Buying a home costs less than in most towns (A+): A year’s estimated rent on a 70 m² apartment is 28% of the median annual income per consumption unit in the intercommunality. Its weakest is walkability: just over two in five residents live within 800 m of a bakery, and 7% of working residents walk, cycle or take public transport to work. 21% of its homes are second homes.
Saint-Cernin has subject grades but no overall grade: French towns get one from 2,500 residents.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Saint-Cernin with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Source: Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
HealthHealth A−
Allowing for age and care homes, Saint-Cernin sees fewer deaths than Cantal’s towns or compared French towns: 78 per 100 expected
Care access and life expectancy are shown for context, not graded.
Average lifespans in Cantal: 84.4 years for women, 80.2 for men (2025), against 85.9 and 80.3 nationally. France’s death rates at each age would predict 117 deaths in Saint-Cernin from 2016 to 2025; there were 91, 22% fewer. The nearest emergency department to Saint-Cernin is Centre hospitalier Henri Mondor Aurillac, 8.9 mi away. 4 GPs practise in the town.
−22%deaths against expected, after care homesA−Health Grade
Deaths per 100 expected · 2016–2025
Raw78
Adjusted78
Median town88
Expected100
4
GPs in Saint-Cernin · 4.8 GP consultations a year per resident within reach (APL)
8.9 mi
to the nearest emergency department, Centre hospitalier Henri Mondor Aurillac
8.9 mi
to the nearest maternity unit, Centre hospitalier Henri Mondor Aurillac
84.4 · 80.2
years of life expectancy at birth, women · men, Cantal, 2025 (provisional) · France 85.9 · 80.3
Fewer people in Saint-Cernin are out of work than in Cantal’s towns or across compared French towns: 3.9%
Half of residents lived on more than €23,530 a year per consumption unit, about level with Cantal’s towns (€24,340) and below compared French towns (€25,970). 400 jobs are based in Saint-Cernin, for 500 working residents (0.8 per worker). 6.5% of commuters went to work on foot, by bike or by public transport at the census.
7%walk, cycle or take transit
How working residents got to work · census 2023
Driving75%
On foot5%
Motorbike or scooter3%
Public transport1%
Bicycle0%
400
jobs based in Saint-Cernin, 0.8 per working resident
3.9%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€23,530
median annual income per consumption unit, 2023 · median of compared French towns €25,970
16%
worked without traveling (at or from home)
C
Walkability: better than 32% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Few people in Saint-Cernin are 15 to 24: 8.7%, fewer than in both Cantal’s towns and compared French towns
Retirement age and beyond: 26% of residents are 65 or older. Children under 15 make up 14%, higher than Cantal’s towns (12%) yet lower than compared French towns (17%). Graduates make up a fifth of adults.
49median age
Saint-CerninCantal medianFrance median
Ages · share of residents
26%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma25%
CAP or BEP28%
Baccalauréat20%
Higher education20%
Women and men · all residents
49% women, 51% men
WomenFrance medianMen
About an even split. Median share of women: Cantal 53.4%, France 51.8%.
INSEE, census 2023 · Cantal median and France median: the median of compared communes
History
Saint-Cernin keeps more of its old housing than Cantal’s towns or compared French towns: 28% built before 1919
France has no History Grade yet: this card describes, it doesn’t grade.
Saint-Cernin has 48 protected monuments for every 10,000 residents. Houses and mansions, 3 of the 5, make up the bulk. Its oldest listed monument dates from the 12th century.
Ministère de la Culture, Mérimée (Licence Ouverte 2.0) · INSEE, census 2023, homes by build period
Safety
Saint-Cernin has no Safety Grade: over a quarter of its index would rest on the département’s average
In 2025, police and gendarmerie recorded 0 offenses in Saint-Cernin in the categories the grade counts.
3.6recorded violent incidents per 1,000 residents a year
Recorded by type · 2025
Armed robbery0
Vehicle theft0
Theft from vehicles0
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
3.6
recorded violent incidents per 1,000 residents a year, 2023–2025 average
5
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
0
offenses recorded in the graded categories in 2025
73.9%
of the index rests on the département’s average, used where small counts aren’t published
Église Saint-Cernin: Photo: Auteur inconnu Unknown author · Public domain · Tour-donjon de Marze: Photo: Veve15 · CC BY-SA 3.0 · Château du Cambon: Photo: Père Igor · CC BY-SA 4.0
People: INSEE, census 2023. Miles: center to center.
Questions about Saint-Cernin
Is Saint-Cernin safe?
Saint-Cernin has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 3.6 recorded violent incidents and 5 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
About Saint-Cernin
Commune in Cantal, Auvergne-Rhône-Alpes
Saint-Cernin is a commune of 1,039 people in the Communauté de communes du Pays de Salers. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.
