What it saves you on housing, it gives back elsewhere. Its best grade is for cost of living (A) — at the median price, a 70 m² home costs 3 times the median annual income per consumption unit in the intercommunality. The drawback is safety: an average of 10 recorded violent incidents and 17.1 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025. Jobs & income is weaker too — 1.9 jobs per working resident; 14.8% unemployment. Overall, that makes a B+, good for #6 of 12 in Nièvre. On that grade it does better than 69% of compared French towns. Its remaining grades are unremarkable: B for schools and C+ for health.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · recorded crime, SSMSI (Ministry of the Interior) · employment, INSEE census 2023 · brevet and bac results, Ministry of Education · deaths, INSEE (by commune of residence, 2016–2025).
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares La Charité-sur-Loire with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Hazard riskNot graded in France yet: national flood maps cover only some areas–
How TownRatings grades French towns →
Remparts (restes) · Classé · Photo: Carroy · CC BY 3.0
La Charité-sur-Loire’s story
La Charité-sur-Loire in pictures
The Culture ministry lists 18 historic monuments in La Charité-sur-Loire: 3 classé (France’s highest heritage protection) and 11 inscrit (the second level).
That’s 38 for every 10,000 residents, more per resident than 98% of compared French towns; the median compared French town has 2.5.
The oldest protected part dates from the 10th century, and the first monument here was protected in 1840, on France’s very first list.
Part of the town has been a protected historic area, a site patrimonial remarquable, since 2005.
1840First protected: Église priorale Sainte-Croix
2003Most recently protected: Grand pont sur la Loire
Data highlights are ordered by what stands out in La Charité-sur-Loire.
History
Old homes shape La Charité-sur-Loire: 23% were built before 1919, more than in Nièvre’s towns and across compared French towns
France has no History Grade yet: this card describes, it doesn’t grade.
La Charité-sur-Loire has 38 protected monuments for every 10,000 residents. Since 2005, a site patrimonial remarquable has protected part of the town. Protection here reaches back to the 10th century. Among the classé monuments in the town is Ancien domaine prioral.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
HousingCost of living A
La Charité-sur-Loire’s median home price is €1,083/m²
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Houses sell for €1,237/m² in La Charité-sur-Loire, apartments for €841/m². A home here costs 3 years of the median income in Communauté de communes Les Bertranges. The estimated advertised rent is €8.95/m² a month, near Nièvre’s towns (€9.08/m²) and lower than compared French towns (€12.41/m²).
€1,083/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
La Charité-sur-Loire€1,083/m²
Median of towns€2,430/m²
Nièvre median€1,116/m²
By type
Median per m²
Sales
Houses
€1,237/m²
156
Apartments
€841/m²
41
€8.95/m²
estimated advertised apartment rent a month, charges included (€7.32 to €10.95/m² a month)
3
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€7.74/m²
estimated advertised house rent a month, charges included
€25,060
median annual income per consumption unit, Communauté de communes Les Bertranges
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Older residents shape La Charité-sur-Loire: 36% are 65 or over, above Nièvre’s towns and compared French towns
Aged 15 to 24: 8% of residents. 13% are under 15, near Nièvre’s towns (14%) and lower than compared French towns (17%). Graduates make up a fifth of adults.
54median age
La Charité-sur-LoireNièvre medianFrance median
Ages · share of residents
36%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma32%
CAP or BEP28%
Baccalauréat15%
Higher education20%
Women and men · all residents
54% women, 46% men
WomenFrance medianMen
About 84 men for every 100 women. Median share of women: Nièvre 53.7%, France 51.8%. Women live longer than men, so towns with many older residents have more women.
INSEE, census 2023 · Nièvre median and France median: the median of compared communes
Work & commuteJobs & income C
For walkability, La Charité-sur-Loire ranks above 80% of compared French towns
Median disposable income is €23,010 a year for each consumption unit. At the census, 17.6% went to work on foot, by bike or by public transport, above Nièvre’s towns (15.0%) and compared French towns (13.4%) alike. The unemployment rate here is 14.8%.
18%walk, cycle or take transit
How working residents got to work · census 2023
Driving76%
On foot13%
Public transport3%
Bicycle1%
Motorbike or scooter1%
2,600
jobs based in La Charité-sur-Loire, 1.9 per working resident
14.8%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€23,010
median annual income per consumption unit, 2023 · median of compared French towns €25,970
5%
worked without traveling (at or from home)
A−
Walkability: better than 80% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Safety
La Charité-sur-Loire sees more crime per resident than 73% of compared French towns
In all, 124 offenses reached the police record in La Charité-sur-Loire in 2025. Jobs outnumber working residents in La Charité-sur-Loire (2,600 to 1,350): it draws people in from around. The commonest graded crime in the town was criminal damage (2025).
10recorded violent incidents per 1,000 residents a yearCSafety Grade
Recorded by type · 2025
Criminal damage47
Other physical violence19
Family violence17
Sexual violence14
Burglary13
Vehicle theft8
Theft from vehicles6
Fraud35
Theft without violence34
Drug use14
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
10
recorded violent incidents per 1,000 residents a year, 2023–2025 average
17.1
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
124
offenses recorded in the graded categories in 2025
1.0%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · When armed robbery number five or fewer in a recent year, the figure is withheld, and the index uses the département’s average instead (1.0% of the index here). The count covers the offense categories the Safety Grade uses. Crimes are counted in the commune where they happen, then divided by its residents, so a town that draws people in from around can look higher.
Schools
91.0% of candidates passed the brevet at the collège within 5 km, a point below the expected rate
Primary schools aren’t graded: France doesn’t publish their results by school.
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
HealthHealth C+
Adjusted for age and care homes, La Charité-sur-Loire sees more deaths than 59% of compared French towns
Care access and life expectancy are shown for context, not graded.
For a family doctor, residents of La Charité-sur-Loire can choose among 4 GPs. Its three care homes for older people (322 places) count their residents as La Charité-sur-Loire’s; allowing for them, deaths were 9% below expected. From 2016 to 2025, 1,182 residents of La Charité-sur-Loire died, against 960 expected from France’s death rates at each age: 23% more. The nearest emergency department to La Charité-sur-Loire is Hopital Pierre Beregovoy, 14.7 mi away.
−9%deaths against expected, after care homesC+Health Grade
Deaths per 100 expected · 2016–2025
Raw123
Adjusted91
Median town88
Expected100
4
GPs in La Charité-sur-Loire · 1.7 GP consultations a year per resident within reach (APL)
14.7 mi
to the nearest emergency department, Hopital Pierre Beregovoy
14.7 mi
to the nearest maternity unit, Hopital Pierre Beregovoy
84.1 · 76.9
years of life expectancy at birth, women · men, Nièvre, 2025 (provisional) · France 85.9 · 80.3
The Culture ministry lists 18 historic monuments in La Charité-sur-Loire: 3 classé (France’s highest heritage protection) and 11 inscrit (the second level).
People: INSEE, census 2023. Miles: center to center.
Questions about La Charité-sur-Loire
Is La Charité-sur-Loire safe?
It grades C for safety, #9 of 12 in Nièvre. In 2025 police and gendarmerie recorded 13 burglaries and 47 acts of criminal damage.
Are schools in La Charité-sur-Loire good?
They grade B, better than 65% of compared French towns and #4 of 12 in Nièvre. Primary schools aren’t graded: France doesn’t publish their results by school.
Is La Charité-sur-Loire expensive to live in?
Incomes are lower than in most compared French towns too, so La Charité-sur-Loire grades A for cost of living.
About La Charité-sur-Loire
Commune in Nièvre, Bourgogne-Franche-Comté
La Charité-sur-Loire is a commune of 4,705 people in the Communauté de communes Les Bertranges. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.
