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North Key Largo
Florida›Monroe County

North Key LargoFL

A town of 1,808.

1 bordering townMap →
Jones Family Historic District · Photo: National Park Service · Public domain
Photo of North Key Largo

North Key Largo, FL · Jones Family Historic District · Photo: National Park Service · Public domain

Is North Key Largo a good place to live?

The best of North Key Largo’s subject grades are an A for walkability and the outdoors; the weakest is a D− for cost of living. 28% of residents live below the poverty line in North Key Largo, where Florida’s towns sit at 11% and U.S. towns at 9.6%. On hazard risk, just 20 of Florida’s 779 towns do worse. 58% of the land in North Key Largo is conserved, against 3% in Florida’s towns and 4.3% across U.S. towns. Only 32 of Florida’s 779 towns score higher on the outdoors. The biggest park or preserve is Florida Keys National Marine Sanctuary, at 438 acres. North Key Largo has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes North Key Largo stand out

Where North Key Largo beats most towns, and one thing worth knowing.

By the sea

North Key Largo lives by the ocean

Coastal flooding makes up 25% of the storm damage FEMA expects here.

25%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
135paid flood-insurance claims since 2005
99thpercentile for hurricane risk
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How North Key Largo grades

Each subject compared with towns across the country (schools within Florida), ordered by how far North Key Largo is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

ABANDONED CAR IN
ABANDONED CAR IN, 1973
North Key Largo’s story

North Key Largo in pictures

Census counts: 1,490 in 1990, 1,431 in 2020. The archive holds 12 old photos and papers going back to 1973 and 5 maps from 1949 on.

Explore the history →
Nearby attractions

Everglades National Park and 49 more within 40 miles

Museums, parks, gardens and other places to visit around North Key Largo. Close and well known come first.

All 60 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Everglades National Park: Everglades NPS from Homestead, Florida, United States, Public domain · Nu Stadium: Cuban Boy, CC0 · Biscayne National Park: National Park Service, Public domain · Kaseya Center: jjron, GFDL 1.2 · LoanDepot Park: Roberto Coquis, CC BY 2.0 · Biscayne Bay: Don Ramey Logan, CC BY-SA 4.0

Getting set up

Moving to North Key Largo: who provides what

North Key Largo is unincorporated, so Monroe County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesMonroe CountyMonroe County provides services here
SchoolsMonroe County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMonroe Supervisor of ElectionsMonroe County; contacts on the Handbook page.FVAP, Dec 2025
ZIP code3303733037 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in North Key Largo.

63%of FL districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
The Academy at Ocean Reef PrivateLargest elementary schoolGrades PK–8Grades PK–874–

NCES · EDFacts · graded within FL on state tests and graduation

OutdoorsA

Nearly a third of North Key Largo is conserved land

7.6 miles of trail in 2 parks and preserves.

58%conserved
58%
conserved · 7,255 of 12,499 acres
7.6 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Dagny Johnson Key Largo Hammock Botanical State Park2.9 mi351
2. Florida Keys National Marine Sanctuary0.2 mi438

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade C

A job hub: North Key Largo has 4.1 jobs for every working resident and draws in 2,299 commuters

Most working residents leave North Key Largo for work: only 17% work in town. Since 2013, North Key Largo has added 958 jobs, to 2,398 in 2023. The top destinations are Key Largo (18%), Islamorada, Village of Islands (9%) and Key West (7%).

17%work in town
North Key LargoFlorida townsU.S. towns
Average trip to work17 minutes27 minutes25 minutes
Working residents who work in town17%5%8%

Where working residents work

In North Key Largo17%
Key Largo18%
Islamorada, Village of Islands9%
Key West7%
Miami5%
30 mi
median commute distance
2,398
jobs based in North Key Largo
A job hub
jobs vs. working residents
A
Walkability grade: more walkable than 94% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade D−

North Key Largo stands out in Florida and nationally: the FEMA risk score there is higher

The FEMA risk score in North Key Largo is 97 of 100. Since 2005, 135 flood insurance claims have been paid out in North Key Largo.

97risk score of 100
FEMA risk score
97Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
135
paid flood claims since 2005

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In North Key Largo, expect mild winters and hot summers

North Key Largo has warm winters and warm summers, with plenty of rain. Among 639 Florida towns, just 1 have a lower July high than North Key Largo.

89°summer high

Typical low → high °F

Winter64–77°
Spring70–82°
Summer78–89°
Fall74–85°
+2.0°
vs. the 20th-century average
89°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB−

North Key Largo ranks healthier than 54% of the country’s towns

North Key Largo beats the Florida average on 14 of 31 CDC measures and trails it on 8. 50% of North Key Largo adults have high blood pressure.

55%healthier than U.S. townsB−Health Grade
North Key LargoFlorida townsU.S. towns
High blood pressure (CDC PLACES)50%37%35%
Yearly checkup (CDC PLACES)86%79%79%
Frequent mental distress (CDC PLACES)12%16%17%
Diabetes (CDC PLACES)17%13%12%
31 measures vs. Florida
14 better9 too close to call8 worse
What stands outNorth Key LargoFL
Fewer adults facing housing insecurity7.1%13.9%
Fewer adults facing a utility shut-off4.8%8.6%
More adults who have had cancer17.6%9.1%
Homestead Hospital
16.4 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade D−

A larger share of households own their home in North Key Largo than in most of Florida or the rest of the country

94% of households own their home in North Key Largo.

$2.98Mmedian sale price
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about North Key Largo

17pages on North Key Largo
After high school

Colleges nearby

None within 15 miles of North Key Largo; the nearest are

A growing town

North Key Largo has grown 15% from 2010 to 2020

1,244 counted in 2010 and 1,431 in 2020.

1,2442010
1,4312020

U.S. Census 2010 & 2020 counts

About North Key Largo

Census-designated place in Florida, United States

North Key Largo is an unincorporated area and census-designated place (CDP) in Monroe County, Florida, United States. The population was 1,431 at the 2020 census, up from 1,244 in 2010. It includes two private clubs, the Ocean Reef Club and the Key Largo Anglers Club, and is reached from the mainland via the Card Sound Bridge.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
20 sq mi
Elevation
0 ft
Area code
305

North Key Largo’s neighbors

One town shares a border with North Key Largo.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
North Key Largo——D−—BB−
Key Largo#367CD—BB

North Key Largo has fewer than 2,500 residents, so it gets subject grades but no overall grade. North Key Largo and Key Largo report no FBI crime data of their own. Compare North Key Largo with a neighbor →

Questions about North Key Largo

Short answers, built from the data on this page.

Is North Key Largo, FL expensive?

Yes. The typical home is worth about $2,000,000, 433% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.