Photo: Ebyabe · CC BY-SA 3.0Storms, floods and disasters in Reddick
Reddick isn’t graded for hazard risk: Reddick has 573 residents; we grade towns of 1,000 or more.
What Reddick faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Reddick flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Reddick. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Reddick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.6 federal disasters brought FEMA money to Reddick
Disasters that paid out in Reddick itself (aid to households or repair grants to the Town of Reddick), newest first, with that year’s flood claims.
- 2024Hurricane Milton241 households applied for aid$424K aid approved
- 2017Hurricane Irma1,124 households applied for aid$820K aid approved$18K to the Town of Reddick for repairs
- 2008Tropical Storm Fay19 households applied for aid$11K aid approved
- 2004Hurricane Jeanne328 households applied for aid$658K aid approved$13K to the Town of Reddick for repairs
- 2004Hurricane Ivan23 households applied for aid$15K aid approved
- 2004Hurricane Frances353 households applied for aid$532K aid approved$4K to the Town of Reddick for repairs
Marion County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Marion County, 1999–2000.
Old photos of Reddick after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Reddick archive →Get ready for what Reddick faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Reddick
Is Reddick in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marion County, 22% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.
How much is flood insurance in Reddick?
FEMA’s Community Rating System list shows no discount for Reddick’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Reddick?
By FEMA money that reached Reddick, Hurricane Irma (2017): 1,124 households applied for aid, $820K approved, and $18K to the Town of Reddick for repairs.
Storm stories
Memories, warnings and help from neighbors in Reddick.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Reddick’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.