With an A+ overall, Espaly-Saint-Marcel is better than 96% of compared French towns. That places it #4 of 15 in Haute-Loire. Prices are modest for what you get: at the median price, a 70 m² home costs 4.6 times the median annual income per consumption unit in the intercommunality. Work and incomes lag (C): 0.6 jobs per working resident; 10.7% unemployment.
Figures: prices, DVF · income per consumption unit (an income adjusted for household size), INSEE Filosofi · employment, INSEE census 2023.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares Espaly-Saint-Marcel with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Espaly-Saint-Marcel.
Work & commuteJobs & income C
On foot, Espaly-Saint-Marcel works better than 83% of compared French towns
Public transport took 2.3% of Espaly-Saint-Marcel’s working residents to work at the census. The unemployment rate comes to 10.7%. At the census, 3.3% of working residents in Espaly-Saint-Marcel didn’t travel to work at all.
14%walk, cycle or take transit
How working residents got to work · census 2023
Driving81%
On foot9%
Bicycle3%
Public transport2%
Motorbike or scooter2%
850
jobs based in Espaly-Saint-Marcel, 0.6 per working resident
10.7%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€25,730
median annual income per consumption unit, 2023 · median of compared French towns €25,970
3%
worked without traveling (at or from home)
A−
Walkability: better than 83% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
HousingCost of living A−
The estimated advertised rent in Espaly-Saint-Marcel is €9.41/m² a month, against €8.91/m² in Haute-Loire’s towns and €12.41/m² in compared French towns
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
124 sales of houses and apartments in Espaly-Saint-Marcel, from July 2023 to June 2026, give the median of €1,646/m². Houses sell for €1,719/m² in the town, apartments for €1,435/m². Also worth knowing: of the homes sold, 56% were houses.
€1,646/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
Espaly-Saint-Marcel€1,646/m²
Median of towns€2,430/m²
Haute-Loire median€1,646/m²
By type
Median per m²
Sales
Houses
€1,719/m²
69
Apartments
€1,435/m²
55
€9.41/m²
estimated advertised apartment rent a month, charges included (€7.44 to €11.90/m² a month)
4.6
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€9.44/m²
estimated advertised house rent a month, charges included
€25,070
median annual income per consumption unit, Communauté d'agglomération du Puy-en-Velay
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
HealthHealth A−
Deaths in Espaly-Saint-Marcel run below what its ages would predict: 76 per 100 expected, fewer than in both Haute-Loire’s towns and compared French towns
Care access and life expectancy are shown for context, not graded.
Women in Haute-Loire live to 85.7 on average and men to 80 (2025), against 85.9 and 80.3 across France. From 2016 to 2025, 388 residents of Espaly-Saint-Marcel died, against 429 expected from France’s death rates at each age: 10% fewer. There are 2 general practitioners locally.
−24%deaths against expected, after care homesA−Health Grade
Deaths per 100 expected · 2016–2025
Raw90
Adjusted76
Median town88
Expected100
2
GPs in Espaly-Saint-Marcel · 4.9 GP consultations a year per resident within reach (APL)
0.8 mi
to the nearest emergency department, Centre hospitalier du Puy En Velay
0.8 mi
to the nearest maternity unit, Centre hospitalier du Puy En Velay
85.7 · 80
years of life expectancy at birth, women · men, Haute-Loire, 2025 (provisional) · France 85.9 · 80.3
94.8% of candidates passed the brevet at the six collèges within 5 km, 2.9 points above the expected rate
Primary schools aren’t graded: France doesn’t publish their results by school.
At the lycées within 5 km of Espaly-Saint-Marcel, 95.9% passed the bac, near Haute-Loire’s towns (95.3%) and higher than compared French towns (92.9%). Its schools’ results rank #6 of 19 in Haute-Loire. The closest collège is 0.8 mi off.
97%passed the bac (general and technological)A−School Grade
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
Safety
Less crime per resident in Espaly-Saint-Marcel than in 72% of compared French towns
All told, Espaly-Saint-Marcel had 41 recorded offenses in 2025. On average over 2023–2025, every 1,000 residents saw 9.2 violent offenses and 7.8 graded property crimes a year. Among the graded crimes locally, the most frequent was family violence (2025).
9.2recorded violent incidents per 1,000 residents a yearB+Safety Grade
Recorded by type · 2025
Family violence24
Criminal damage17
Armed robbery0
Fraud21
Drug use17
Theft without violence9
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
9.2
recorded violent incidents per 1,000 residents a year, 2023–2025 average
7.8
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
41
offenses recorded in the graded categories in 2025
9.8%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · For other physical violence, sexual violence, burglary, vehicle theft and theft from vehicles, this figure isn’t published when it’s small (five or fewer in at least one of the last three years); the index uses the département’s average instead, 9.8% of the index here. The count covers the offense categories the Safety Grade uses.
History
4 historic monuments, none of them classé
France has no History Grade yet: this card describes, it doesn’t grade.
The oldest protected building goes back to the 11th century. Homes from before 1919 make up 7.8% of the total, lower than Haute-Loire’s towns (11%) and near compared French towns (7.4%).
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Who lives here
Degrees are more common in Espaly-Saint-Marcel than in Haute-Loire’s towns or across compared French towns: 35% of adults
Children under 15 make up 15%, about level with Haute-Loire’s towns (16%) and below compared French towns (17%). People 65 and over make up 25% of the town. The 15-to-24 age group makes up just over one in ten residents.
47median age
Espaly-Saint-MarcelHaute-Loire medianFrance median
Ages · share of residents
25%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma18%
CAP or BEP22%
Baccalauréat19%
Higher education35%
Women and men · all residents
52% women, 48% men
WomenFrance medianMen
About 92 men for every 100 women. Median share of women: Haute-Loire 51.9%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about Espaly-Saint-Marcel
Is Espaly-Saint-Marcel safe?
It grades B+ for safety, #10 of 15 in Haute-Loire.
Are schools in Espaly-Saint-Marcel good?
They grade A−, better than 77% of compared French towns and #6 of 19 in Haute-Loire. 96% of 70 candidates passed the bac at Lycée polyvalent privé Saint-Jacques de Compostelle in 2025, a point below the expected rate given its pupils’ backgrounds. Primary schools aren’t graded: France doesn’t publish their results by school.
Is Espaly-Saint-Marcel expensive to live in?
Homes cost less than in most compared French towns: the median sale price from July 2023 to June 2026 was €1,646/m², against €2,430/m² for the median of compared French towns. Incomes are lower than in most compared French towns too, so Espaly-Saint-Marcel grades A− for cost of living.
About Espaly-Saint-Marcel
Commune in Haute-Loire, Auvergne-Rhône-Alpes
Espaly-Saint-Marcel is a commune of 3,585 people in the Communauté d'agglomération du Puy-en-Velay. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.