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St George Island Fl
St George Island Fl
Florida›Franklin County

St. George IslandFL

A town of 1,133.

Photo: Public domain · Public domain
Photo of St. George Island

St. George Island, FL · Photo: Public domain · Public domain · Source ↗

Is St. George Island a good place to live?

St. George Island’s best subject grades are an A− for the outdoors and a B+ for health; its weakest is a D for hazard risk. 40% of residents are 65 or older in St. George Island, where Florida’s towns sit at 20% and U.S. towns at 18%. The typical home is worth about $693K, 10.8 years of the county’s $64K median household income. Among 639 Florida towns, just 4 have a higher share of households owning their home than St. George Island. 44% of the land in St. George Island is conserved, against 3% in Florida’s towns and 4.3% across U.S. towns. St. George Island has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes St. George Island stand out

Where St. George Island beats most towns, and one thing worth knowing.

By the sea

St. George Island lives by the ocean

Coastal flooding makes up 17% of the storm damage FEMA expects here.

17%of expected storm damage is coastal flooding
99thpercentile for coastal flood risk nationally
5storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How St. George Island grades

Each subject compared with towns across the country (schools within Florida), ordered by how far St. George Island is from typical.

How grading works

St.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Dune buggy race -St. George Island
Dune buggy race -St. George Island, 1968
St. George Island’s story

St. George Island in pictures

The archive holds 12 old photos and papers going back to 1968 and 2 maps from 1943 on.

Explore the history →
Getting set up

Moving to St. George Island: who provides what

St. George Island is unincorporated, so Franklin County and regional agencies provide most services.

PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterWater Mgmt Services (St. George Island)1 health-based violation in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesFranklin CountyFranklin County provides services here
SchoolsFranklin County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereFranklin Supervisor of ElectionsFranklin County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3232832328 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in St. George Island.

OutdoorsA−

St. George Island has set aside nearly a third of its land for conservation

11 miles of trail in 2 parks and preserves. The trail density in St. George Island is 0.8 miles per square mile.

44.3%conserved
44.3%
conserved · 3,756 of 8,477 acres
11 mi
of trails · 0.8 per sq mi
Biggest places to walkTrailsAcres
1. Apalachicola Bay National Estuarine Research Reserve0.3 mi15
2. Saint George Lighthouse Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade D

Hurricanes leads a very high hazard risk in St. George Island

Expected storm and flood damage is higher than in 90% of U.S. communities.

90risk score of 100
FEMA risk score
90Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
5
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

HealthB+

Fewer of St. George Island’s adults 18 to 64 have no health insurance than in the typical Florida or U.S. town

6.3% of adults 18 to 64 have no health insurance in St. George Island. George Island beats the Florida average on 14 of 31 CDC measures and trails it on 5. 86% of adults had a checkup this year in St. George Island.

74%healthier than U.S. townsB+Health Grade
St. George IslandFlorida townsU.S. towns
High blood pressure (CDC PLACES)47%37%35%
Frequent mental distress (CDC PLACES)12%16%17%
Sleep under 7 hours (CDC PLACES)29%37%36%
Yearly checkup (CDC PLACES)86%79%79%
31 measures vs. Florida
14 better12 too close to call5 worse
What stands outSt. George IslandFL
Fewer adults facing housing insecurity5.1%13.9%
Fewer adults facing food insecurity6.5%16.8%
More adults who have had cancer16.2%9.1%
George E Weems Memorial Hospital
7.9 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in St. George Island

St. George Island’s July high is 90°F. George Island has warm winters and warm summers, with plenty of rain.

90°summer high

Typical low → high °F

Winter46–65°
Spring59–78°
Summer74–90°
Fall62–80°
Dec 13
typical first frost
Feb 20
typical last frost
+0.9°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B

With 1.4 jobs for every working resident, St. George Island draws in 440 commuters

Most working residents leave St. Jobs based in St. George Island grew to 476 in 2023, 35 more than in 2013. 7.2% of St. George Island residents live below the poverty line.

11%work in town
St. George IslandFlorida townsU.S. towns
Median household income$138,000$73,000$80,000
Average trip to work19 minutes27 minutes25 minutes
Below the poverty line7.2%11%9.6%
Working residents who work in town11%5%8%

Where working residents work

In St. George Island11%
Apalachicola25%
Tallahassee12%
Eastpoint5%
Port St. Joe2%
24 mi
median commute distance
476
jobs based in St. George Island
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 30% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about St. George Island

16pages on St. George Island
After high school

Colleges nearby

None within 15 miles of St. George Island; the nearest are

Small town

1,133 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

About St. George Island

Place

St. George Island is an island and Census-designated place (CDP) off the Florida Panhandle in the northern Gulf of Mexico. It is in Franklin County, Florida, United States. As of the 2020 census, the population was 990.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Questions about St. George Island

Short answers, built from the data on this page.

Is St. George Island, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.