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Sylvester City HallPhoto: Michael Rivera · CC BY-SA 3.0
BCost of living
Cost of living in Sylvester

Measured against area pay, Sylvester costs less to live in than 62% of U.S. towns

It ranks #64 of 263 in Georgia for affordability. Up 10.2% in a year, 48% below the Georgia typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Albany, GA metro area ($57K). How TownRatings grades cost of living

Typical home value
$171K
▲ 10.2% in a year · GA $329K
Zillow
Homes sold
3
in May 2026 · 7 for sale
2-bedroom rent
$1,020
a month, utilities in · HUD
Median tax bill
$1,337
GA $2,341
Area income (the grade’s yardstick)
$57K
Albany-area median

Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Cheap is not the same as affordable: why Sylvester gets a B, not an A+

In dollars, Sylvester is one of the least expensive places in Georgia. But the grade compares costs with what households in the area earn, and Albany-area incomes are lower too ($57K, against $74K for the typical U.S. town). Property tax takes 1.15% of a home’s value a year (Georgia: 0.77%), and 45% of renters pay 30% or more of income for housing.

In dollars

  • $171Ktypical home, 48% below the Georgia typical homeZillow, September 2026
  • $1,020a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 88prices across the Albany metro, where the U.S. is 100 (housing 55)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.0 yrsof area income buys the typical home; the typical U.S. town: 3.3$57K, Albany-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 45%of renters pay 30%+ of income for housing; across Georgia: 52%Census 2020–24
  • 20%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Sylvester’s housing numbers say

Still rising while Georgia slips

Over the past year the typical Sylvester home gained 10%, while the Georgia typical home lost 0.5%. Price trend ↓

Low tax bills, but a high tax rate

The median tax bill is $1,337, under the Georgia median of $2,341, because homes cost less. As a share of value, though, it’s 1.15% a year, against 0.77% statewide. On the typical home, that’s about $160 a month. Property taxes ↓

Fewer people, more homes

Between the 2010 and 2020 censuses, Sylvester lost 544 residents while 82 new homes were permitted. New homes ↓

Most new homes are apartments and condos

Of the 128 homes permitted in Sylvester’s past 10 years, 63% were in buildings with two or more homes, not single-family houses. New homes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Sylvester’s grade

Measured against what households in the area earn, Sylvester is more affordable than 62% of U.S. towns, #64 of 263 in Georgia. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 62%
CostlierMore affordable
Georgia towns we grade (263)More affordable than 76%

Values have outpaced Georgia: the typical Sylvester home is up 28.0% in five years, against 20.9% statewide (Zillow).

How sure. Sylvester’s Census figures cover about 2,005 households. At the ends of the Census margins (area income ±$1,699, owners paying 30%+ ±9.4 points), Sylvester could be anywhere from B− to B+.

How TownRatings grades cost of living →

Price trend

Up 10.2% in a year

Faster than Georgia (-0.5%).

SylvesterGeorgia
$50K$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuarySylvesterGeorgia
2017$99,000$172,000
2018$102,000$185,000
2019$106,000$201,000
2020$116,000$214,000
2021$122,000$239,000
2022$143,000$291,000
2023$148,000$321,000
2024$160,000$333,000
2025$162,000$337,000
2026$162,000$331,000
September 2026$171,000$329,000
Then & now

A typical Sylvester home worth $102K in October 2016 is worth about $171K today.

+$70K
+10.2%
past year
+28%
past 5 years
+68.6%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 2.0 years of area income

The calculator starts from the area income the grade uses. Switch to Sylvester’s own median, or type yours.

Household income a year
$
Albany-area median household income, as in the grade
You could afford about
$214,000
Typical Sylvester home $171K

That covers a typical Sylvester home, with $43K to spare.

The typical home, each month
$1,060
Loan $850Tax $160Insurance $50

A two-bedroom rents for about $1,020 a month here, $40 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sylvester’s typical property tax (1.15% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,020

Renters already here pay a median of $896, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$910
2 bedrooms$1,020
3 bedrooms$1,390
4 bedrooms$1,680
43%
of households rent · GA 34%
786
renter households
45%
of renters spend 30%+ of income on rent · GA 52%
21%
of the median income, for a two-bedroom
$896
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Albany, GA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

40 new homes permitted in 2025

Builders were permitted 40 new homes in Sylvester in 2025: 4 single-family houses and 36 in buildings with two or more homes, worth about $6.3 million to build. That's 7.3 per 1,000 residents, about the pace of Georgia as a whole. Over the past 10 years, Sylvester has permitted 128 homes in all.

Single-family2+ homes per building
020406080200020052010201520202025
40
new homes permitted in 2025
44
2026 so far (Jan–Aug)
7.3
per 1,000 residents · GA 6
128
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−544
New homes+82

Between the 2010 and 2020 censuses, Sylvester's population fell by 544 even though 82 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Georgia: 2.6 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)44341$6.6 million
202540436$6.3 million
202453944$8.5 million
2023550$990,000
2022440$699,000
2021550$985,000
2020440$1.1 million
2019550$400,000
2018660$470,000
2017330$405,000
2016330$150,000
2015110$100,000
2014220$245,000
2013440$450,000
2012770$793,000
2011000—
201051051$6.4 million
2009220$280,000
2008000—
2007761660$7.1 million
200612120$1.1 million
2005990$1 million
2004770$622,000
2003550$546,000
200214140$1.2 million
200116124$1.2 million
2000660$623,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $1,337, under the Georgia median of $2,341, because homes cost less. As a share of value it’s 1.15% a year, against 0.77% statewide.

$1,337
median bill a year · GA $2,341
1.15%
of a home’s value a year · GA 0.77%
$160
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Sylvester

Only figures published free for the whole country, each labeled with the area it covers: the Albany, GA metro area, or Georgia. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
88GA 96metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96GA 99metroBEA, 2024
Utilities
U.S. = 100
88GA 93metroBEA, 2024
Other services
U.S. = 100
99GA 97metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Sylvester and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
SylvesterB$171K$116K1.15%$1,020

Questions about the cost of living in Sylvester

Is Sylvester expensive to live in?

Measured against what households in the area earn, Sylvester costs less than 62% of U.S. towns: a B for cost of living, #64 of 263 in Georgia. The typical home costs 2.0 years of the median household income of the Albany, GA metro area ($57K).

How much does a house cost in Sylvester?

About $171K, Zillow’s typical value for September 2026, up 10.2% in a year. The Georgia typical home is $329K.

What salary do you need to live in Sylvester?

To buy the typical home with 20% down at 6.3%, about $46,000 a year, keeping the payment (about $1,060 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $41,000.

How much is rent in Sylvester?

HUD puts a two-bedroom at about $1,020 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $896 (Census 2020–24).

What are property taxes in Sylvester?

The median bill is $1,337 a year, 1.15% of the median home value (Georgia: $2,341, 0.77%), from the Census 2020–24.

Are home prices in Sylvester going up?

Yes: up 10.2% in the past year and 28.0% in five years, against 20.9% across Georgia (Zillow).

Neighbors talk housing

What Sylvester buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.