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Pompano Beach, FloridaPhoto: Quintin Soloviev · CC BY 4.0
C−Hazard risk
Natural hazards in Pompano Beach · FEMA

On FEMA’s figures, Pompano Beach faces more hazard damage per building than 77% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Pompano Beach gets a C− for hazard risk: higher expected damage per building than 77% of U.S. towns, #286 of 638 in Florida. Most of that expected damage is hurricanes (52%), then river and rain flooding (42%). Flood insurance has paid 388 claims here since 1978.

Hurricanes 52%River and rain flooding 42%Coastal flooding 5%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 77%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#286 of 638 in Florida
Hazard risk
C−#286 of 638
in Florida · higher than 77% of U.S. towns
Main hazard
Hurricanes
52% of expected building damage
Flood claims
388
paid since 1978 · $5.7M
Flooded more than once
34
properties · 3 “severe repetitive loss”
Flood insurance
20% off
Community discount (class 6)

What stands out about Pompano Beach’s natural hazards

From FEMA’s model and FEMA’s records, below.

388 paid flood claims since 1978$5.7M in all; 34 properties flooded more than once.20% off flood insuranceFlood-proofing work earns Pompano Beach residents a discount through FEMA’s Community Rating System (class 6).Coastal flooding: the top 3% of U.S. tractsFEMA’s building-damage rate for coastal flooding here ranks in the top 3% of U.S. census tracts; it is 4.8% of the damage it expects.Made safer with FEMA grants11 buildings retrofitted against wind with FEMA grants.
By hazard

What Pompano Beach faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

52%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

42%of expected building damage
About average · lower than 51% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Coastal flooding top 3% Tornadoes Strong wind Cold waves Lightning Hail Earthquakes Wildfire Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Pompano Beach’s grade

Hurricanes are 52% of the building damage FEMA expects in Pompano Beach, and Pompano Beach’s rate of hurricanes damage is in the top 7% of U.S. census tracts. Coastal flooding adds 5%, at a rate in the top 3% of U.S. census tracts.

Where Pompano Beach sits
Pompano Beach
Least damageMiddleMost damage

C− #286 of 638 in Florida; higher expected damage per building than 77% of U.S. towns (21,298).

Pompano Beach’s residents live in 30 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes52%River and rain flooding42%Coastal flooding5%Everything else1%

The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Pompano Beach has less expected damage per building than 55% of Florida towns.

Among the 400 U.S. cities of 100,000 or more, Pompano Beach has higher expected damage per building than 70% (#280 of 400). Because it is so big, its total expected yearly loss, $38.6M, is the 304th largest of those 400.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Irma in 2017, FEMA took 24,770 aid registrations from Pompano Beach addresses (the town has 61,070 homes) and flood insurance paid 28 claims for $1.1M.
A firm figure. It combines 30 census tracts by where Pompano Beach’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Pompano Beach flood? Yes: 388 flood claims since 1978

Every paid claim on a federal flood insurance policy in Pompano Beach, from FEMA’s records: 6.4 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 3 claims1979: 29 claims1980: 0 claims1981: 8 claims1982: 2 claims1983: 2 claims1984: 1 claim1985: 1 claim1986: 1 claim1987: 1 claim1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 8 claims1993: 0 claims1994: 10 claims1995: 1 claim1996: 0 claims1997: 1 claim1998: 6 claims1999: 80 claims2000: 6 claims2001: 13 claims2002: 7 claims2003: 0 claims2004: 14 claims2005: 56 claims2006: 1 claim2007: 1 claim2008: 0 claims2009: 23 claims2010: 1 claim2011: 28 claims2012: 6 claims2013: 2 claims2014: 0 claims2015: 4 claims2016: 0 claims2017: 33 claims2018: 4 claims2019: 2 claims2020: 15 claims2021: 4 claims2022: 2 claims2023: 6 claims2024: 1 claim2025: 5 claims2026: 0 claims199920052017
19782026
Biggest named events
  • Hurricane Irene67 claims · $327K
  • Hurricane Wilma33 claims · $391K
  • Hurricane Irma28 claims · $1.1M
388
paid claims since 1978
$5.7M
paid to owners
34
homes flooded more than once
$15K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (3)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount20% off flood insurance

Pompano Beach is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Broward County.
What’s been done with FEMA grants
11buildings retrofitted against wind
Disasters

14 federal disasters brought FEMA money to Pompano Beach

Disasters that paid out in Pompano Beach itself (aid to households or repair grants to the City of Pompano Beach), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton60 households applied for aid$3K aid approved$273K to the City of Pompano Beach for repairs1 flood claim paid that year
  2. 2023Severe Storms, Tornadoes, and Flooding922 households applied for aid$367K aid approved6 flood claims paid that year
  3. 2022Hurricane Nicole$4K to the City of Pompano Beach for repairs
  4. 2022Hurricane Ian4 households applied for aid$700 aid approved$19K to the City of Pompano Beach for repairs
  5. 2019Hurricane Dorian$72K to the City of Pompano Beach for repairs2 flood claims paid that year
  6. 2017Hurricane Irma24,770 households applied for aid$8.8M aid approved$5.1M to the City of Pompano Beach for repairs28 flood claims paid for it, $1.1M
Show all 14
  1. 2016Hurricane Matthew$43K to the City of Pompano Beach for repairs
  2. 2008Tropical Storm Fay$48K to the City of Pompano Beach for repairs
  3. 2005Hurricane Wilma17,206 households applied for aid$12.1M aid approved$9.8M to the City of Pompano Beach for repairs33 flood claims paid for it, $391K
  4. 2005Hurricane Katrina$653K to the City of Pompano Beach for repairs
  5. 2004Hurricane Jeanne1 households applied for aid$138K to the City of Pompano Beach for repairs
  6. 2004Hurricane Frances2,108 households applied for aid$2.2M aid approved$700K to the City of Pompano Beach for repairs9 flood claims paid for it, $34K
  7. 1999Fl-hurricane Irene-dr-req$32K to the City of Pompano Beach for repairs67 flood claims paid for it, $327K
  8. 1999Hurricane Floyd Emergency Declarations$18K to the City of Pompano Beach for repairs
Disasters declared, by decade
Paid out in Pompano BeachBroward County only

Broward County has had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Broward County, 1999–1999.

Were you here?

Old photos of Pompano Beach after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Pompano Beach archive →
Next door

Pompano Beach and its neighbors

Pompano Beach is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Fort Lauderdale: hazard risk DLauderdale-by-the-Sea: hazard risk CDeerfield Beach: hazard risk C−Lighthouse Point: hazard risk DHillsboro Beach: hazard risk CFort LauderdaleLauderdale-by-the-SeaDeerfield BeachLighthouse PointHillsboro BeachPompano Beach
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Lauderdale-by-the-SeaCmore damage than 72%hurricanes32
Hillsboro BeachCmore damage than 73%hurricanes27
Pompano BeachC−more damage than 77%hurricanes388
Deerfield BeachC−more damage than 81%hurricanes138
Lighthouse PointDmore damage than 86%hurricanes76
Fort LauderdaleDmore damage than 86%river and rain flooding3,894

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Pompano Beach faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Pompano Beach residents get 20% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Pompano Beach

Is Pompano Beach at risk for natural disasters?

On FEMA’s National Risk Index, Pompano Beach has higher expected damage per building than 77% of U.S. towns: C− for hazard risk, #286 of 638 in Florida. Most of the expected damage is hurricanes (52%) and river and rain flooding (42%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Pompano Beach flood?

Flood insurance has paid 388 claims in Pompano Beach since 1978, $5.7M in all, or 6.4 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record. 34 properties have flooded more than once. The most claims came from Hurricane Irene (67).

Is Pompano Beach in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Broward County, 76% of homes in mapped flood zones carry federal flood insurance, and 19.2% of all homes do.

How much is flood insurance in Pompano Beach?

Pompano Beach is in FEMA’s Community Rating System (class 6), which takes 20% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Pompano Beach?

By FEMA money that reached Pompano Beach, Hurricane Wilma (2005): 17,206 households applied for aid, $12.1M approved, and $9.8M to the City of Pompano Beach for repairs. By flood claims, Hurricane Irene: 67 paid, $327K.

Is Pompano Beach at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (52%), and Pompano Beach’s rate for it is in the top 7% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Pompano Beach.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pompano Beach’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.