Point BakerFL
A town of 3,976.
Is Point Baker a good place to live?
Point Baker gives you more for your money than most places: a typical home costs about $213K, 2.8 years of the Pensacola metro’s $76K median household income. It grades C overall, ranked 400th of 634 in Florida. The low prices come with trade-offs. FEMA rates its natural-hazard risk higher than 88% of U.S. communities, with hurricanes at the top, and the median household income is $65K, and 26% of residents live below the poverty line. On the plus side, its schools outperform 80% of the state's. 26% of residents live below the poverty line in Point Baker, where Florida’s towns sit at 11% and U.S. towns at 9.6%. Only 12 of Florida’s 776 towns score lower on walkability.
Point Baker has grown 15% from 2010 to 2020
2,991 counted in 2010 and 3,443 in 2020.
U.S. Census 2010 & 2020 counts
How Point Baker grades
Each subject compared with towns across the country (schools within Florida), ordered by how far Point Baker is from typical.
How TownRatings grades towns →
Moving to Point Baker: who provides what
Point Baker is unincorporated, so Santa Rosa County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
The data
Ordered by what stands out in Point Baker.
Point Baker is healthier than towns with similar incomes, has homes that are cheap against local pay and has a longer frost-free season than most of the country, though not than most of Florida.
Point Baker faces a very high natural-hazard risk, led by hurricanes
FEMA National Risk Index · OpenFEMA
Most working residents commute out of Point Baker
Point Baker has 210 jobs for its 1,487 working residents: even if every job went to a resident, most would still commute out.
Most working residents leave Point Baker for work: only 1% work in town. Since 2013, Point Baker has added 63 jobs, to 210 in 2023. The top destinations are Pensacola (13%), Milton (11%) and Ferry Pass (6%).
| Point Baker | Florida towns | U.S. towns | |
|---|---|---|---|
| Working residents who work in town | 0.9% | 5% | 8% |
| Median household income | $65,000 | $73,000 | $80,000 |
| Average trip to work | 27 minutes | 27 minutes | 25 minutes |
Where working residents work
Census LEHD 2023 · ACS
A typical January night in Point Baker is 41°F, against 51°F in Florida’s towns and 22°F across U.S. towns
The Milton Exp Stn weather station, 8 miles away, records that the frost-free season runs about 241 days: longer than most of the country, but shorter than 98% of Florida places with climate records. January nights average 40.6°: milder than most of the country, but colder than 92% of Florida places with climate records; July afternoons average 91.1°.
The July high in Point Baker is 91°F. Point Baker has warm winters and warm summers, with plenty of rain. Snow is almost unheard of.
| Point Baker | Florida towns | U.S. towns | |
|---|---|---|---|
| January low | 41°F | 51°F | 22°F |
| July high | 91°F | 91°F | 85°F |
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
On CDC estimates, Point Baker is less healthy than 61% of U.S. towns
Against the 9,893 U.S. towns with household incomes like Point Baker’s, it is healthier than 54%, so its C+ isn’t only a matter of income.
Point Baker beats the Florida average on 1 of 31 CDC measures and trails it on 5. 20% of adults report frequent mental distress in Point Baker.
| Point Baker | Florida towns | U.S. towns | |
|---|---|---|---|
| Frequent mental distress (CDC PLACES) | 20% | 16% | 17% |
| Sleep under 7 hours (CDC PLACES) | 42% | 37% | 36% |
| Smoke cigarettes (CDC PLACES) | 17% | 13% | 14% |
| Depression (CDC PLACES) | 21% | 18% | 23% |
| What stands out | Point Baker | FL |
|---|---|---|
| Fewer uninsured adults | 11.5% | 15.9% |
| More smokers | 16.5% | 12.4% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Homes in Point Baker sell for about $274K
At 2.8 years of the Pensacola metro’s $76K median household income, the typical home costs less against local pay than in 91% of Florida towns; that ratio is one input to its B for cost of living. The median property tax bill is $795, against $2,730 across Florida, another input to its cost-of-living grade.
Point Baker’s median rent is $1,145 a month.
| Point Baker | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $1,145 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 66% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Everything we know about Point Baker
Colleges nearby
1 within 15 miles of the center of Point Baker
About 9 of every 100 Point Baker residents are enrolled in college, against 6 across Florida.
99% of working residents leave Point Baker for work
Where Point Baker’s working residents go each day. Line width shows the share.
Census LEHD 2023
About Point Baker
Unincorporated community in Florida, United States
Point Baker is an unincorporated community and census-designated place in Santa Rosa County, Florida, United States. As of the 2020 census, Point Baker had a population of 3,443. Florida State Road 87 and Florida State Road 89 intersect in Point Baker.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 6.6 sq mi
- Elevation
- 171 ft
- Area code
- 850
Questions about Point Baker
Short answers, built from the data on this page.
Is Point Baker, FL a good place to live?
Point Baker grades C overall, better than 26% of U.S. towns and #400 of 634 in Florida. It grades C+ for health and A− for schools. Walkability is its weak spot, with a D.
Is Point Baker, FL expensive?
The typical home is worth about $213,000, 43% below the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.