Each edition grades its towns against each other only.
This town in Loire, Auvergne-Rhône-Alpes has a population of 1,225.
Homes are affordable: A year’s estimated rent on a 70 m² apartment is 28% of the median annual income per consumption unit in the intercommunality. Its remaining grades are unremarkable: B for health and B for walkability.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · employment and commuting, INSEE census 2023 · deaths, INSEE (by commune of residence, 2016–2025) · amenities, INSEE BPE 2025. Saint-Germain-Lespinasse has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Saint-Germain-Lespinasse with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Saint-Germain-Lespinasse has subject grades but no overall grade: French towns get one from 2,500 residents.
How TownRatings grades French towns →
The Culture ministry lists no building in Saint-Germain-Lespinasse as a monument historique. That’s true of 25% of compared French towns too.
The nearest classé monument is Ancien prieuré Saint-Martin d'Ambierle, in Ambierle, 3.1 mi away.
22% of its homes were built before 1919, against 7.4% in the median compared French town.
Explore the history →Data highlights are ordered by what stands out in Saint-Germain-Lespinasse.
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Saint-Germain-Lespinasse recorded 26 home sales from July 2023 to June 2026. Of the homes sold, 96% were houses.
Source: Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Care access and life expectancy are shown for context, not graded.
Life expectancy at birth in Loire is 85.6 years for women and 80.8 for men (2025), against 85.9 and 80.3 across France. From 2016 to 2025, 96 residents of Saint-Germain-Lespinasse died, against 113 expected from France’s death rates at each age: 15% fewer. The nearest emergency department to Saint-Germain-Lespinasse is Clinique Medico Chirurgicale de Renaison, 6.5 mi away.
Source: INSEE, deaths by commune of residence 2016–2025 and censuses; Eurostat, death rates by age (© European Union); INSEE, BPE 2025; DREES, APL 2024; INSEE, life expectancy by département 2025 · Licence Ouverte · This figure includes a care-home adjustment that TownRatings models; no official statistic exists. A less sure grade: it could be anywhere from C− to A.
8.3% of commuters walked, cycled or took the bus or train at the census, lower than both Loire’s towns (11.9%) and compared French towns (13.4%). The median disposable income is €24,880 a year per consumption unit. At the census, 6.1% of working residents in Saint-Germain-Lespinasse didn’t travel to work at all.
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
The 15-to-24 age group: 9.9%, below both Loire’s towns (11%) and compared French towns (11%). The age that splits Saint-Germain-Lespinasse in two is 46. Nearly a quarter of residents have reached 65.
51% women, 49% men
About 94 men for every 100 women. Median share of women: Loire 52.0%, France 51.8%.
| Saint-Germain-Lespinasse | Loire median | France median | |
|---|---|---|---|
| Under 15 | 17% | 17% | 17% |
| 15–24 | 9.9% | 11% | 11% |
| 25–44 | 22% | 22% | 23% |
| 45–64 | 27% | 26% | 26% |
| 65+ | 24% | 25% | 22% |
| No diploma | 23% | 20% | 19% |
| CAP or BEP | 34% | 29% | 26% |
| Baccalauréat | 19% | 18% | 18% |
| Higher education | 20% | 28% | 30% |
INSEE, census 2023 · Loire median and France median: the median of compared communes
Nothing in Saint-Germain-Lespinasse is on the monuments historiques list. These are the nearest classé monuments, within 15.5 mi.
2 notable people were born in Saint-Germain-Lespinasse.
The nearest towns of 2,500 or more. The map uses IGN’s commune boundaries. See them on the map →
| Town | People | Miles | Overall | Cost | Safety | Health |
|---|---|---|---|---|---|---|
| Saint-Germain-Lespinasse | 1,225 | — | — | A+ | — | B |
| Renaison | 3,231 | 3.8 | — | A− | — | B+ |
| Mably | 7,233 | 5.4 | B+ | A− | C+ | B− |
| Riorges | 11,139 | 5.5 | A− | B+ | B− | B+ |
| Roanne | 35,409 | 6.7 | B+ | A | D | B+ |
| Pouilly-sous-Charlieu | 2,588 | 7.7 | — | A | — | A+ |
| Villerest | 5,172 | 7.8 | A+ | B+ | A | A |
People: INSEE, census 2023. Miles: center to center.
Saint-Germain-Lespinasse has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 4.9 recorded violent incidents and 9.2 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
Commune in Loire, Auvergne-Rhône-Alpes
Saint-Germain-Lespinasse is a commune of 1,225 people in the Communauté d'agglomération Roannais Agglomération. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Sources: INSEE, census 2023 (population, employment, commuting) · INSEE, Filosofi 2023 (income per consumption unit, poverty) · Housing Ministry, Carte des loyers 2025 · SSMSI, recorded crime by commune, 2023–2025 · Ministry of Education (DEPP), brevet and bac results and value-added indicators, 2025 · INSEE, deaths by commune of residence 2016–2025 and censuses 2012–2023; Eurostat, death rates by age (© European Union); INSEE, BPE 2025 (care homes, emergency and maternity units, GPs, pharmacies); DREES, APL 2024; INSEE, life expectancy by département 2025 (provisional) · INSEE, BPE 2025 and Filosofi 200 m grid (walking distances) · IGN Admin Express (boundaries) · TownRatings grades: our own summary of the data, ranking French towns against each other only, updated November 4, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.