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Cusseta Industrial High SchoolCusseta Industrial High School · Photo: Rivers Langley; SaveRivers · CC BY-SA 3.0
B−Cost of living
Cost of living in Cusseta

Homes in Cusseta cost about 1.7 years of local pay, but renters are stretched more than prices suggest

More affordable than 52% of U.S. towns, #100 of 263 in Georgia. Up 6.2% in a year, 57% below the Georgia typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Columbus, GA-AL metro area ($59K). How TownRatings grades cost of living

Typical home value
$142K
▲ 6.2% in a year · GA $329K
Zillow
2-bedroom rent
$1,360
a month, utilities in · HUD
Median tax bill
$856
GA $2,341
Area income (the grade’s yardstick)
$59K
Columbus-area median
Cheap is not the same as affordable: why Cusseta gets a B−, not an A+

In dollars, Cusseta is one of the least expensive places in Georgia. But the grade compares costs with what households in the area earn, and Columbus-area incomes are lower too ($59K, against $74K for the typical U.S. town). Property tax takes 0.83% of a home’s value a year (Georgia: 0.77%), and 41% of renters pay 30% or more of income for housing.

In dollars

  • $142Ktypical home, 57% below the Georgia typical homeZillow, September 2026
  • $1,360a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 89prices across the Columbus metro, where the U.S. is 100 (housing 61)BEA Regional Price Parities, 2024

In paychecks the grade

  • 1.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$59K, Columbus-area income
  • 27%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 41%of renters pay 30%+ of income for housing; across Georgia: 52%Census 2020–24
  • 26%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Cusseta

Owning can cost less than renting

With 20% down at the calculator’s rate, the typical Cusseta home runs about $840 a month with tax and insurance. A two-bedroom rents for about $1,360. Can I afford it? ↓

Most Cusseta households rent

61% of households rent their home, 1,082 in all, against 34% across Georgia. Renting ↓

Still rising while Georgia slips

Over the past year the typical Cusseta home gained 6.2%, while the Georgia typical home lost 0.5%. Price trend ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2013; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Cusseta’s grade

Measured against what households in the area earn, Cusseta is more affordable than 52% of U.S. towns, #100 of 263 in Georgia. Rent pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 52%
CostlierMore affordable
Georgia towns we grade (263)More affordable than 62%

Prices here have kept pace with Georgia: up 16.2% in five years, against 20.9% statewide (Zillow).

How sure. Cusseta’s Census figures cover about 1,774 households. At the ends of the Census margins (area income ±$1,529, owners paying 30%+ ±15.9 points), Cusseta could be anywhere from B− to B.

How TownRatings grades cost of living →

Price trend

Up 6.2% in a year

Faster than Georgia (-0.5%).

CussetaGeorgia
$50K$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryCussetaGeorgia
2017$100,000$172,000
2018$99,000$185,000
2019$106,000$201,000
2020$106,000$214,000
2021$121,000$239,000
2022$132,000$291,000
2023$121,000$321,000
2024$126,000$333,000
2025$137,000$337,000
2026$136,000$331,000
September 2026$142,000$329,000
Then & now

A typical Cusseta home worth $102K in October 2016 is worth about $142K today.

+$40K
+6.2%
past year
+16.2%
past 5 years
+39%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 1.7 years of area income

The calculator starts from the area income the grade uses. Switch to Cusseta’s own median, or type yours.

Household income a year
$
Columbus-area median household income, as in the grade
You could afford about
$232,000
Typical Cusseta home $142K

That covers a typical Cusseta home, with $90K to spare.

The typical home, each month
$840
Loan $700Tax $100Insurance $40

A two-bedroom rents for about $1,360 a month here, $520 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cusseta’s typical property tax (0.83% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,360

Renters already here pay a median of $1,348.

Fair Market Rent a month, utilities included

Studio$1,110
1 bedroom$1,170
2 bedrooms$1,360
3 bedrooms$1,800
4 bedrooms$2,140
61%
of households rent · GA 34%
1,082
renter households
41%
of renters spend 30%+ of income on rent · GA 52%
27%
of the median income, for a two-bedroom
$1,348
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Columbus, GA-AL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2013

Builders were permitted 1 new home in Cusseta in 2013. That's 0.1 per 1,000 residents, slower than across Georgia (4). Over the past 10 years, Cusseta has permitted 89 homes in all.

Single-family
05101520200020052010
1
new homes permitted in 2013
0.1
per 1,000 residents · GA 4
89
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2013110$130,000
2012330$466,000
2011330$466,000
2010660$827,000
2009440$397,000
2008660$596,000
200714140$980,000
200618180$1.3 million
200518180$1.3 million
200416160$1.1 million
2003440$475,000
2002440$525,000
2001440$500,000
2000440$500,000

Cusseta's permit office hasn't appeared in the Census permit files since 2013, so these are its newest figures.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $856, under the Georgia median of $2,341, because homes cost less. As a share of value it’s 0.83% a year, against 0.77% statewide.

$856
median bill a year · GA $2,341
0.83%
of a home’s value a year · GA 0.77%
$100
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Cusseta

Only figures published free for the whole country, each labeled with the area it covers: the Columbus, GA-AL metro area, or Georgia. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
89GA 96metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96GA 99metroBEA, 2024
Utilities
U.S. = 100
90GA 93metroBEA, 2024
Other services
U.S. = 100
99GA 97metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Cusseta vs. its neighbors

Of the 2 towns here with a Zillow value, Cusseta has the lowest.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
CussetaB−$142K$103K0.83%$1,360
ColumbusC$176K$194K0.86%$1,350

Questions about the cost of living in Cusseta

Is Cusseta expensive to live in?

Measured against what households in the area earn, Cusseta costs less than 52% of U.S. towns: a B− for cost of living, #100 of 263 in Georgia. The typical home costs 1.7 years of the median household income of the Columbus, GA-AL metro area ($59K).

How much does a house cost in Cusseta?

About $142K, Zillow’s typical value for September 2026, up 6.2% in a year. The Georgia typical home is $329K.

What salary do you need to live in Cusseta?

To buy the typical home with 20% down at 6.3%, about $36,000 a year, keeping the payment (about $840 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $54,000.

How much is rent in Cusseta?

HUD puts a two-bedroom at about $1,360 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,348 (Census 2020–24).

What are property taxes in Cusseta?

The median bill is $856 a year, 0.83% of the median home value (Georgia: $2,341, 0.77%), from the Census 2020–24.

Are home prices in Cusseta going up?

Yes: up 6.2% in the past year and 16.2% in five years, against 20.9% across Georgia (Zillow).

Neighbors talk housing

What Cusseta buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.