
Iowa›Dubuque County

BernardIA

A town of 117, settled in 1880.

Washington Mill Bridge · Photo: Kevin Schuchmann · CC BY-SA 3.0
Photo of Bernard

Bernard, IA · Washington Mill Bridge · Photo: Kevin Schuchmann · CC BY-SA 3.0

Is Bernard a good place to live?

Bernard has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

117 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Bernard: who provides what

Who provides power, water and the rest in Bernard, and how to reach them.

The full setup list →
PowerInterstate Power and Light17.8¢/kWh · EIA 2025HIFLD · EIA
WaterBernard Water SystemNo health-based violations in 5 years · EPAEPA
Internet2 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Bernard’s trash rules yet
SchoolsWestern Dubuque County Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereDubuque County AuditorDubuque County; contacts on the Handbook page.FVAP, Sep 2026
ZIP code5203252032 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Bernard.

Who lives here

Young adults are more common in Bernard than in Iowa

The bachelor’s-degree share among adults 25 and older is 25%, against 31% across Iowa. Adults 18 to 34 are 37% of residents (23% statewide); adults 35 to 64 are 28% of residents (37% statewide). Only 7 of the 141 Iowa towns we compare have a lower midpoint age than Bernard.

31median age · IA 38.6
BernardIowa townsU.S. towns
Median age31 years38.7 years40.5 years
Bachelor’s degree or more, 25+25%25%29%
BernardIowaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma2%
High school43%
Some college18%
Associate’s12%
Bachelor’s16%
Graduate10%

Women and men · all residents

46% women, 54% men

That’s an even split within the survey’s margin of ±8.3 points. Across Iowa, 49.8% of residents are women.

Ages and education in Bernard
BernardIAU.S.
Under 1023.2%12.2%11.6%
10 to 170%10.7%10.3%
18 to 241.8%10%9.1%
25 to 3434.8%12.5%13.7%
35 to 4414.3%12.6%13.2%
45 to 541.8%11.3%12.2%
55 to 6411.6%12.6%12.7%
65 to 748%10.6%10.2%
75 and older4.5%7.6%7%
No diploma2.4%6.7%10.4%
High school42.9%30%26%
Some college17.9%19.7%19.1%
Associate’s11.9%12.1%8.8%
Bachelor’s15.5%20.9%21.6%
Graduate9.5%10.5%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 100, single groups can be off by several points

Work & commute

Most of Bernard’s workers commute out: the town has 0.2 jobs for each of them

Half commute less than 15 miles. The share of residents in Bernard who live below the poverty line: 4.5%. Also worth knowing: among 141 Iowa towns, just 10 have a higher mean commuting time than Bernard. The top destinations are Dubuque (44%), Farley (5%) and Cedar Rapids (5%).

0%work in town
BernardIowa townsU.S. towns
Below the poverty line4.5%11%9.6%
Average trip to work25 minutes19 minutes25 minutes

Where working residents work

In Bernard0%
Dubuque44%
Farley5%
Cedar Rapids5%
Cascade4%
15 mi
median commute distance
13
jobs based in Bernard
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Housing

More of Bernard’s households are owner-occupiers than in the typical Iowa or U.S. town

Zillow values the typical Bernard home at about $293,000, up 6.6% in a year, 24% above the Iowa typical home.

$293KZillow home value

Typical home value

Bernard$293K
Iowa$237K
+6.6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazards

Natural hazards: high risk in Bernard, mostly inland flooding

In Bernard, the FEMA risk score is 68 of 100. Of the losses FEMA expects here, 57% come from inland flooding and 14% from tornadoes. Federal disaster aid has reached households in Bernard after 2 declared disasters, most recently in 2010.

68risk score of 100
FEMA risk score
68High riskLowerHigher
Inland floodingTornadoesDrought
2
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

The climate in Bernard brings four seasons and pleasant summers

Bernard’s peak summer temperature stands at 82°F, below both the Iowa town median (84°F) and the median of U.S. towns (85°F).

31″snow a winter

Typical low → high °F

Winter15–30°
Spring37–58°
Summer60–81°
Fall40–60°
Oct 10
typical first frost
Apr 28
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

Bernard stands out in Iowa and nationally, with more of its adults who binge drink

16% of Bernard adults say their health is fair or poor. Among adults here, 22% get no exercise outside work, where Iowa’s towns sit at 26% and U.S. towns at 25%. In Bernard, a quarter of adults have high blood pressure, and 7.7% have diabetes. Only 2 of the 141 Iowa towns we compare have a lower share of adults who had a checkup this year than Bernard.

BernardIowa townsU.S. towns
Binge drink (CDC PLACES)25%20%16%
High blood pressure (CDC PLACES)25%35%35%
Diabetes (CDC PLACES)7.7%12%12%
Yearly checkup (CDC PLACES)73%78%79%
32 measures vs. Iowa
9 better20 too close to call3 worse
What stands outBernardIA
Fewer adults with diabetes7.7%11.2%
Fewer adults with heart disease4.7%6.6%
More binge drinkers25.4%20.5%
Mercyone Dubuque Medical Center
14.8 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Charles Mound and 9 more within 40 miles

Museums, parks, gardens and other places to visit around Bernard. Close and well known come first.

All 34 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Charles Mound: Skye Marthaler, CC BY-SA 3.0 · National Mississippi River Museum & Aquarium: Dirk Hansen, CC BY-SA 3.0 · Five Flags Center: Dirk Hansen, CC BY-SA 3.0 · National Farm Toy Museum: Madmaxmarchhare of English Wikipedia, CC BY 2.5

Keep exploring

Everything we know about Bernard

16pages on Bernard
After high school

Colleges nearby

4 within 15 miles of the center of Bernard

A commuter town

100% of working residents leave Bernard for work

Where Bernard’s working residents go each day. Line width shows the share.

44% → Dubuque Dubuque 44% 5% → Farley Farley 5% 5% → Cedar Rapids Cedar Rapids 5% 4% → Cascade Cascade 4% 4% → Peosta Peosta 4% 4% → Dyersville Dyersville 4% Bernard · 0% stay
13jobs based in Bernard
0%of working residents work in town
15 mimedian commute distance

Census LEHD 2023

About Bernard

City in Iowa, United States

Bernard is a city in Dubuque County, Iowa, United States. The population was 114 in the 2020 census, an increase from the 97 population in 2000. Bernard is part of the Dubuque, Iowa Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.1 sq mi
Elevation
919 ft
ZIP code
52032

Questions about Bernard

Short answers, built from the data on this page.

Is Bernard, IA a good place to live?

Bernard has fewer than 1,000 residents, too few for fair grades; the figures below are still real.