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Florida›Bay County

Pretty BayouFL

A town of 2,906.

Is Pretty Bayou a good place to live?

FEMA rates its natural-hazard risk higher than 94% of U.S. communities, with hurricanes at the top. Overall it grades B−, 158th among Florida's 634 graded towns. It is healthier than 85% of U.S. towns. Its weakest subject is cost of living: the typical home is worth about $299K, 4.2 years of the Panama City metro’s $72K median household income. Pretty Bayou’s median age is 52.3 years, where Florida’s towns sit at 42.4 years and U.S. towns at 40.5 years. Only 76 of Florida’s 779 towns score lower on the outdoors.

What makes Pretty Bayou stand out

Where Pretty Bayou beats most towns, and one thing worth knowing.

A commuter town

98% of working residents leave Pretty Bayou for work

Where Pretty Bayou’s working residents go each day. Line width shows the share.

42% → Panama City Panama City 42% 7% → Lynn Haven Lynn Haven 7% 6% → Panama City Beach Panama City Beach 6% 6% → Upper Grand Lagoon Upper Grand Lagoon 6% 2% → Pensacola Pensacola 2% 2% → Tallahassee Tallahassee 2% Pretty Bayou · 2% stay
667jobs based in Pretty Bayou
2%of working residents work in town
4 mimedian commute distance

Census LEHD 2023

How Pretty Bayou grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Pretty Bayou is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Pretty Bayou: who provides what

Pretty Bayou is unincorporated, so Bay County and regional agencies provide most services.

PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterPanama City Water SystemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesBay CountyBay County provides services here
SchoolsBay County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereBay Supervisor of ElectionsBay County; contacts on the Handbook page.FVAP, Dec 2024
ZIP code3240532405 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Pretty Bayou.

Pretty Bayou has a longer frost-free season than nearly all U.S. towns and has less no health insurance than most of Florida, but it has little public open land.

94risk score of 100
FEMA risk score
94Very high riskLowerHigher
HurricanesInland floodingTornadoes
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

HealthA

Pretty Bayou’s grade for health is an A

Its widest gap with Florida is no health insurance: 8.6% of those 18–64 have no health insurance, against 15.9% statewide.

14% of adults report frequent mental distress in Pretty Bayou. Pretty Bayou beats the Florida average on 13 of 31 CDC measures and trails it on 2. 20% of adults get no exercise outside work in Pretty Bayou.

85%healthier than U.S. townsAHealth Grade
Pretty BayouFlorida townsU.S. towns
Frequent mental distress (CDC PLACES)14%16%17%
Get no exercise (CDC PLACES)20%25%25%
Fair or poor health (CDC PLACES)15%20%19%
Smoke cigarettes (CDC PLACES)10%13%14%
31 measures vs. Florida
13 better16 too close to call2 worse
What stands outPretty BayouFL
Fewer uninsured adults8.6%15.9%
Fewer adults facing food insecurity10.2%16.8%
More adults who have had cancer11.5%9.1%
HCA Florida Gulf Coast Hospital
2 mi away · emergency room
2 of 3
care shortages: primary care, mental health
86th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B+

About two in five of Pretty Bayou’s working residents commute to Panama City

Jobs based here fell from 970 in 2013 to 667.

Most working residents leave Pretty Bayou for work: only 2% work in town. Jobs based in Pretty Bayou fell to 667 in 2023, 303 fewer than in 2013. Pretty Bayou’s average trip to work is 22 minutes.

2%work in town
Pretty BayouFlorida townsU.S. towns
Average trip to work22 minutes27 minutes25 minutes
Below the poverty line5.8%11%9.6%
Working residents who work in town1.5%5%8%
Median household income$85,000$73,000$80,000

Where working residents work

In Pretty Bayou2%
Panama City42%
Lynn Haven7%
Panama City Beach6%
Upper Grand Lagoon6%
4 mi
median commute distance
667
jobs based in Pretty Bayou
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 47% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Pretty Bayou, expect mild winters and hot summers

The Panama City 5n weather station records that the frost-free season runs about 301 days, longer than in 96% of U.S. towns. The Panama City 5n weather station records that about 67 days a year reach 90°: more than most of the country, but fewer than 84% of Florida places with climate records.

Pretty Bayou has warm winters and warm summers, with plenty of rain. The July high in Pretty Bayou is 90°F.

90°summer high

Typical low → high °F

Winter46–64°
Spring59–77°
Summer74–89°
Fall62–79°
Dec 24
typical first frost
Feb 7
typical last frost
+0.9°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

OutdoorsD

0.1% of Pretty Bayou is conserved land

Just 1 of its 1,088 acres are conserved, so there is little public open land in Pretty Bayou itself; its outdoors grade is D.

0.0 miles of trail in 1 park or preserve.

0.1%conserved
0.1%
conserved · 1 of 1,088 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Frank Nelson Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

A home in Pretty Bayou sells for about $348K at the median

76.9% of renter households pay 30% or more of their income for housing, against 60.1% across Florida.

$348Kmedian sale price
2
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Pretty Bayou

15pages on Pretty Bayou
After high school

Colleges nearby

1 within 15 miles of the center of Pretty Bayou

About Pretty Bayou

Census-designated place in Florida, United States

Pretty Bayou is a census-designated place (CDP) in Bay County, Florida, United States. The population was 2,911 at the 2020 census, down from 3,206 at the 2010 census. It is part of the Panama City–Panama City Beach, Florida Metropolitan Statistical Area. In 2018, Hurricane Michael caused significant damage to the city.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.8 sq mi
Elevation
13 ft
Area code
850

Pretty Bayou’s neighbors

One town shares a border with Pretty Bayou.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Pretty Bayou#158B−C−—BA
Panama City#555DCDBC−

Pretty Bayou reports no FBI crime data of its own. Compare Pretty Bayou with a neighbor →

Questions about Pretty Bayou

Short answers, built from the data on this page.

Is Pretty Bayou, FL a good place to live?

Pretty Bayou grades B− overall, better than 51% of U.S. towns and #158 of 634 in Florida. It grades A for health and B for schools. Hazard risk is its weak spot, with a D−.

Is Pretty Bayou, FL expensive?

Yes. The typical home is worth about $299,000, 20% below the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.