Health is a weak point: after allowing for care homes, deaths from 2016 to 2025 were 7% above expected, against 12% below for the median of compared French towns. Taken together, its subjects give Saint-Joachim a C+ overall, better than 45% of compared French towns. It ranks #71 of 93 in Loire-Atlantique. Its strongest is safety — an average of 6.9 recorded violent incidents and 9.1 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025. Buying 70 m² at the median €1,989/m² takes 5.4 years of the median income per consumption unit in the Communauté d'agglomération de la Région Nazairienne et de l'Estuaire (CARENE).
Figures: recorded crime, SSMSI (Ministry of the Interior) · deaths, INSEE (by commune of residence, 2016–2025) · prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares Saint-Joachim with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
HealthHealth D
Mortality in Saint-Joachim, once ages and care homes are allowed for, tops Loire-Atlantique’s towns and compared French towns: 107 per 100 expected
Care access and life expectancy are shown for context, not graded.
The nearest emergency department to Saint-Joachim is Centre hospitalier de Saint Nazaire, 8 mi away. 513 deaths in the town between 2016 and 2025, where France’s rates at each age predict 399: 28% above. Average lifespans in Loire-Atlantique: 86.2 years for women, 80.3 for men (2025), against 85.9 and 80.3 nationally. The town has 2 family doctors.
+7%deaths against expected, after care homesDHealth Grade
Deaths per 100 expected · 2016–2025
Raw128
Adjusted107
Median town88
Expected100
2
GPs in Saint-Joachim · 2 GP consultations a year per resident within reach (APL)
8 mi
to the nearest emergency department, Centre hospitalier de Saint Nazaire
8 mi
to the nearest maternity unit, Centre hospitalier de Saint Nazaire
86.2 · 80.3
years of life expectancy at birth, women · men, Loire-Atlantique, 2025 (provisional) · France 85.9 · 80.3
For crime per resident, Saint-Joachim sits below 77% of compared French towns
Among the graded crimes in Saint-Joachim, the most frequent was criminal damage (2025). Its tally for 2025: 51 recorded offenses.
6.9recorded violent incidents per 1,000 residents a yearA−Safety Grade
Recorded by type · 2025
Criminal damage23
Family violence18
Other physical violence10
Armed robbery0
Fraud21
Theft without violence11
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
6.9
recorded violent incidents per 1,000 residents a year, 2023–2025 average
9.1
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
51
offenses recorded in the graded categories in 2025
19.7%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · Small counts of sexual violence, burglary, vehicle theft and theft from vehicles go unpublished (five or fewer in at least one of the last three years); the département’s average stands in, 19.7% of the index here. With more than 10% of the index estimated that way, this Safety Grade is less sure than most. The count covers the offense categories the Safety Grade uses.
Schools
90.0% of candidates passed the brevet at the collège within 5 km, a point above the expected rate
Primary schools aren’t graded: France doesn’t publish their results by school.
General-bac pupils go 7.1 mi to the nearest lycée. Ranked by results, schools here are #38 of 83 in Loire-Atlantique.
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
Work & commuteJobs & income C
Incomes in Saint-Joachim run lower than in both Loire-Atlantique’s towns and compared French towns: a median €24,840 a year per consumption unit
7.0% of the labour force were unemployed, about level with Loire-Atlantique’s towns (7.2%) and below compared French towns (10.1%). Jobs located in Saint-Joachim: 550, for 1,800 residents in work (0.3 each). Bus, tram or train carried 3.3% of working residents in Saint-Joachim to work at the census.
7%walk, cycle or take transit
How working residents got to work · census 2023
Driving88%
Public transport3%
On foot2%
Bicycle2%
Motorbike or scooter2%
550
jobs based in Saint-Joachim, 0.3 per working resident
7.0%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€24,840
median annual income per consumption unit, 2023 · median of compared French towns €25,970
3%
worked without traveling (at or from home)
C
Walkability: better than 29% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
HousingCost of living C+
A home in Saint-Joachim sells for €1,989/m², less than in both Loire-Atlantique’s towns and compared French towns
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Houses were 99% of what sold. For a house, the estimated advertised rent is €10.27/m² a month. From July 2023 to June 2026, 153 homes were sold in Saint-Joachim.
€1,989/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Saint-Joachim€1,989/m²
Median of towns€2,430/m²
Loire-Atlantique median€2,844/m²
By type
Median per m²
Sales
Houses
€1,995/m²
152
€12.47/m²
estimated advertised apartment rent a month, charges included (€10.22 to €15.21/m² a month)
5.4
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€10.27/m²
estimated advertised house rent a month, charges included
€25,730
median annual income per consumption unit, Communauté d'agglomération de la Région Nazairienne et de l'Estuaire (CARENE)
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Degrees are less common in Saint-Joachim than in Loire-Atlantique’s towns or across compared French towns: 21% of adults
People 65 and over make up nearly a quarter of the town, above both Loire-Atlantique’s towns (19%) and compared French towns (22%). Young adults of 15 to 24 are nearly a tenth of the population. One measure of family life: 17% of residents are under 15.
45.1median age
Saint-JoachimLoire-Atlantique medianFrance median
Ages · share of residents
24%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma17%
CAP or BEP38%
Baccalauréat19%
Higher education21%
Women and men · all residents
50% women, 50% men
WomenFrance medianMen
About an even split. Median share of women: Loire-Atlantique 51.0%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Joachim
Is Saint-Joachim safe?
It grades A− for safety, #24 of 93 in Loire-Atlantique.
Are schools in Saint-Joachim good?
They grade B+, better than 72% of compared French towns and #38 of 83 in Loire-Atlantique. Primary schools aren’t graded: France doesn’t publish their results by school.
Is Saint-Joachim expensive to live in?
Estimated advertised apartment rents are €12.47/m² a month, charges included. Incomes are lower than in most compared French towns too, so Saint-Joachim grades C+ for cost of living.
About Saint-Joachim
Commune in Loire-Atlantique, Pays de la Loire
Saint-Joachim is a commune of 4,112 people in the Communauté d'agglomération de la Région Nazairienne et de l'Estuaire (CARENE). TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Population
4,112 (INSEE, census 2023)
Intercommunality
Communauté d'agglomération de la Région Nazairienne et de l'Estuaire (CARENE)
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.
