Photo: Brian Stansberry · CC BY 4.0Measured against area pay, Clermont costs less to live in than 78% of U.S. towns
Down 0.8% in a year, 21% above the Georgia typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Gainesville, GA metro area ($81K). How TownRatings grades cost of living
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Gainesville metro earn ($81K, Census 2020–24). The typical home costs 4.0 years of metro income, and 35% of renters pay 30% or more of income for housing.
In dollars
- $398Ktypical home, 21% above the Georgia typical homeZillow, September 2026
- $1,360a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 97prices across the Gainesville metro, where the U.S. is 100 (housing 93)BEA Regional Price Parities, 2024
In paychecks the grade
- 4.0 yrsof area income buys the typical home; the typical U.S. town: 3.3$81K, Gainesville-area income
- 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 10%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Clermont
What’s behind Clermont’s grade
Measured against what households in the area earn, Clermont is more affordable than 78% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.
Values have outpaced Georgia: the typical Clermont home is up 30.5% in five years, against 20.9% statewide (Zillow).
Up 30.5% in five years
Faster than Georgia (20.9%).
Show as a table
| January | Clermont | Georgia |
|---|---|---|
| 2017 | $202,000 | $172,000 |
| 2018 | $216,000 | $185,000 |
| 2019 | $226,000 | $201,000 |
| 2020 | $234,000 | $214,000 |
| 2021 | $268,000 | $239,000 |
| 2022 | $326,000 | $291,000 |
| 2023 | $364,000 | $321,000 |
| 2024 | $389,000 | $333,000 |
| 2025 | $411,000 | $337,000 |
| 2026 | $398,000 | $331,000 |
| September 2026 | $398,000 | $329,000 |
A typical Clermont home worth $197K in October 2016 is worth about $398K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A typical home costs 4.0 years of area income
The calculator starts from the area income the grade uses. Switch to Clermont’s own median, or type yours.
That’s $74K short of a typical Clermont home.
A two-bedroom rents for about $1,360 a month here, $960 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Clermont’s typical property tax (0.71% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,360
Renters already here pay a median of $984, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Gainesville, GA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Clermont in 2025. That's 0.8 per 1,000 residents, slower than across Georgia (6). Over the past 10 years, Clermont has permitted 105 homes in all.
Between the 2010 and 2020 censuses, Clermont gained 146 residents while 71 new homes were permitted: about 2.1 new residents per new home, about the same as across Georgia (2.6).
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 4 | 4 | 0 | $2.2 million |
| 2025 | 1 | 1 | 0 | $300,000 |
| 2024 | 3 | 3 | 0 | $750,000 |
| 2023 | 2 | 2 | 0 | $1.1 million |
| 2022 | 1 | 1 | 0 | $450,000 |
| 2021 | 1 | 1 | 0 | $150,000 |
| 2020 | 40 | 40 | 0 | $11.1 million |
| 2019 | 31 | 31 | 0 | $7.4 million |
| 2018 | 18 | 18 | 0 | $2.8 million |
| 2017 | 4 | 4 | 0 | $870,000 |
| 2016 | 4 | 4 | 0 | $600,000 |
| 2015 | 9 | 9 | 0 | $1.3 million |
| 2014 | 2 | 2 | 0 | $260,000 |
| 2013 | 2 | 2 | 0 | $225,000 |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 1 | 1 | 0 | $120,000 |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 1 | 1 | 0 | $200,000 |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 7 | 7 | 0 | $1.7 million |
| 2006 | 10 | 10 | 0 | $2.1 million |
| 2005 | 13 | 13 | 0 | $2.8 million |
| 2004 | 15 | 15 | 0 | $2.7 million |
| 2003 | 11 | 11 | 0 | $2.6 million |
| 2002 | 15 | 15 | 0 | $2.6 million |
| 2001 | 14 | 14 | 0 | $2 million |
| 2000 | 12 | 12 | 0 | $1.3 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the Georgia norm
The median bill is $2,274 (Georgia: $2,341), 0.71% of a home’s value a year, against 0.77% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Clermont
Only figures published free for the whole country, each labeled with the area it covers: the Gainesville, GA metro area, or Georgia. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 97 | GA 96 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | GA 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 90 | GA 93 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | GA 97 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Clermont and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Clermont | A− | $398K | $322K | 0.71% | $1,360 |
Questions about the cost of living in Clermont
Is Clermont expensive to live in?
Measured against what households in the area earn, Clermont costs less than 78% of U.S. towns: an A− for cost of living. The typical home costs 4.0 years of the median household income of the Gainesville, GA metro area ($81K).
How much does a house cost in Clermont?
About $398K, Zillow’s typical value for September 2026, down 0.8% in a year. The Georgia typical home is $329K.
What salary do you need to live in Clermont?
To buy the typical home with 20% down at 6.3%, about $99,000 a year, keeping the payment (about $2,320 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $54,000.
How much is rent in Clermont?
HUD puts a two-bedroom at about $1,360 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $984 (Census 2020–24).
What are property taxes in Clermont?
The median bill is $2,274 a year, 0.71% of the median home value (Georgia: $2,341, 0.77%), from the Census 2020–24.
Are home prices in Clermont going up?
No: down 0.8% in the past year and 30.5% in five years, against 20.9% across Georgia (Zillow).
Neighbors talk housing
What Clermont buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.