FEMA puts Aragon’s expected hazard damage per building above that of 68% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Aragon gets a C for hazard risk: higher expected damage per building than 68% of U.S. towns. Most of that expected damage is river and rain flooding (77%), then tornadoes (14%). Flood insurance has paid 10 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Aragon faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Aragon’s grade
River and rain flooding is 77% of the building damage FEMA expects in Aragon, and Aragon’s rate of river and rain flooding damage is higher than 75% of U.S. census tracts. Tornadoes add 14%, at a rate in the top 5% of U.S. census tracts.
C higher expected damage per building than 68% of U.S. towns (21,298).
Aragon’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $534K a year in losses across Aragon: $308K to buildings, the rest to people and crops.
Does Aragon flood? Sometimes: 10 flood claims since 1979
Every paid claim on a federal flood insurance policy in Aragon, from FEMA’s records: 12.9 per 1,000 homes, more than 78% of the 13,809 U.S. towns with a flood insurance record.
Aragon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.1 federal disaster brought FEMA money to Aragon
Disasters that paid out in Aragon itself (aid to households or repair grants to the City of Aragon), newest first, with that year’s flood claims.
- 2008Severe Storms and Tornadoes31 households applied for aid$33K aid approved
Polk County has had 13 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Aragon after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Aragon archive →Get ready for what Aragon faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Aragon
Is Aragon at risk for natural disasters?
On FEMA’s National Risk Index, Aragon has higher expected damage per building than 68% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (77%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Aragon flood?
Flood insurance has paid 10 claims in Aragon since 1979, $143K in all, or 12.9 per 1,000 homes, more than 78% of U.S. towns with a flood insurance record. 3 properties have flooded more than once.
Is Aragon in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Polk County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Aragon?
FEMA’s Community Rating System list shows no discount for Aragon’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Aragon?
By FEMA money that reached Aragon, Severe Storms and Tornadoes (2008): 31 households applied for aid, $33K approved.
Is Aragon at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (77%), and Aragon’s rate for it is higher than 75% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Aragon.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aragon’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.