Homes are affordable: at the median price, a 70 m² home costs 2.8 times the median annual income per consumption unit in the intercommunality. Health is its weak spot (D) — after allowing for care homes, deaths from 2016 to 2025 were 11% above expected, against 12% below for the median of compared French towns. It lags on jobs & income as well — 1.4 jobs per working resident; 12.9% unemployment. The median price paid is €918/m².
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · deaths, INSEE (by commune of residence, 2016–2025) · employment, INSEE census 2023. Cercy-la-Tour has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Cercy-la-Tour with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Cercy-la-Tour.
HousingCost of living A+
Estimated advertised rents run lower in Cercy-la-Tour than in Nièvre’s towns or across compared French towns: €7.70/m² a month
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Renting a house costs an estimated €6.93/m² a month. Houses were 91% of what sold. Between July 2023 and June 2026, buyers took 85 homes in Cercy-la-Tour.
€918/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Cercy-la-Tour€918/m²
Median of towns€2,430/m²
Nièvre median€1,116/m²
By type
Median per m²
Sales
Houses
€960/m²
77
€7.70/m²
estimated advertised apartment rent a month, charges included (€5.89 to €10.06/m² a month)
2.8
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€6.93/m²
estimated advertised house rent a month, charges included
€22,890
median annual income per consumption unit, Communauté de communes Bazois Loire Morvan
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Children make up only 11% of Cercy-la-Tour, fewer than in Nièvre’s towns and compared French towns
38% of residents are 65 or over, above both Nièvre’s towns (32%) and compared French towns (22%). Those aged 15 to 24 account for 7% of residents. Degrees are held by 14% of adults.
58.2median age
Cercy-la-TourNièvre medianFrance median
Ages · share of residents
38%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma31%
CAP or BEP34%
Baccalauréat14%
Higher education14%
Women and men · all residents
52% women, 48% men
WomenFrance medianMen
About 91 men for every 100 women. Median share of women: Nièvre 53.7%, France 51.8%. Women live longer than men, so towns with many older residents have more women.
INSEE, census 2023 · Nièvre median and France median: the median of compared communes
HealthHealth D
Deaths in Cercy-la-Tour run above what its ages would predict: 111 per 100 expected, more than Nièvre’s towns or compared French towns
Care access and life expectancy are shown for context, not graded.
2 GPs practise in Cercy-la-Tour. The nearest emergency department to Cercy-la-Tour is Ch Decize, 9.6 mi away. 428 deaths here between 2016 and 2025, where France’s rates at each age predict 310: 38% above. Average lifespans in Nièvre: 84.1 years for women, 76.9 for men (2025), against 85.9 and 80.3 nationally.
+11%deaths against expected, after care homesDHealth Grade
Deaths per 100 expected · 2016–2025
Raw138
Adjusted111
Median town88
Expected100
2
GPs in Cercy-la-Tour · 3.7 GP consultations a year per resident within reach (APL)
9.6 mi
to the nearest emergency department, Ch Decize
25.1 mi
to the nearest maternity unit, Centre hospitalier de Moulins
84.1 · 76.9
years of life expectancy at birth, women · men, Nièvre, 2025 (provisional) · France 85.9 · 80.3
Old homes shape Cercy-la-Tour: 20% were built before 1919, more than in Nièvre’s towns or compared French towns
France has no History Grade yet: this card describes, it doesn’t grade.
The Culture ministry lists 1 historic monument in Cercy-la-Tour, none of them classé, France’s highest protection. Its oldest listed monument dates from the 11th century.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Work & commuteJobs & income C−
People in Cercy-la-Tour have lower living standards than in 93% of French communes of 1,000+
Households’ median disposable income: €22,400 a year per consumption unit. Unemployment stood at 12.9%, between Nièvre’s towns (14.2%) and compared French towns (10.1%). Bus, tram or train carried 3.2% of working residents in Cercy-la-Tour to work at the census.
14%walk, cycle or take transit
How working residents got to work · census 2023
Driving79%
On foot9%
Public transport3%
Bicycle2%
Motorbike or scooter1%
700
jobs based in Cercy-la-Tour, 1.4 per working resident
12.9%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€22,400
median annual income per consumption unit, 2023 · median of compared French towns €25,970
7%
worked without traveling (at or from home)
B−
Walkability: better than 51% of compared French towns
People: INSEE, census 2023. Miles: center to center.
Questions about Cercy-la-Tour
Is Cercy-la-Tour safe?
Cercy-la-Tour has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 2.4 recorded violent incidents and 7.4 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
Is Cercy-la-Tour expensive to live in?
Incomes are lower than in most compared French towns too, so Cercy-la-Tour grades A+ for cost of living.
About Cercy-la-Tour
Commune in Nièvre, Bourgogne-Franche-Comté
Cercy-la-Tour is a commune of 1,653 people in the Communauté de communes Bazois Loire Morvan. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.