Where it does best is health — after allowing for care homes, deaths from 2016 to 2025 were 28% below expected, against 12% below for the median of compared French towns. Homes sell for a median €2,642/m²: 70 m² comes to 7.8 years of the median income per consumption unit in the Saint-Etienne Métropole. Its weakest subject is walkability — 12% of residents live within 800 m of a bakery, and 8% of working residents walk, cycle or take public transport to work. Its remaining grades are unremarkable: B− for schools and B for jobs & income.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi. Saint-Joseph has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Saint-Joseph with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Saint-Joseph.
HealthHealth A
Deaths in Saint-Joseph run below what its ages would predict: 72 per 100 expected, fewer than in both Loire’s towns and compared French towns
Care access and life expectancy are shown for context, not graded.
From 2016 to 2025, 107 residents of Saint-Joseph died, against 149 expected from France’s death rates at each age: 28% fewer. The nearest emergency department to Saint-Joseph is Hopital du Gier Mco, 7.4 mi away. Life expectancy in Loire: 85.6 years for women and 80.8 for men (2025); France averages 85.9 and 80.3.
−28%deaths against expected, after care homesAHealth Grade
Deaths per 100 expected · 2016–2025
Raw72
Adjusted72
Median town88
Expected100
0
GPs in Saint-Joseph · 1.9 GP consultations a year per resident within reach (APL)
7.4 mi
to the nearest emergency department, Hopital du Gier Mco
7.4 mi
to the nearest maternity unit, Hopital du Gier Mco
85.6 · 80.8
years of life expectancy at birth, women · men, Loire, 2025 (provisional) · France 85.9 · 80.3
Saint-Joseph has lower unemployment than Loire’s towns or compared French towns: 6.3%
The median disposable income is €28,530 a year per consumption unit. Saint-Joseph has 250 jobs for 950 working residents, 0.3 per worker. At the census, 7.5% went to work on foot, by bike or by public transport, below both Loire’s towns (11.9%) and compared French towns (13.4%).
8%walk, cycle or take transit
How working residents got to work · census 2023
Driving88%
Public transport6%
On foot1%
Motorbike or scooter1%
Bicycle0%
250
jobs based in Saint-Joseph, 0.3 per working resident
6.3%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€28,530
median annual income per consumption unit, 2023 · median of compared French towns €25,970
3%
worked without traveling (at or from home)
C−
Walkability: better than 22% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
HousingCost of living C
Saint-Joseph earns a C for cost of living
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Advertised rents are estimated at €10.81/m² a month, above Loire’s towns (€10.17/m²) but below compared French towns (€12.41/m²). Behind the median of €2,642/m²: 42 houses and apartments sold in Saint-Joseph between July 2023 and June 2026. From July 2023 to June 2026, 42 homes were sold in the town.
€2,642/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Saint-Joseph€2,642/m²
Median of towns€2,430/m²
Loire median€2,075/m²
By type
Median per m²
Sales
Houses
€2,738/m²
37
€10.81/m²
estimated advertised apartment rent a month, charges included (€8.33 to €14.03/m² a month)
7.8
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€11.57/m²
estimated advertised house rent a month, charges included
€23,640
median annual income per consumption unit, Saint-Etienne Métropole
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Saint-Joseph has fewer older residents than Loire’s towns or compared French towns: 19% are 65 or over
Among adults, 33% have a degree. 12% of the population is aged 15 to 24, above both Loire’s towns (11%) and compared French towns (11%). At 43.2, the median resident of Saint-Joseph sits in the middle of the age range.
43.2median age
Saint-JosephLoire medianFrance median
Ages · share of residents
12%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma12%
CAP or BEP30%
Baccalauréat21%
Higher education33%
Women and men · all residents
49% women, 51% men
WomenFrance medianMen
About 105 men for every 100 women. Median share of women: Loire 52.0%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Joseph
Is Saint-Joseph safe?
Saint-Joseph has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 2.9 recorded violent incidents and 9.1 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
Are schools in Saint-Joseph good?
They grade B−, better than 47% of compared French towns. 94% of 293 candidates passed the bac at Lycée Georges Brassens in 2025, 3 points below the expected rate given its pupils’ backgrounds. Primary schools aren’t graded: France doesn’t publish their results by school.
Is Saint-Joseph expensive to live in?
Prices are close to the median of compared French towns: the median sale price from July 2023 to June 2026 was €2,642/m², against €2,430/m² for the median of compared French towns. Incomes are higher than in most compared French towns, so Saint-Joseph grades C for cost of living.
About Saint-Joseph
Commune in Loire, Auvergne-Rhône-Alpes
Saint-Joseph is a commune of 1,996 people in the Saint-Etienne Métropole. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.