Saint-Ay grades A+ overall: better than 96% of compared French towns, and #1 of 43 in Loiret. Its weakest subject is walkability (C+): 62% of residents live within 800 m of a bakery, and 7% of working residents walk, cycle or take public transport to work. At the median price of €2,066/m², a 70 m² home costs 5.3 times the median annual income per consumption unit (an income adjusted for household size) in the Communauté de communes des Terres du Val de Loire. Its strongest is health (A−): after allowing for care homes, deaths from 2016 to 2025 were 25% below expected, against 12% below for the median of compared French towns.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares Saint-Ay with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Saint-Ay.
HealthHealth A−
Mortality in Saint-Ay, once ages and care homes are allowed for, undercuts Loiret’s towns and compared French towns: 75 per 100 expected
Care access and life expectancy are shown for context, not graded.
Average lifespans in Loiret: 85.4 years for women, 80.3 for men (2025), against 85.9 and 80.3 nationally. 206 deaths in Saint-Ay between 2016 and 2025, where France’s rates at each age predict 276: 25% below. The nearest emergency department to Saint-Ay is Oreliance Reine Blanche, 7.8 mi away. The town has 2 family doctors.
−25%deaths against expected, after care homesA−Health Grade
Deaths per 100 expected · 2016–2025
Raw75
Adjusted75
Median town88
Expected100
2
GPs in Saint-Ay · 2.2 GP consultations a year per resident within reach (APL)
7.8 mi
to the nearest emergency department, Oreliance Reine Blanche
7.8 mi
to the nearest maternity unit, Oreliance Longues Allees
85.4 · 80.3
years of life expectancy at birth, women · men, Loiret, 2025 (provisional) · France 85.9 · 80.3
Recorded crime per resident is lower in Saint-Ay than in 80% of compared French towns
In 2025, family violence led the graded crimes in Saint-Ay. 2025 saw 69 offenses recorded in the town. The yearly rates for 2023–2025: 7.2 violent offenses and 8.2 graded property crimes per 1,000 residents.
7.2recorded violent incidents per 1,000 residents a yearA−Safety Grade
Recorded by type · 2025
Family violence22
Criminal damage19
Other physical violence12
Burglary11
Sexual violence5
Theft without violence19
Fraud16
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
7.2
recorded violent incidents per 1,000 residents a year, 2023–2025 average
8.2
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
69
offenses recorded in the graded categories in 2025
12.2%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · When armed robbery, vehicle theft and theft from vehicles number five or fewer in a recent year, the figure is withheld, and the index uses the département’s average instead (12.2% of the index here). With more than 10% of the index estimated that way, this Safety Grade is less sure than most. The count covers the offense categories the Safety Grade uses.
Schools
94.8% of candidates passed the brevet at the two collèges within 5 km, 1.2 points below the expected rate
Primary schools aren’t graded: France doesn’t publish their results by school.
School results put the town #6 of 48 in Loiret. For collège, the closest is 0.6 mi away.
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
HousingCost of living B
Saint-Ay earns a B for cost of living
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Advertised rents are estimated at €11.13/m² a month, lower than both Loiret’s towns (€11.99/m²) and compared French towns (€12.41/m²). 98 sales of houses and apartments in Saint-Ay, from July 2023 to June 2026, give the median of €2,066/m². Houses made up 95% of the homes sold; apartments the rest.
€2,066/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Saint-Ay€2,066/m²
Median of towns€2,430/m²
Loiret median€1,877/m²
By type
Median per m²
Sales
Houses
€2,082/m²
93
€11.13/m²
estimated advertised apartment rent a month, charges included (€9.45 to €13.12/m² a month)
5.3
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€10.05/m²
estimated advertised house rent a month, charges included
€27,310
median annual income per consumption unit, Communauté de communes des Terres du Val de Loire
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Work & commuteJobs & income B+
Saint-Ay has lower unemployment than Loiret’s towns or compared French towns: 5.9%
Saint-Ay has 550 jobs for 1,700 working residents, 0.3 per worker. The typical income here, after tax and benefits, is €28,070 a year per consumption unit. At the census, 7.1% went to work on foot, by bike or by public transport, below Loiret’s towns (13.7%) and compared French towns (13.4%) alike.
7%walk, cycle or take transit
How working residents got to work · census 2023
Driving89%
Public transport4%
On foot2%
Bicycle1%
Motorbike or scooter1%
550
jobs based in Saint-Ay, 0.3 per working resident
5.9%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€28,070
median annual income per consumption unit, 2023 · median of compared French towns €25,970
3%
worked without traveling (at or from home)
C+
Walkability: better than 40% of compared French towns
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Who lives here
A town of families: 21% of people in Saint-Ay are under 15, more than in both Loiret’s towns and compared French towns
Young adults of 15 to 24 are 9.9% of residents, lower than both Loiret’s towns (10%) and compared French towns (11%). Those 65 and older account for 20% of residents. Degrees are held by 37% of adults.
41median age
Saint-AyLoiret medianFrance median
Ages · share of residents
10%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma14%
CAP or BEP24%
Baccalauréat20%
Higher education37%
Women and men · all residents
51% women, 49% men
WomenFrance medianMen
About an even split. Median share of women: Loiret 51.7%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Ay
Is Saint-Ay safe?
It grades A− for safety, #11 of 43 in Loiret. In 2025 police and gendarmerie recorded 11 burglaries and 19 acts of criminal damage.
Are schools in Saint-Ay good?
They grade A−, better than 76% of compared French towns and #6 of 48 in Loiret. Primary schools aren’t graded: France doesn’t publish their results by school.
Is Saint-Ay expensive to live in?
Homes cost less than in most compared French towns: the median sale price from July 2023 to June 2026 was €2,066/m², against €2,430/m² for the median of compared French towns. Incomes are higher than in most compared French towns, so Saint-Ay grades B for cost of living.
About Saint-Ay
Commune in Loiret, Centre-Val de Loire
Saint-Ay is a commune of 3,766 people in the Communauté de communes des Terres du Val de Loire. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.
