Photo: Michael Rivera · CC BY-SA 4.0Storms, floods and disasters in Ty Ty
Ty Ty isn’t graded for hazard risk: Ty Ty has 689 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2021.
What Ty Ty faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Ty Ty flood? Rarely: 1 flood claim since 2021
Every paid claim on a federal flood insurance policy in Ty Ty, from FEMA’s records.
Ty Ty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tift County.4 federal disasters brought FEMA money to Ty Ty
Disasters that paid out in Ty Ty itself (aid to households or repair grants to the City of Ty Ty), newest first, with that year’s flood claims.
- 2024Hurricane Helene101 households applied for aid$52K aid approved
- 2018Hurricane Michael79 households applied for aid$32K aid approved
- 2009Severe Storms, Flooding, Tornadoes, and Straight-line Winds17 households applied for aid$17K aid approved
- 2007Severe Storms and Tornadoes2 households applied for aid$2K aid approved
Tift County has had 13 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Ty Ty after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ty Ty archive →Get ready for what Ty Ty faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ty Ty
Does Ty Ty flood?
Flood insurance has paid 1 claim in Ty Ty since 2021, $71K in all.
Is Ty Ty in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tift County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Ty Ty?
FEMA’s Community Rating System list shows no discount for Ty Ty’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ty Ty?
By FEMA money that reached Ty Ty, Hurricane Helene (2024): 101 households applied for aid, $52K approved.
Storm stories
Memories, warnings and help from neighbors in Ty Ty.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ty Ty’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.