Photo: Ebyabe · CC BY-SA 3.0Measured against area pay, Ocklawaha costs less to live in than 62% of U.S. towns
Down 1.1% in a year, 37% below the Florida typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Ocala, FL metro area ($61K). How TownRatings grades cost of living
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Ocala metro earn ($61K, Census 2020–24). The typical home costs 3.1 years of metro income, and 27% of renters pay 30% or more of income for housing.
In dollars
- $238Ktypical home, 37% below the Florida typical homeZillow, September 2026
- $1,260a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 95prices across the Ocala metro, where the U.S. is 100 (housing 86)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$61K, Ocala-area income
- 30%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 10%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Ocklawaha, in brief
An older housing stock
Half of Ocklawaha’s homes were built before 1960, against 1988 for Florida as a whole. Older homes can mean character, and also bigger heating and repair bills, so an inspection matters. Property taxes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Ocklawaha’s grade
Measured against what households in the area earn, Ocklawaha is more affordable than 62% of U.S. towns. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.
Values have outpaced Florida: the typical Ocklawaha home is up 28.8% in five years, against 18.6% statewide (Zillow).
Up 28.8% in five years
Faster than Florida (18.6%).
Show as a table
| January | Ocklawaha | Florida |
|---|---|---|
| 2017 | $102,000 | $209,000 |
| 2018 | $115,000 | $226,000 |
| 2019 | $128,000 | $241,000 |
| 2020 | $139,000 | $252,000 |
| 2021 | $160,000 | $276,000 |
| 2022 | $197,000 | $339,000 |
| 2023 | $234,000 | $392,000 |
| 2024 | $242,000 | $402,000 |
| 2025 | $245,000 | $396,000 |
| 2026 | $242,000 | $377,000 |
| September 2026 | $238,000 | $375,000 |
A typical Ocklawaha home worth $100K in October 2016 is worth about $238K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A year’s rent takes 30% of area income
The calculator starts from the area income the grade uses. Switch to Ocklawaha’s own median, or type yours.
That covers a typical Ocklawaha home, with $6K to spare.
A two-bedroom rents for about $1,260 a month here, $130 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ocklawaha’s typical property tax (0.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,260
Renters already here pay a median of $1,542.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Ocala, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Florida norm
The median bill is $1,337 (Florida: $2,730), 0.70% of a home’s value a year, against 0.76% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Ocklawaha
Only figures published free for the whole country, each labeled with the area it covers: the Ocala, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 95 | FL 103 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | FL 98 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 87 | FL 90 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | FL 101 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Ocklawaha vs. its neighbors
Of the 1 towns here with a Zillow value, Ocklawaha has the lowest. Silver Springs Shores East has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Ocklawaha | B | $238K | $190K | 0.70% | $1,260 |
| Silver Springs Shores East | C | — | $233K | 0.78% | $1,260 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Ocklawaha
Is Ocklawaha expensive to live in?
Measured against what households in the area earn, Ocklawaha costs less than 62% of U.S. towns: a B for cost of living. The typical home costs 3.1 years of the median household income of the Ocala, FL metro area ($61K).
How much does a house cost in Ocklawaha?
About $238K, Zillow’s typical value for September 2026, down 1.1% in a year. The Florida typical home is $375K.
What salary do you need to live in Ocklawaha?
To buy the typical home with 20% down at 6.3%, about $59,000 a year, keeping the payment (about $1,390 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $50,000.
How much is rent in Ocklawaha?
HUD puts a two-bedroom at about $1,260 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,542 (Census 2020–24).
What are property taxes in Ocklawaha?
The median bill is $1,337 a year, 0.70% of the median home value (Florida: $2,730, 0.76%), from the Census 2020–24.
Are home prices in Ocklawaha going up?
No: down 1.1% in the past year and 28.8% in five years, against 18.6% across Florida (Zillow).
Neighbors talk housing
What Ocklawaha buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.