Each edition grades its towns against each other only.
For most people who can afford it, yes. Palmetto Bay grades B overall, 79th among Florida's 634 graded towns. The median household earns $142K and CDC estimates put its residents' health ahead of 92% of the country. What holds it back is price: homes are expensive, about $1.1 million for a typical one and 14.4 times the Miami metro’s $77K median household income. Palmetto Bay’s value of a typical home is $1,103,000, above both Florida’s towns ($370,000) and U.S. towns ($332,000). Palmetto Bay is more walkable than 90% of U.S. towns. Charles Deering Estate is on the National Register of Historic Places.
Where Palmetto Bay beats most towns.
| Widest gap | Palmetto Bay | FL |
|---|---|---|
| Fewer older adults who have lost all their teeth | 7.2% | 12.7% |
Each subject compared with towns across the country (schools within Florida), ordered by how far Palmetto Bay is from typical.
Its grades run from A+ for jobs and income (better than 95% of comparable towns) to D− for cost of living (better than 1%), so the B overall blends very different results.
How TownRatings grades towns →
Census counts: 24,469 in 2000, 24,439 in 2020. The archive holds 18 old photos and papers going back to 1947 and 6 maps from 1949 on.
1 place on the National Register of Historic Places.
Museums, parks, gardens and other places to visit around Palmetto Bay. Close and well known come first.
Big draw24 mi Stadium & arenaHard Rock Stadium
Big draw13 mi Stadium & arenaNu Stadium
Big draw14 mi Stadium & arenaKaseya Center
12 mi Stadium & arenaLoanDepot Park
in town National ParkBiscayne National Park487K visitors a year
12 mi National ParkEverglades National Park778K visitors a yearHard Rock Stadium: elisfkc2, CC BY-SA 2.0 · Nu Stadium: Cuban Boy, CC0 · Kaseya Center: jjron, GFDL 1.2 · LoanDepot Park: Roberto Coquis, CC BY 2.0 · Biscayne National Park: National Park Service, Public domain · Everglades National Park: Everglades NPS from Homestead, Florida, United States, Public domain
Who provides power, water and the rest in Palmetto Bay, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
Ordered by what stands out in Palmetto Bay.
Palmetto Bay has milder winter nights than nearly all U.S. towns and fares better on crime within Florida than nationally, but it has homes that cost more against local pay than most of Florida.
At 14.4 years of the Miami metro’s $77K median household income, the typical home (about $1.1M) costs more against local pay than in 99% of Florida towns; that ratio is one input to that grade. Home values rose 55% in five years, to about $1.1M, against 19% across Florida.
The midpoint rent in Palmetto Bay is $2,101 a month. In the year to September 2026, typical home values climbed 4.1%. On the market here: a median 89 days to sell.
| Palmetto Bay | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $2,101 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 78% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Its public schools are run by the Miami-Dade school district. Three of its 11 schools are below, each with the reason it’s listed. Public school enrollment in Palmetto Bay: 1,550 students across 3 schools.
| School | Level | Students | Letter |
|---|---|---|---|
| Southwood Middle SchoolLargest public middle schoolGrades 6–8 | Grades 6–8 | 1,063 | B+ |
| Westminster Christian Private School, Inc. PrivateLargest high schoolGrades PK–12 | Grades PK–12 | 1,272 | – |
| Coral Reef Elementary SchoolTop results in townGrades PK–5 | Grades PK–5 | 696 | A |
NCES · EDFacts · graded within FL on state tests and graduation
Its widest gap with Florida is tooth loss: 7.2% of those 65+ have lost all their teeth, against 12.7% statewide. Against the 3,365 U.S. towns with household incomes like Palmetto Bay’s, it is healthier than 68%, a smaller edge than it has nationally: part of it comes with its incomes.
Just over one in ten adults report frequent mental distress in Palmetto Bay. The share of adults in Palmetto Bay who have been diagnosed with depression: 14%.
| Palmetto Bay | Florida towns | U.S. towns | |
|---|---|---|---|
| Depression (CDC PLACES) | 14% | 18% | 23% |
| Frequent mental distress (CDC PLACES) | 12% | 16% | 17% |
| Obesity (CDC PLACES) | 24% | 32% | 35% |
| Smoke cigarettes (CDC PLACES) | 7.6% | 13% | 14% |
| What stands out | Palmetto Bay | FL |
|---|---|---|
| Fewer older adults who have lost all their teeth | 7.2% | 12.7% |
| Fewer adults with COPD | 4.2% | 7.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Deering Estate, at 443 acres with 2.2 miles of trail, is the biggest park or preserve. Walkers can cover 5.3 miles of trail in 5 parks and preserves. For Palmetto Bay, the concentration of trails is 0.6 miles per square mile.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Coral Reef Park | 2.8 mi | 52 |
| 2. Deering Estate | 2.2 mi | 443 |
| 3. Bill Sadowski Park | — | 26 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
80 flood insurance claims have been filed here, and 12 properties have flooded more than once.
FEMA puts 52% of Palmetto Bay’s expected hazard losses down to inland flooding, and 39% to hurricanes. Since 1992, 80 flood insurance claims have been paid out in the town. The natural-hazard score from FEMA for Palmetto Bay comes to 75 of 100. Federal disaster aid has reached households in Palmetto Bay after 8 declared disasters, most recently in 2024.
FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
January nights average 60.8°, milder than in 100% of U.S. towns; July afternoons average 89.4°.
Winters in Palmetto Bay are warm and summers warm, with plenty of rain. Its peak summer temperature is 89°F. Snow is almost unheard of.
| Palmetto Bay | Florida towns | U.S. towns | |
|---|---|---|---|
| January low | 61°F | 51°F | 22°F |
| July high | 89°F | 91°F | 85°F |
NOAA U.S. Climate Normals, 1991–2020
The average commute for its 10,501 working residents takes 35.3 minutes, against 28 across Florida.
The top destinations are Miami (23%), Coral Gables (9%) and Kendall (7%). Commuting out is the norm in Palmetto Bay: 6% of working residents work locally. Employers in Palmetto Bay added 1,578 jobs between 2013 and 2023, to 8,360. In Palmetto Bay, the average commute is 35 minutes.
| Palmetto Bay | Florida towns | U.S. towns | |
|---|---|---|---|
| Median household income | $142,000 | $73,000 | $80,000 |
| Average trip to work | 35 minutes | 27 minutes | 25 minutes |
| Work from home | 21% | 14% | 11% |
| Below the poverty line | 5.8% | 11% | 9.6% |
Census LEHD 2023 · ACS
At 24.1 crimes per 1,000 residents a year, it reports less crime than 50% of Florida’s graded towns. Reported crimes fell from 505 to 431 over the last three FBI years, a drop beyond ordinary year-to-year swings.
Palmetto Bay’s rate of reported violence comes in at 1.1 per 1,000 residents.
| Palmetto Bay | Florida towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 15.7 per 1,000 residents | 12.6 | 9.9 |
| Violent crimes per 1,000 (2025) | 1.1 per 1,000 residents | 2.1 | 1.6 |
FBI crime data, 2025 · crimes reported to police
14 within 15 miles of the center of Palmetto Bay
About 7 of every 100 Palmetto Bay residents are enrolled in college, about the same as Florida.
Village in Florida, United States
Palmetto Bay is a suburban incorporated village in Miami-Dade County, Florida. Palmetto Bay includes two neighborhoods that were former census-designated places, Cutler and East Perrine. The village is part of the Miami metropolitan area of South Florida. The population was 24,439 as of the 2020 US census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
4 towns share a border with Palmetto Bay.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Palmetto Bay | #79 | B | D− | C+ | B+ | A |
| Coral Gables | #52 | B+ | D− | B− | B+ | A |
| Cutler Bay | #228 | C+ | D− | B− | B+ | B+ |
| Palmetto Estates | #295 | C+ | D | — | B+ | C+ |
| Pinecrest | #17 | A− | D− | — | B+ | A+ |
Palmetto Estates and Pinecrest report no FBI crime data of their own. Compare Palmetto Bay with a neighbor →
Short answers, built from the data on this page.
For most people who can afford it, yes. Palmetto Bay grades B overall, better than 61% of U.S. towns and #79 of 634 in Florida. It grades A for health, C+ for safety and B+ for schools. Cost of living is its weak spot, with a D−.
Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.
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