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Otter Creek, Florida
Florida›Levy County

Otter CreekFL

Photo: LittleT889 · CC BY-SA 4.0
Photo of Otter Creek

Otter Creek, FL · Photo: LittleT889 · CC BY-SA 4.0 · Source ↗

Is Otter Creek a good place to live?

35% of households own their home in Otter Creek, below both Florida’s towns (72%) and U.S. towns (73%). Otter Creek has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Otter Creek stand out

Where Otter Creek beats most towns.

By the sea

Otter Creek lives by the ocean

Coastal flooding makes up 32% of the storm damage FEMA expects here.

32%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
7storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

An Old Florida-style roadside house, now well weathered and serving primarily as a place to hang a sign advertising a c…
An Old Florida-style roadside house, now well weathered and serving primarily as a place to hang a sign advertising a c…, 2020
Otter Creek’s story

170 years in pictures

Census counts: 230 in 1970, 108 in 2020. The archive holds 11 old photos and papers going back to 2004 and 2 maps from 1954 on.

  • 1856Otter Creek is settled
Explore the history →
Getting set up

Moving to Otter Creek: who provides what

Who provides power, water and the rest in Otter Creek, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Otter Creek water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Otter Creek’s trash rules yet
SchoolsLevy County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereLevy Supervisor of ElectionsLevy County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3268332683 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Otter Creek.

Schools

The schools Otter Creek’s kids attend

Its one school is below.

SchoolLevelStudentsLetter
Creekside Christian School PrivateLargest high schoolGrades PK–12Grades PK–1283–

NCES · EDFacts

Natural hazards

Otter Creek has a very high natural-hazard risk, chiefly from hurricanes

Expected losses in Otter Creek break down as 33% from hurricanes and 32% from coastal flooding. Compared with 87% of U.S. communities, expected storm and flood damage locally is higher. Federal disaster aid has reached households in Otter Creek after 7 declared disasters, most recently in 2024.

87risk score of 100
FEMA risk score
87Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
7
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

In Otter Creek, expect mild winters and hot summers

In Otter Creek, the typical July afternoon high is 91°F, near the Florida town median (91°F) and above the median of U.S. towns (85°F).

91°summer high

Typical low → high °F

Winter46–69°
Spring57–82°
Summer72–91°
Fall61–82°
Dec 2
typical first frost
Feb 28
typical last frost
+1.5°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Otter Creek is

16% of Otter Creek adults report frequent physical distress. Of 31 CDC measures, Otter Creek beats the Florida average on 1 and trails it on 9.

Otter CreekFlorida townsU.S. towns
Frequent mental distress (CDC PLACES)19%16%17%
Smoke cigarettes (CDC PLACES)17%13%14%
Frequent physical distress (CDC PLACES)16%15%14%
Sleep under 7 hours (CDC PLACES)40%37%36%
31 measures vs. Florida
1 better21 too close to call9 worse
What stands outOtter CreekFL
Fewer adults facing housing insecurity12%13.9%
More older adults who have lost all their teeth28.2%12.7%
VA North Florida/South Georgia Healthcare System - Gainesville
29.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

0% of Otter Creek is conserved land

Otter Creek’s density of trails is 0.7 miles per square mile. 1.0 miles of trail.

0%conserved
0%
conserved · 0 of 881 acres
1.0 mi
of trails · 0.7 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Otter Creek

18pages on Otter Creek
After high school

Colleges nearby

None within 15 miles of Otter Creek; the nearest are

Small town

117 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

About Otter Creek

Town in the state of Florida, United States

Otter Creek is a town in Levy County, North Florida, United States. The population was 108 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.4 sq mi
Elevation
26 ft
ZIP code
32683
Area code
352

Questions about Otter Creek

Short answers, built from the data on this page.

Is Otter Creek, FL a good place to live?

Otter Creek has fewer than 1,000 residents, too few for fair grades; the figures below are still real.