Buying a home costs less than in most towns: at the median price, a 70 m² home costs 4.2 times the median annual income per consumption unit in the intercommunality. Health is a weak point: after allowing for care homes, deaths from 2016 to 2025 were 25% above expected, against 12% below for the median of compared French towns. Incomes are on the low side: 0.3 jobs per working resident; 8.2% unemployment. It is hard to get around without a car (C−): 44% of residents live within 800 m of a bakery, and 6% of working residents walk, cycle or take public transport to work.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · deaths, INSEE (by commune of residence, 2016–2025) · employment and commuting, INSEE census 2023 · amenities, INSEE BPE 2025. Loyat has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Loyat with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Loyat.
HealthHealth D−
Allowing for age and care homes, Loyat sees more deaths than Morbihan’s towns or compared French towns: 125 per 100 expected
Care access and life expectancy are shown for context, not graded.
In Morbihan, life expectancy at birth reaches 85.4 years for women and 79.2 for men (2025), next to 85.9 and 80.3 for France. 176 deaths in Loyat between 2016 and 2025, where France’s rates at each age predict 140: 25% above. For a family doctor, residents of Loyat have one GP on hand.
+25%deaths against expected, after care homesD−Health Grade
Deaths per 100 expected · 2016–2025
Raw125
Adjusted125
Median town88
Expected100
1
GPs in Loyat · 2.8 GP consultations a year per resident within reach (APL)
3.9 mi
to the nearest emergency department, Centre hospitalier Alphonse Guerin Ploermel
3.9 mi
to the nearest maternity unit, Centre hospitalier Alphonse Guerin Ploermel
85.4 · 79.2
years of life expectancy at birth, women · men, Morbihan, 2025 (provisional) · France 85.9 · 80.3
Renting in Loyat costs less than in both Morbihan’s towns and compared French towns, at an estimated advertised €7.89/m² a month
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Homes sold for a median €1,471/m², lower than both Morbihan’s towns (€2,715/m²) and compared French towns (€2,430/m²). Between July 2023 and June 2026, buyers took 67 homes in Loyat.
€1,471/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Loyat€1,471/m²
Median of towns€2,430/m²
Morbihan median€2,715/m²
By type
Median per m²
Sales
Houses
€1,471/m²
67
€7.89/m²
estimated advertised apartment rent a month, charges included (€6.25 to €9.97/m² a month)
4.2
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€9.42/m²
estimated advertised house rent a month, charges included
€24,730
median annual income per consumption unit, Ploërmel Communauté
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Work & commuteJobs & income D
Incomes in Loyat run lower than in both Morbihan’s towns and compared French towns: a median €23,620 a year per consumption unit
Unemployment stood at 8.2%, below Morbihan’s towns (8.7%) and compared French towns (10.1%) alike. Walking, cycling and public transport carried 5.7% of commuters at the census.
6%walk, cycle or take transit
How working residents got to work · census 2023
Driving87%
On foot3%
Public transport2%
Motorbike or scooter1%
Bicycle1%
200
jobs based in Loyat, 0.3 per working resident
8.2%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€23,620
median annual income per consumption unit, 2023 · median of compared French towns €25,970
6%
worked without traveling (at or from home)
C−
Walkability: better than 23% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
History
Old homes shape Loyat: 21% were built before 1919, more than in both Morbihan’s towns and compared French towns
France has no History Grade yet: this card describes, it doesn’t grade.
Protection here reaches back to the 16th century. On the Culture ministry’s list, Loyat counts 2 historic monuments: 1 classé at the top level of protection and 1 inscrit at the second.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Who lives here
A town of families: 20% of people in Loyat are under 15, more than in both Morbihan’s towns and compared French towns
Just over a fifth of residents are 65 or over, lower than Morbihan’s towns (27%) and near compared French towns (22%). Young adults of 15 to 24 account for a tenth of the town. Ages in Loyat split evenly at 42.7: half are older, half younger.
42.7median age
LoyatMorbihan medianFrance median
Ages · share of residents
22%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma20%
CAP or BEP31%
Baccalauréat20%
Higher education25%
Women and men · all residents
50% women, 50% men
WomenFrance medianMen
About an even split. Median share of women: Morbihan 51.6%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about Loyat
Is Loyat safe?
Loyat has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 5.4 recorded violent incidents and 5.4 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
Is Loyat expensive to live in?
Incomes are lower than in most compared French towns too, so Loyat grades A for cost of living.
About Loyat
Commune in Morbihan, Brittany
Loyat is a commune of 1,750 people in the Ploërmel Communauté. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.