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Yalaha FL Lake Harris03Photo: Ebyabe · CC BY-SA 3.0
BCost of living
Cost of living in Yalaha

Measured against area pay, Yalaha costs less to live in than 55% of U.S. towns

Down 3.2% in a year, 11% below the Florida typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K). How TownRatings grades cost of living

Typical home value
$334K
▼ 3.2% in a year · FL $375K
Zillow
Homes sold
3
in May 2026 · 17 for sale
2-bedroom rent
$2,070
a month, utilities in · HUD
Area income (the grade’s yardstick)
$79K
Orlando-area median

Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Yalaha gets a B

The grade compares costs with what households across the Orlando metro earn ($79K, Census 2020–24). The typical home costs 6.2 years of metro income, and 100% of renters pay 30% or more of income for housing.

In dollars

  • $334Ktypical home, 11% below the Florida typical homeZillow, September 2026
  • $2,070a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 101prices across the Orlando metro, where the U.S. is 100 (housing 123)BEA Regional Price Parities, 2024

In paychecks the grade

  • 6.2 yrsof area income buys the typical home; the typical U.S. town: 3.3$79K, Orlando-area income
  • 9%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Yalaha’s housing numbers say

Nearly every household owns

91% of Yalaha households own their home, against 68% across Florida. There are only 41 renter households, so rentals are scarce. Property taxes ↓

Owning can cost less than renting

With 20% down at the calculator’s rate, the typical Yalaha home runs about $1,960 a month with tax and insurance. A two-bedroom rents for about $2,070. Can I afford it? ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Yalaha’s grade

Measured against what households in the area earn, Yalaha is more affordable than 55% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.

DHome prices6.2 yrs of area income · FL towns 4.5 · U.S. 3.3
–RentToo few households in the Census sample
–Property taxToo few households in the Census sample
A+Households stretched9% pay 30%+ · FL towns 35% · U.S. 25%
All U.S. towns we grade (21,243)More affordable than 55%
CostlierMore affordable

Prices here have kept pace with Florida: up 18.3% in five years, against 18.6% statewide (Zillow).

How sure. Yalaha’s Census figures cover about 644 households. At the ends of the Census margins (area income ±$807, owners paying 30%+ ±7.3 points), Yalaha could be anywhere from C+ to B.

How TownRatings grades cost of living →

Price trend

Down 3.2% in a year

Slower than Florida (-0.9%).

YalahaFlorida
$150K$200K$250K$300K$350K$400K$450K20182020202220242026
Show as a table
JanuaryYalahaFlorida
2017$182,000$209,000
2018$198,000$226,000
2019$218,000$241,000
2020$234,000$252,000
2021$251,000$276,000
2022$303,000$339,000
2023$343,000$392,000
2024$347,000$402,000
2025$351,000$396,000
2026$341,000$377,000
September 2026$334,000$375,000
Then & now

A typical Yalaha home worth $181K in October 2016 is worth about $334K today.

+$153K
−3.2%
past year
+18.3%
past 5 years
+84.2%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 6.2 years of area income

The calculator starts from the area income the grade uses. Switch to Yalaha’s own median, or type yours.

Household income a year
$
Orlando-area median household income, as in the grade
You could afford about
$314,000
Typical Yalaha home $334K

That’s $21K short of a typical Yalaha home.

The typical home, each month
$1,960
Loan $1,650Tax $210Insurance $100

A two-bedroom rents for about $2,070 a month here, $110 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Florida typical property tax (0.76% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,070

Fair Market Rent a month, utilities included

Studio$1,740
1 bedroom$1,810
2 bedrooms$2,070
3 bedrooms$2,600
4 bedrooms$3,070
9%
of households rent · FL 32%
41
renter households
100%
of renters spend 30%+ of income on rent · FL 60%
21%
of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Orlando-Kissimmee-Sanford, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Beyond rent and mortgage

The rest of a budget near Yalaha

Only figures published free for the whole country, each labeled with the area it covers: the Orlando-Kissimmee-Sanford, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
101FL 103metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96FL 98metroBEA, 2024
Utilities
U.S. = 100
87FL 90metroBEA, 2024
Other services
U.S. = 100
99FL 101metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Yalaha vs. its neighbors

Of the 3 towns here with a Zillow value, Yalaha has the 2nd-lowest.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
YalahaB$334K$489K—$2,070
LeesburgC+$274K$229K0.75%$1,690
Howey-in-the-HillsC−$401K$387K1.02%$2,100

Questions about the cost of living in Yalaha

Is Yalaha expensive to live in?

Measured against what households in the area earn, Yalaha costs less than 55% of U.S. towns: a B for cost of living. The typical home costs 6.2 years of the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K).

How much does a house cost in Yalaha?

About $334K, Zillow’s typical value for September 2026, down 3.2% in a year. The Florida typical home is $375K.

What salary do you need to live in Yalaha?

To buy the typical home with 20% down at 6.3%, about $84,000 a year, keeping the payment (about $1,960 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $83,000.

How much is rent in Yalaha?

HUD puts a two-bedroom at about $2,070 a month with utilities, the going rate for someone moving in.

Are home prices in Yalaha going up?

No: down 3.2% in the past year and 18.3% in five years, against 18.6% across Florida (Zillow).

Neighbors talk housing

What Yalaha buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.