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Seville Discount Store; US 17 & Lake George RoadPhoto: DanTD · CC BY-SA 4.0
DHazard risk
Natural hazards in Seville · FEMA

On FEMA’s figures, Seville faces more hazard damage per building than 86% of U.S. towns, led by hurricanes

On FEMA’s National Risk Index, Seville gets a D for hazard risk: higher expected damage per building than 86% of U.S. towns. Most of that expected damage is hurricanes (42%), then river and rain flooding (38%). FEMA’s files show no paid flood insurance claims here.

Hurricanes 42%River and rain flooding 38%Wildfire 13%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 86%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
D
in Florida · higher than 86% of U.S. towns
Main hazard
Hurricanes
42% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
10
of 30 declared for Volusia County
By hazard

What Seville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

42%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

38%of expected building damage
About average · higher than 55% of U.S. census tracts
Recorded about once every 1 years in the area

Wildfire

13%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Smaller shares here
 Tornadoes Coastal flooding top 3% Strong wind Earthquakes Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Seville’s grade

Hurricanes are 42% of the building damage FEMA expects in Seville, and Seville’s rate of hurricanes damage is in the top 7% of U.S. census tracts. Wildfire adds 13%, at a rate in the top 3% of U.S. census tracts.

Where Seville sits
Seville
Least damageMiddleMost damage

D higher expected damage per building than 86% of U.S. towns (21,298).

Seville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes42%River and rain flooding38%Wildfire13%Everything else7%

In dollars, FEMA expects about $419K a year in losses across Seville: $255K to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Irma in 2017, FEMA took 224 aid registrations from Seville addresses (the town has 309 homes).
A small-area figure. Seville covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Seville flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Seville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Seville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Volusia County.
Disasters

10 federal disasters brought FEMA money to Seville

Disasters that paid out in Seville itself (aid to households or repair grants to Seville), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton91 households applied for aid$134K aid approved
  2. 2022Hurricane Nicole8 households applied for aid$3K aid approved
  3. 2022Hurricane Ian83 households applied for aid$76K aid approved
  4. 2017Hurricane Irma224 households applied for aid$167K aid approved
  5. 2016Hurricane Matthew24 households applied for aid$25K aid approved
  6. 2008Tropical Storm Fay4 households applied for aid$10K aid approved
Show all 10
  1. 2007Severe Storms and Tornadoes1 households applied for aid$4K aid approved
  2. 2004Hurricane Jeanne72 households applied for aid$105K aid approved
  3. 2004Hurricane Frances127 households applied for aid$177K aid approved
  4. 2004Tropical Storm Bonnie and Hurricane Charley13 households applied for aid$31K aid approved
Disasters declared, by decade
Paid out in SevilleVolusia County only

Volusia County has had 30 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Volusia County, 2006–2007.

Were you here?

Old photos of Seville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Seville archive →
Be ready

Get ready for what Seville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Seville

Is Seville at risk for natural disasters?

On FEMA’s National Risk Index, Seville has higher expected damage per building than 86% of U.S. towns: D for hazard risk. Most of the expected damage is hurricanes (42%) and river and rain flooding (38%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Seville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Volusia County, 57% of homes in mapped flood zones carry federal flood insurance, and 11.1% of all homes do.

How much is flood insurance in Seville?

FEMA’s Community Rating System list shows no discount for Seville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Seville?

By FEMA money that reached Seville, Hurricane Frances (2004): 127 households applied for aid, $177K approved.

Is Seville at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (42%), and Seville’s rate for it is in the top 7% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Seville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Seville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.