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Peter and Julie Cummings Library Palm City FL-001
Florida›Martin County

Palm CityFL

A town of 26,371, settled in 1914.

3 bordering townsMap →
Photo: Stephen B Calvert Clariosophic · CC BY-SA 3.0
Photo of Palm City

Palm City, FL · Photo: Stephen B Calvert Clariosophic · CC BY-SA 3.0 · Source ↗

What should you know before moving to Palm City?

FEMA rates its natural-hazard risk higher than 92% of U.S. communities, with hurricanes at the top. Overall it grades B−, 183rd of 634 graded towns in Florida. It is healthier than 90% of U.S. towns. Its weakest subject is cost of living: the typical home is worth about $622K, 8.4 years of the Port St. Lucie metro’s $75K median household income. Palm City’s January low is 56°F, above both Florida’s towns (51°F) and U.S. towns (22°F). On history, just 75 of Florida’s 779 towns do worse. The biggest park or preserve is Justin Wilson Park, at 64 acres.

What makes Palm City stand out

Where Palm City beats most towns, and one thing worth knowing.

A growing town

Palm City has grown 12% from 2010 to 2020

23,120 counted in 2010 and 25,883 in 2020.

23,1202010
25,8832020

U.S. Census 2010 & 2020 counts

How Palm City grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Palm City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Peter and Julie Cummings Library Palm City FL-001
Peter and Julie Cummings Library Palm City FL-001, 2010
Palm City’s story

112 years in pictures

Census counts: 20,097 in 2000, 25,883 in 2020. The archive holds 4 old photos and papers going back to 2010 and 4 maps from 1948 on.

  • 1914Palm City is settled
Explore the history →
Getting set up

Moving to Palm City: who provides what

Palm City is unincorporated, so Martin County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterMartin Co UtilitiesNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesMartin CountyMartin County provides services here
SchoolsMartin County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMartin Supervisor of ElectionsMartin County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3499034990 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Palm City.

Palm City has milder winter nights than nearly all U.S. towns and has less food insecurity than most of Florida, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D

Palm City’s grade for cost of living is a D

At 8.4 years of the Port St. Lucie metro’s $75K median household income, the typical home (about $622K) costs more against local pay than in 90% of Florida towns; that ratio is one input to that grade. The median property tax bill is $4,643, against $2,730 across Florida, another input to its cost-of-living grade.

Zillow values the typical Palm City home at about $622,000, up 2% in a year, 66% above the Florida typical home. In Palm City, the rent at the middle of the market is $2,013 a month. Also worth knowing: homes in Palm City sold for 95.8% of their list price on average.

$622KZillow home value

Typical home value

Palm City$622K
Florida$375K
Market temperature
Buyer’s marketA balanced marketBuyer’sSeller’s
66
days on market
95.8%
sale-to-list price
+2%
value change, 1 year
39
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsB+

On state tests, Palm City’s schools beat 70% of Florida districts

Below: Two of its 3 schools, each with why it was picked. Its public schools are run by the Martin school district.

70%of FL districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Hidden Oaks Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8920A
Bessey Creek Elementary SchoolTop results in townGrades PK–5Grades PK–5594A

NCES · EDFacts · graded within FL on state tests and graduation

HealthA

Palm City’s grade for health is an A

Its widest gap with Florida is food insecurity: 7.9% of its 20,704 adults worry about having enough food, against 16.8% statewide. That grade tops all 3 graded neighbors; North River Shores (A−) comes closest.

In Palm City, 9.3% of adults smoke cigarettes. Of 31 CDC measures, Palm City beats the Florida average on 19 and trails it on 3. Two figures for adults in the town: 25% have obesity, 14% report frequent mental distress.

90%healthier than U.S. townsAHealth Grade
Palm CityFlorida townsU.S. towns
Sleep under 7 hours (CDC PLACES)29%37%36%
Obesity (CDC PLACES)25%32%35%
Frequent mental distress (CDC PLACES)14%16%17%
Get no exercise (CDC PLACES)19%25%25%
31 measures vs. Florida
19 better9 too close to call3 worse
What stands outPalm CityFL
Fewer adults facing food insecurity7.9%16.8%
Fewer older adults who have lost all their teeth6.2%12.7%
More adults who have had cancer13.3%9.1%
Cleveland Clinic Martin North Hospital
3.2 mi away · emergency room
1 of 3
care shortages: mental health
93rd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

The biggest natural risk in Palm City is hurricanes, at a very high overall level

304 flood insurance claims have been paid in Palm City since 1978. Of the losses FEMA expects locally, 71% come from hurricanes and 22% from inland flooding. Households in the town have drawn federal disaster aid in 8 declared disasters, most recently in 2024.

92risk score of 100
FEMA risk score
92Very high riskLowerHigher
HurricanesInland flooding
304
paid flood claims since 1978
8
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B+

With 0.6 jobs for every working resident, most of Palm City’s workers commute out

Jobs based here grew from 4,113 in 2013 to 6,054. 24.7% of workers work from home, against 15.7% across Florida.

Among workers in Palm City, 25% work from home. Only 9% of working residents stay in Palm City for work; the rest commute out. Employers in Palm City added 1,941 jobs between 2013 and 2023, to 6,054. The town’s typical household income comes in at $126,000.

9%work in town
Palm CityFlorida townsU.S. towns
Work from home25%14%11%
Median household income$126,000$73,000$80,000
Average trip to work32 minutes27 minutes25 minutes
Below the poverty line5.6%11%9.6%

Where working residents work

In Palm City9%
Stuart20%
Port St. Lucie5%
Jupiter4%
West Palm Beach3%
18 mi
median commute distance
6,054
jobs based in Palm City
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 37% of U.S. towns

Census LEHD 2023 · ACS

Climate

Mild winters and hot summers: that is Palm City’s year

January nights average 55.5°, milder than in 99% of U.S. towns; July afternoons average 90°.

Snow almost never falls. Its July high stands at 90°F.

90°summer high

Typical low → high °F

Winter57–75°
Spring66–82°
Summer75–89°
Fall70–84°
+1.6°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC+

Palm City has set aside 2.7% of its land for conservation

There are 2.5 miles of trail across 5 parks and preserves. For Palm City, the trail network density is 0.2 miles per square mile.

#407for trails in FL
Palm CityFlorida townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.40.4
Conserved land2.7%3%4.3%
2.7%
conserved · 280 of 10,451 acres
2.5 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Justin Wilson Park—64
2. Pendarvis Park—43
3. Danforth Park—24

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Lake Okeechobee and 19 more within 40 miles

Museums, parks, gardens and other places to visit around Palm City. Close and well known come first.

All 30 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lake Okeechobee: NASA, Public domain · Flagler Museum: Roger Wollstadt from Sarasota, Florida, CC BY-SA 2.0 · First Data Field: JoeCondon, Public domain · National Navy UDT-SEAL Museum: Ebyabe, CC BY-SA 3.0

Keep exploring

Everything we know about Palm City

17pages on Palm City
After high school

Colleges nearby

1 within 15 miles of the center of Palm City

A commuter town

91% of working residents leave Palm City for work

Where Palm City’s working residents go each day. Line width shows the share.

20% → Stuart Stuart 20% 5% → Port St. Lucie Port St. Lucie 5% 4% → Jupiter Jupiter 4% 3% → West Palm Beach West Palm Beach 3% 3% → Palm Beach Gardens Palm Beach Gardens 3% 3% → Fort Pierce Fort Pierce 3% Palm City · 9% stay
6,054jobs based in Palm City
9%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

About Palm City

Census-designated place in Florida, United States

Palm City is an unincorporated area and census-designated place (CDP) in Martin County, Florida, United States. The population was 25,883 at the 2020 census. It is part of the Port St. Lucie Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
17 sq mi
Elevation
7 ft
ZIP code
34990, 34991
Area code
772

Palm City’s neighbors

3 towns share a border with Palm City.

Explore the map →

It grades higher overall than all 3 graded towns on its borders; North River Shores (C) comes closest.

How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Palm City#183B−D—B+A
North River Shores#362CD—B+A−
Stuart#492C−C−C−B+B−
Port St. Lucie#512DD—B−B

Palm City, North River Shores and Port St. Lucie report no FBI crime data of their own. Compare Palm City with a neighbor →

Questions about Palm City

Short answers, built from the data on this page.

Is Palm City, FL a good place to live?

Palm City grades B− overall, better than 47% of U.S. towns and #183 of 634 in Florida. It grades A for health and B+ for schools. Hazard risk is its weak spot, with a D.

Is Palm City, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.