Guest, Sign inJoin

Post to Rainbow Park

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
C−Hazard risk
Natural hazards in Rainbow Park · FEMA

FEMA puts Rainbow Park’s expected hazard damage per building above that of 80% of U.S. towns, led by river and rain flooding

On FEMA’s National Risk Index, Rainbow Park gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns. Most of that expected damage is river and rain flooding (47%), then hurricanes (43%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 47%Hurricanes 43%Wildfire 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 80%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C−
in Florida · higher than 80% of U.S. towns
Main hazard
River and rain flooding
47% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 25 declared for Marion County
By hazard

What Rainbow Park faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

47%of expected building damage
About average · higher than 59% of U.S. census tracts
Recorded about once a year in the area

Hurricanes

43%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once every 4 years in the area

Wildfire

6%of expected building damage
Well above average · in the top 6% of U.S. census tracts
Smaller shares here
 Tornadoes Strong wind Earthquakes Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingWinter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Rainbow Park’s grade

River and rain flooding is 47% of the building damage FEMA expects in Rainbow Park, and Rainbow Park’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts. Hurricanes add 43%, at a rate in the top 8% of U.S. census tracts.

Where Rainbow Park sits
Rainbow Park
Least damageMiddleMost damage

C− higher expected damage per building than 80% of U.S. towns (21,298).

Rainbow Park’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding47%Hurricanes43%Wildfire6%Everything else5%

In dollars, FEMA expects about $431K a year in losses across Rainbow Park: $322K to buildings, the rest to people and crops.

A small-area figure. Rainbow Park covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Rainbow Park flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Rainbow Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Rainbow Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.
Disasters

The storms Rainbow Park remembers

None of the 25 disasters declared for Marion County shows FEMA aid or repair money reaching Rainbow Park itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Rainbow ParkMarion County only

Marion County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Marion County, 1999–2000.

Be ready

Get ready for what Rainbow Park faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Rainbow Park

Is Rainbow Park at risk for natural disasters?

On FEMA’s National Risk Index, Rainbow Park has higher expected damage per building than 80% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (47%) and hurricanes (43%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Rainbow Park in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marion County, 22% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Rainbow Park?

FEMA’s Community Rating System list shows no discount for Rainbow Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Rainbow Park at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (47%), and Rainbow Park’s rate for it is higher than 59% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Rainbow Park.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rainbow Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.